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JR RUTTEN

Active
Private limited company (pre-2019)founded 2003active for 23 yearsDillestraat 14, 3670 Oudsbergen, BelgiumKBO/BCE: BE 0480.007.567
Summary

JR RUTTEN has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,332 and a net result of €2,693. Equity has been stable since 2018 (±1.3% per year). Its solvency ranks better than 82% of 9,883 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 11-04-2003 Normal situation
Activity
Site preparation NACE 43120and 4 others
Establishment unit
2.126.656.803 3670 Oudsbergen, since 30-04-2003
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board
  • Rutten JosDirector · since 01-04-2003
Shareholders
  • Benoït JANSSENannual accounts 2018
  • Marie-Elise MORRHEYannual accounts 2018

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€4,684
▼ 19.1%
Turnover
≈ €50,000
estimated
Profit
€2,693
▼ 20.9%
Equity
€13,332
▲ 25.3%
Total assets
€18,252
▼ 15.8%
Filed on 19-07-2026, 12 days before the deadline
Score breakdownraises riskSize: total assets €18,252Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 3.71, cash €6,295Founded in 2003Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 70% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 98+24
equity 73.0% of total assets
Liquidity 83+37
short-term debt 27.0% · cash 34.5%
Profitability 74-3
return on assets 14.8%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.1%▼ -0.2 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.71 (1.96 in 2024), above the usual 1.5. Short-term debt is 27% and cash 34.5% of total assets. 27% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 79% of them on solvency, 80% on liquidity, 47% on profitability and 72% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.71, cash €6,295
NBB · annual accounts
raises risk · Size: total assets €18,252
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2003
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
18202122232425
2018 to 2025 · latest year €13,332
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-07-2026, 12 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
12 days early
2024
31 days early
2023
7 days early
2022
5 days late
2021
2 days early
2020
3 days late
2018
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 6 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 89% of companies in specialised constructionsector median €251,308 · 9,885 companies €13,332 View

Recent changes

  1. · Gazette deed Resignation: Yves RUTTEN (director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as JR RUTTEN: site preparation (NACE 43120). They are comparable in size and age: total assets between €13,100 and €31,600, founded between 2000 and 2011.

CompanyTotal assetsGross margin
JR RUTTEN Oudsbergen€18,252€4,684
GRONDWERKEN DEKENS Horebeke€24,839€5,150
E.L. Projects Merksplas€13,147€5,530
VLOER- EN TEGELWERKEN THIERRY STESSENS Niel€13,796€6,068
Vankeerberghen Fabian Chaumont-Gistoux€31,633€2,980
ABORDS Gesves€15,423€7,524
DYNAMIC-STORES Seneffe€31,075€8,696
Full comparison

Key facts about JR RUTTEN

What is the company number of JR RUTTEN?
The company number of JR RUTTEN is 0480.007.567. The VAT number is the same number with BE in front: BE 0480.007.567.
Where is JR RUTTEN based?
The registered office is at Dillestraat 14, 3670 Oudsbergen.Company details
What does JR RUTTEN do?
According to the KBO register, the main activity is site preparation (NACE 43120).
What is the legal form of JR RUTTEN?
The legal form of JR RUTTEN is Private limited company (pre-2019) (BVBA).
When was JR RUTTEN founded?
JR RUTTEN was founded on 11-04-2003.
Is JR RUTTEN still active?
Yes, JR RUTTEN is an active enterprise in the KBO register.
What is the turnover of JR RUTTEN?
The turnover in financial year 2025 is ≈ €50,000. This figure is estimated from the gross margin of €4,684 and 38 comparable companies (NACE 43120). It probably lies between €24,000 and €81,000. It is a rough estimate.Financials
Is JR RUTTEN profitable?
In financial year 2025, JR RUTTEN made a profit of €2,693.
Where can I find the annual accounts of JR RUTTEN?
JR RUTTEN filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JR RUTTEN due?
JR RUTTEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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