JR CONSULTING
ActiveSummary
JR CONSULTING has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.34M and a net result of €2.69M. Equity is growing by ~25.5% per year across the filed fiscal years. Its solvency ranks better than 79% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+13
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €300k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 8.11 in 2024; short-term debt: 13.3% and cash: 13.1% of total assets), and 16.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.6%
Return on assets
67.4%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
23 d early
2023
on the day
2022
on the day
2021
40 d late
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€3.34M▲ 191%
2024 · €1.15M
2018: €110k
2019: €256k
2020: €420k
2021: €589k
2022: €846k
2023: €976k
2024: €1.15M
2018 → 2025
Total assets
€4.00M▲ 191%
2024 · €1.37M
2018: €159k
2019: €315k
2020: €519k
2021: €1.02M
2022: €1.10M
2023: €1.33M
2024: €1.37M
2018 → 2025
Net result
€2.69M▲ 1,231%
2024 · €202k
2018: €36k
2019: €146k
2020: €164k
2021: €248k
2022: €272k
2023: €252k
2024: €202k
2018 → 2025
Working capital
€248k▼ 60.1%
2024 · €622k
2018: €87k
2019: €121k
2020: €280k
2021: €318k
2022: €346k
2023: €471k
2024: €622k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€589k-€846k▲ 43.7%€976k▲ 15.4%€1.15M▲ 17.6%€3.34M▲ 191%
Operating result€182k-€96k▼ 47.3%€128k▲ 33.4%€153k▲ 19.8%€214k▲ 39.9%
Net result€248k-€272k▲ 9.6%€252k▼ 7.5%€202k▼ 19.8%€2.69M▲ 1,231%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 40% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.00M
Fixed assets
€3.22M ▲ 384%
Current assets
€779k ▲ 9.9%
Equity and liabilities €4.00M
Equity
€3.34M ▲ 191%
Debt
€656k ▲ 191%
Debt's share of the balance-sheet total stays at 16.4%.
Key figures and ratios
EBITDA
€268k▲
2024 · €203k
Cash flow
€2.74M▲
2024 · €252k
Current ratio
1.47▼
2024 · 8.11
Debt to equity
0.20=
2024 · 0.20
ROE
80.6%▲
2024 · 17.6%
ROA
67.4%▲
2024 · 14.7%
Interest coverage
43.35▼
2024 · 88.67
Debt ≤ 1 year
€531k▲
2024 · €87k
Debt > 1 year
€125k▼
2024 · €138k
Income taxes
€52k▼
2024 · €73k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 60 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.37M€4.00M▲
Fixed assets21/28€665k€3.22M▲
Tangible fixed assets22/27€532k€489k▼
Land and buildings22€434k€422k▼
Plant, machinery and equipment23€1k€157▼
Furniture and vehicles24€97k€67k▼
Financial fixed assets28€132k€2.73M▲
Current assets29/58€709k€779k▲
Amounts receivable after more than one year29€73k€60k▼
Other amounts receivable291€73k€60k▼
Amounts receivable within one year40/41€39k€192k▲
Trade receivables40-€43k
Other amounts receivable41€39k€149k▲
Cash at bank and in hand54/58€573k€522k▼
Deferred charges and accrued income490/1€24k€5k▼
Equity and liabilities
Total equity and liabilities10/49€1.37M€4.00M▲
Equity10/15€1.15M€3.34M▲
Contributions10/11€19k€19k=
Reserves13€1.12M€3.32M▲
Tax-exempt reserves132€24k€24k=
Distributable reserves133€1.09M€3.30M▲
Profit (loss) carried forward14€12k€0▼
Amounts payable17/49€226k€656k▲
Amounts payable after more than one year17€138k€125k▼
Financial debts170/4€138k€125k▼
Amounts payable within one year42/48€87k€531k▲
Current portion of amounts payable after more than one year42€50k€13k▼
Financial debts43-€20
Credit institutions430/8-€20
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€17k€92k▲
Taxes450/3€17k€92k▲
Other amounts payable47/48€15k€424k▲
Accrued charges and deferred income492/3€125€0▼
Income statement
Code20242025
Non-recurring operating income76A€14k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€54k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€35k€0▼
Other operating charges640/8€27k€2k▼
Non-recurring operating charges66A€3k€0▼
Gross operating margin9900€269k€270k▲
Operating profit (loss)9901€153k€214k▲
Financial income75/76B€124k€3.18M▲
Recurring financial income75€124k€34k▼
Non-recurring financial income76B-€3.14M
Financial charges65/66B€2k€650k▲
Recurring financial charges65€2k€6k▲
Non-recurring financial charges66B-€644k
Profit (loss) for the period before taxes9903€276k€2.74M▲
Income taxes67/77€73k€52k▼
Profit (loss) for the period9904€202k€2.69M▲
Profit (loss) for the period to be appropriated9905€202k€2.69M▲
Appropriation of the result
Profit (loss) to be appropriated9906€214k€2.70M▲
Profit (loss) brought forward from the previous period14P€12k€12k=
Transfer from equity791/2€30k€0▼
Transfer to equity691/2€202k€2.20M▲
To other reserves6921€202k€2.20M▲
Profit to be distributed694/7€30k€500k▲
Return on contributions (dividend)694€30k€500k▲
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (26 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Highest result since 2018net €2.69M ▲1231%
Operating result €214k, net result €2.69M, both a record.
30-09
Financial
Equity above €2MEq €3.34M ▲191%
8 profitable years in a row build equity to €3.34M.
07-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Liquidity doublescurrent ratio 8.11
Current ratio from 3.33 to 8.11; short-term debt falls from €203k to €87k.
30-09
Financial
Equity above €1MEq €1.15M ▲17.6%
7 profitable years in a row build equity to €1.15M.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 40 days late
2021
30-09
Financial
Equity above €500kEq €589k ▲40.1%
4 profitable years in a row build equity to €589k.
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
30-09
Financial
Equity above €200kEq €256k ▲132%
2 profitable years in a row build equity to €256k.
17-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
11-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jagerspad 93910 PeltGround area
4,860 m²
Building footprint
478 m²
Volume, LiDAR
2,721 m³
2 parcels, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JR Consulting
since 20142.231.783.522
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72025A0186/00H039 | Flanders | 3,886 m² | 1 · 344 m² | 8.6 m · 2 fl. |
| 24014C0052/00K000 | Flanders | 974 m² | 1 · 134 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EIFEL - INVEST
BE 0436.506.334
Büllingen · Eq €3,338,540
EOL Belgium
BE 0508.520.421
Brussel · Eq €3,337,020
HUPPELDEPUP
BE 0460.420.495
Leuven · Eq €3,343,293
KuPiCo
BE 0787.236.657
Koksijde · Eq €3,344,697
CLF Logistics
BE 0447.149.610
Comines-Warneton · Eq €3,344,962
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 14,797 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2014
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.