JR BUILD
ActiveJR BUILD has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €223k and a net result of €-79k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 44% of 979 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability1▲+1
Solvency66▼-16
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.69 against 2.38 in 2024; short-term debt: 51.5% and cash: 1.6% of total assets), but 59.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-79k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-08-2026, 16 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
16 d late
2024
60 d late
2023
129 d early
2022
12 d late
2021
22 d late
2020
57 d early
2019
68 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€345k
EBIT margin
1.3%
Net result
€-79k▲ 13.1%
2024 · €-90k
2018: €879
2019: €24k
2020: €820
2021: €712
2022: €5k
2023: €829
2024: €-90k
2018 → 2025
Working capital
€195k▼ 26.3%
2024 · €264k
2018: €321k
2019: €355k
2020: €330k
2021: €436k
2022: €339k
2023: €302k
2024: €264k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€385k-€391k▲ 1.4%€392k▲ 0.2%€301k▼ 23.1%€223k▼ 26.1%
Operating result€2k-€6k▲ 298%€2k▼ 72.8%€-86k€-75k▲ 13.1%
Net result€712-€5k▲ 661%€829▼ 84.7%€-90k€-79k▲ 13.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €75k in 2025 against €86k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €547k
Fixed assets
€70k▼ 4.1%
Current assets
€476k▲ 4.6%
Equity and liabilities €547k
Equity
€223k▼ 26.1%
Debt
€324k▲ 42.4%
The debt ratio rises from 43.0% to 59.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-50k▲
2024 · €-62k
Cash flow
€-54k▲
2024 · €-66k
Solvency
40.7%▼
2024 · 57.0%
Current ratio
1.69▼
2024 · 2.38
Quick ratio
1.38▼
2024 · 2.25
Debt / equity
1.46▲
2024 · 0.76
ROE
-35.3%▼
2024 · -30.0%
ROA
-14.4%▲
2024 · -17.1%
Interest coverage
-15.82▲
2024 · -16.99
Debt
€324k▲
2024 · €228k
Debt ≤ 1 year
€281k▲
2024 · €191k
Debt > 1 year
€43k
Income taxes
€466▲
2024 · €447
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€529k€547k▲
Fixed assets21/28€73k€70k▼
Tangible fixed assets22/27€73k€70k▼
Plant, machinery and equipment23€27k€41k▲
Furniture and vehicles24€47k€29k▼
Current assets29/58€455k€476k▲
Stocks and contracts in progress3€25k€87k▲
Stocks30/36€25k€87k▲
Amounts receivable within one year40/41€428k€379k▼
Trade receivables40€327k€276k▼
Other amounts receivable41€101k€103k▲
Cash at bank and in hand54/58-€8k
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€529k€547k▲
Equity10/15€301k€223k▼
Contributions10/11€19k€19k=
Reserves13€283k€283k=
Tax-exempt reserves132€65k€65k=
Distributable reserves133€217k€217k=
Profit (loss) carried forward14-€-79k
Amounts payable17/49€228k€324k▲
Amounts payable after more than one year17-€43k
Financial debts170/4-€43k
Amounts payable within one year42/48€191k€281k▲
Trade debts44€18k€38k▲
Suppliers440/4€18k€38k▲
Taxes, remuneration and social security45€3k€858▼
Taxes450/3€3k€858▼
Other amounts payable47/48€171k€242k▲
Accrued charges and deferred income492/3€36k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€25k▲
Other operating charges640/8€465€1k▲
Gross operating margin9900€-61k€-49k▲
Operating profit (loss)9901€-86k€-75k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€-90k€-78k▲
Income taxes67/77€447€466▲
Profit (loss) for the period9904€-90k€-79k▲
Profit (loss) for the period to be appropriated9905€-90k€-79k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-90k€-79k▲
Transfer from equity791/2€90k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 16 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Weakest financial yearnet €-90k ▼11012%
Net result drops to €-90k, the lowest in the series; recovery starts the following year.
24-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 12 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €24k ▲2679%
Operating result €31k, net result €24k, both a record.
19-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
07-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herkenrodedreef 693511 HasseltGround area
1,115 m²
Building footprint
162 m²
Volume, LiDAR
763 m³
Parcel 71483E0220/00Z002, Flanders · tallest building 8.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Tuin-Bouwbedrijf J.R.
since 20072.164.670.707
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71483E0220/00Z002 | Flanders | 1,115 m² | 1 · 161 m² | 8.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,327 companies in sector 42110 we hold annual accounts for 1,097. 787 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-08-2007
Fiscal year end31-12
Activities, NACEBEL
42110Construction of roads and motorways
45230
01410Raising of dairy cattle
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.