Equity
-€393
Debts exceed assets in financial year 2025.
JRM CONCEPT
Lifetime
7 annual accounts with figures on one time axispeak €62,999 (2019)
€56,627▲ 73.2%
lowest -€17,795 (2023)
€4,082▲ €13,197
peak €48,422 (2020)
-€393▲ €4,082
€39,137▲ 38.6%
Board2 names since 2018
1 director
Documentsfilings and deeds
20-07-202611 days before the deadline
2025micro format
Gross margin from €32,687 to €56,627Back to profit: €4,082Equity from -€4,475 to -€393Debts from €28,243 to €39,137
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 2,182 companies had the same profile as JRM CONCEPT has now. Each dot stands for 6 companies, two years later.
88.8%
were still trading
5.9%
stopped another way
4.8%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,182 companies, not a prediction for JRM CONCEPT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Director
- 75 sharesdeed of 25-05-2018
- 25 sharesdeed of 25-05-2018
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0696715663
Change of role: , from manager to director
General meeting of 03-10-2022 · Gazette deed
First establishment
Rue Petite Ville 26, Ans
Incorporation
Founding capital of €18,600, 100 shares, €6,200 paid up · Founders: and · Appointment: (manager) · published on 25-05-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JRM CONCEPT Ans | €38,744 | €56,627 | -1.0% | - |
| Verhagen Tegelwerken Ravels | €80,222 | €63,009 | 46.6% | - |
| Tegelinterieur Hoogstraten | €68,607 | €19,460 | 12.7% | - |
| Tegelwerken Geert Hasselt | €103,945 | €32,731 | 35.9% | - |
| Tegeloutlet Aartselaar Aartselaar | €53,430 | €100,047 | -695.2% | 2.8 |
| YTC Heusden-Zolder | €123,636 | €45,303 | 5.1% | - |
| ID CARREAUX Perwez | €98,181 | €21,651 | 25.3% | - |
These companies have the same main activity as JRM CONCEPT: retail trade (NACE 47523). They are comparable in size and age: total assets between €53,400 and €124,000, founded between 2006 and 2021.
Official details
Source: KBO- Status
- Active since 23-05-2018Normal situation
- Activity
- Retail tradeNACE 47523and 4 others
- Establishment unit
- 2.276.267.5244432 Ans, since 01-07-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 16-12-2025
Annual accounts 2025
- €38,744▲ 63.0%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 20-07-2026, 11 days before the end of the filing period
Insights on JRM CONCEPT
JRM CONCEPT files the micro format. That format states no turnover. The gross margin fell from €62,999 in 2019 to €56,627 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JRM CONCEPT
- What is the company number of JRM CONCEPT?
- The company number of JRM CONCEPT is 0696.715.663. The VAT number is the same number with BE in front: BE 0696.715.663.
- Where is JRM CONCEPT based?
- The registered office is at Rue Petite Ville 26, 4432 Ans.Company details
- What does JRM CONCEPT do?
- According to the KBO register, the main activity is retail trade (NACE 47523).
- What is the legal form of JRM CONCEPT?
- JRM CONCEPT is a private limited company (BV).
- When was JRM CONCEPT founded?
- JRM CONCEPT was founded on 23-05-2018.
- Is JRM CONCEPT still active?
- Yes, JRM CONCEPT is an active enterprise in the KBO register.
- How many employees does JRM CONCEPT have?
- JRM CONCEPT had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of JRM CONCEPT?
- The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €56,627 and 35 comparable companies (NACE 475). It probably lies between €150,000 and €470,000.
- Is JRM CONCEPT profitable?
- In financial year 2025, JRM CONCEPT made a profit of €4,082.
- Where can I find the annual accounts of JRM CONCEPT?
- JRM CONCEPT filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JRM CONCEPT due?
- JRM CONCEPT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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