JR-Technics
ActiveSummary
The computed 12-month bankruptcy probability of JR-Technics is 2.3% (moderate). The 2025 annual accounts show equity of €17k and a net result of €65k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 27786 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency38▼-54
Growth78=
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 2.75 in 2024; short-term debt: 86.9% and cash: 46.1% of total assets), and 86.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.1%
Return on assets
50.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-03-2026, 136 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
136 d early
2024
34 d early
2023
33 d early
2022
17 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k▼ 83.6%
2024 · €102k
2022: €14k
2023: €47k
2024: €102k
2022 → 2025
Total assets
€128k▼ 15.1%
2024 · €151k
2022: €21k
2023: €87k
2024: €151k
2022 → 2025
Net result
€65k▲ 16.3%
2024 · €56k
2022: €12k
2023: €35k
2024: €56k
2022 → 2025
Working capital
€3k▼ 96.2%
2024 · €86k
2022: €14k
2023: €26k
2024: €86k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€14k-€47k▲ 235%€102k▲ 115%€17k▼ 83.6%
Operating result€15k-€48k▲ 228%€77k▲ 59.8%€89k▲ 15.6%
Net result€12k-€35k▲ 200%€56k▲ 60.8%€65k▲ 16.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 16% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €128k
Fixed assets
€13k ▼ 15.4%
Current assets
€114k ▼ 15.1%
Equity and liabilities €128k
Equity
€17k ▼ 83.6%
Debt
€111k ▲ 127%
Debt's share of the balance-sheet total rises from 32.6% to 86.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€94k▲
2024 · €82k
Cash flow
€70k▲
2024 · €61k
Current ratio
1.03▼
2024 · 2.75
Quick ratio
1.02▼
2024 · 2.61
Debt to equity
6.66▲
2024 · 0.48
ROE
389.9%▲
2024 · 55.1%
ROA
50.9%▲
2024 · 37.2%
Interest coverage
102.87▲
2024 · 55.83
Debt ≤ 1 year
€111k▲
2024 · €49k
Income taxes
€23k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€151k€128k▼
Fixed assets21/28€16k€13k▼
Tangible fixed assets22/27€16k€13k▼
Land and buildings22€2k€2k▼
Furniture and vehicles24€14k€9k▼
Other tangible fixed assets26-€3k
Current assets29/58€135k€114k▼
Stocks and contracts in progress3€7k€657▼
Stocks30/36€7k€657▼
Amounts receivable within one year40/41€27k€55k▲
Trade receivables40€23k€52k▲
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€101k€59k▼
Deferred charges and accrued income490/1€358€176▼
Equity and liabilities
Total equity and liabilities10/49€151k€128k▼
Equity10/15€102k€17k▼
Contributions10/11€3k€3k=
Reserves13€99k€14k▼
Distributable reserves133€99k€14k▼
Amounts payable17/49€49k€111k▲
Amounts payable within one year42/48€49k€111k▲
Trade debts44€823€12k▲
Suppliers440/4€823€12k▲
Taxes, remuneration and social security45€32k€21k▼
Taxes450/3€32k€21k▼
Other amounts payable47/48€17k€78k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€83k€96k▲
Operating profit (loss)9901€77k€89k▲
Financial income75/76B€1€8▲
Recurring financial income75€1€8▲
Financial charges65/66B€1k€912▼
Recurring financial charges65€1k€912▼
Profit (loss) for the period before taxes9903€75k€88k▲
Income taxes67/77€19k€23k▲
Profit (loss) for the period9904€56k€65k▲
Profit (loss) for the period to be appropriated9905€56k€65k▲
Appropriation of the result
Profit (loss) to be appropriated9906€56k€65k▲
Transfer from equity791/2-€85k
Transfer to equity691/2€54k-
To other reserves6921€54k-
Profit to be distributed694/7€2k€150k▲
Return on contributions (dividend)694€2k€150k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €65k ▲16.3%
Operating result €89k, net result €65k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €102k ▲115%
3 profitable years in a row build equity to €102k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diepenbeek · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lutselusstraat 1303590 DiepenbeekGround area
837 m²
Building footprint
237 m²
Parcel 71402C0342/00V000, Flanders. Linked by address, not a title deed.
1 establishment unit
JR-Technics
since 20222.337.421.272
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71402C0342/00V000 | Flanders | 837 m² | 1 · 237 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RENOWATION
BE 0771.590.557
Sint-Genesius-Rode · Eq €16,697
CAPI CONSTRUCT
BE 0460.604.302
Sambreville · Eq €16,755
Toitures Brohet
BE 0657.867.460
Fontaine-l'Evêque · Eq €16,755
Flo Building
BE 0756.952.861
Nazareth · Eq €16,761
DUMAT Service
BE 0441.824.904
Beyne-Heusay · Eq €16,640
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 4,952 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-10-2022
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
43120Site preparation
43211General electrical installation work
43240Other construction installation
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.