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JPTR

Active
Private limited companyfounded 201115 yrs activeZwaluwenstraat 17, 1000 Brussel, BelgiumKBO/BCE: BE 0837.758.415
Summary

JPTR has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €806,114 and a net result of -€29,592. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 95% of 32629 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

What they do
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
How big
€809,759total assets 2025
Equity
€806,114
Loss
-€29,592
Turnover not published (abridged schema)
Financially healthy?
71 Healthy Checked score 2025
Bankruptcy chance 12 m
0.3%
Who decides
Accounts 158 d early0 of 4 deeds read
Why 71- Higher-failure-rate region- Persistent losses+ Lower-failure-rate sector+ Long track record+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence

Checked score

Score 2025
Axes · tick = 2024
Profitability28▼-3
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55,000 at 30 days acceptable
short-term debt: 0.5% and cash: 5.3% of total assets, and 0.5% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 15 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
99.5%
Return on assets
-3.7%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€29,592
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-02-2026, 158 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
158 d early
2024
119 d early
2023
56 d early
2022
46 d early
2021
45 d early
2020
53 d early
2019
46 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 75 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 June (4 of the last 5 filed years within 64 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€29,592
  3. Liquidity quadruplescurrent ratio 222.16

Financials

Fiscal year 2025Total assets €809,759Loss -€29,592Solvency 99.5%Liquidity 222.16
Total assets
€809,759▼ 4.9%
2018 - 2025
Net result
-€29,592▼ 38.2%
2018 - 2025
Equity
€806,114▼ 3.5%
2018 - 2025
Solvency
99.5%▲ 1.4pp
2018 - 2025

Financials · fiscal year 2025, micro schema

Trend over the years8 fiscal years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€1,512▼ 91.9%€23,049▲ 1,424%€249▼ 98.9%-€21,246-€29,324▼ 38.0%
Net result€4,853within the sector's middle half▼ 61.3%€27,466within the sector's middle half▲ 466%€41below the sector's middle half▼ 99.9%-€21,418below the sector's middle half-€29,592below the sector's middle half▼ 38.2%
Equity€829,616above the sector's middle half▲ 0.6%€857,082above the sector's middle half▲ 3.3%€857,123above the sector's middle half=€835,705above the sector's middle half▼ 2.5%€806,114above the sector's middle half▼ 3.5%
Total assets€831,645above the sector's middle half▼ 2.7%€862,403above the sector's middle half▲ 3.7%€859,137above the sector's middle half▼ 0.4%€851,234above the sector's middle half▼ 0.9%€809,759above the sector's middle half▼ 4.9%
Debt€2,030▼ 93.3%€5,322▲ 162%€2,014▼ 62.1%€15,528▲ 671%€3,645▼ 76.5%
Working capital€829,616above the sector's middle half▲ 0.6%€857,082above the sector's middle half▲ 3.3%€857,123above the sector's middle half=€835,705above the sector's middle half▼ 2.5%€806,114above the sector's middle half▼ 3.5%
Solvency99.8%above the sector's middle half▲ 3.3pp99.4%above the sector's middle half▼ 0.4pp99.8%above the sector's middle half▲ 0.4pp98.2%above the sector's middle half▼ 1.6pp99.5%above the sector's middle half▲ 1.4pp
Current ratio54.82above the sector's middle half
Return on assets (ROA)0.6%below the sector's middle half▼ 0.9pp3.2%within the sector's middle half▲ 2.6pp0.0%below the sector's middle half▼ 3.2pp-2.5%below the sector's middle half▼ 2.5pp-3.7%below the sector's middle half▼ 1.1pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet2025
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000Operating result 2021: €1,512€1,512Net result 2021: €4,853€4,853Operating result 2022: €23,049€23,049Net result 2022: €27,466€27,466Operating result 2023: €249€249Net result 2023: €41€41Operating result 2024: -€21,246-€21,246Net result 2024: -€21,418-€21,418Operating result 2025: -€29,324-€29,324Net result 2025: -€29,592-€29,59220212022202320242025-€30,000-€20,000-€10,000€0Operating result 2023: €249€249Net result 2023: €41€41Operating result 2024: -€21,246-€21,200Net result 2024: -€21,418-€21,400Operating result 2025: -€29,324-€29,300Net result 2025: -€29,592-€29,600202320242025
The operating result stays negative: a loss of €29,324 in 2025 against €21,246 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €809,759
Equity €806,114 ▼ 3.5%
Debt €3,645 ▼ 76.5%
Debt's share of the balance-sheet total falls from 1.8% to 0.5%. Equity and debt are lower.
Key figures and ratios2025
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.00▼
2024 · 0.02
ROE
-3.7%▼
2024 · -2.6%
Debt ≤ 1 year
€3,645▼
2024 · €15,528
A ratio outside any meaningful range has been withheld (balance sheet total €809,759, equity €806,114).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,687 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 94% are still going.

  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss
0.6% went bankrupt
5.4% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,687 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€851,234€809,759▼
Current assets29/58€851,234€809,759▼
Amounts receivable within one year40/41€1,933€3,009▲
Trade receivables40-€2,662
Other amounts receivable41€1,933€347▼
Current investments50/53€763,778€763,778=
Cash at bank and in hand54/58€85,522€42,971▼
Equity and liabilities
Total equity and liabilities10/49€851,234€809,759▼
Equity10/15€835,705€806,114▼
Contributions10/11€40,300€40,300=
Reserves13€814,937€814,937=
Distributable reserves133€814,937€814,937=
Profit (loss) carried forward14-€19,531-€49,123▼
Amounts payable17/49€15,528€3,645▼
Amounts payable within one year42/48€15,528€3,645▼
Financial debts43-€423
Other loans439-€423
Trade debts44-€1,710
Suppliers440/4-€1,710
Other amounts payable47/48€15,528€1,511▼
Income statement Code20242025
Other operating charges640/8€2,518€1,605▼
Gross operating margin9900-€18,727-€27,718▼
Operating profit (loss)9901-€21,246-€29,324▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€172€268▲
Recurring financial charges65€172€268▲
Profit (loss) for the period before taxes9903-€21,418-€29,592▼
Income taxes67/77€0-
Profit (loss) for the period9904-€21,418-€29,592▼
Profit (loss) for the period to be appropriated9905-€21,418-€29,592▼
Appropriation of the result
Profit (loss) to be appropriated9906-€21,418-€49,123▼
Profit (loss) brought forward from the previous period14P--€19,531
Transfer from equity791/2€1,887€0▼
Transfer to equity691/2€0-
To other reserves6921€0-

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€0-----
Other operating charges640/8€1,288€1,308€1,089€2,518€1,605▼ 36.2%
Gross operating margin9900€2,800€24,357€1,338-€18,727-€27,718▼ 48.0%
Operating profit (loss)9901€1,512€23,049€249-€21,246-€29,324▼ 38.0%
Financial income75/76B€4,862€13,607€1€0--
Recurring financial income75€1,842€13,607€1€0--
Non-recurring financial income76B€3,020€0----
Financial charges65/66B€131€174€177€172€268▲ 55.7%
Recurring financial charges65€131€174€177€172€268▲ 55.7%
Profit (loss) for the period before taxes9903€6,243€36,482€74-€21,418-€29,592▼ 38.2%
Income taxes67/77€1,390€9,015€32€0--
Profit (loss) for the period9904€4,853€27,466€41-€21,418-€29,592▼ 38.2%
Profit (loss) for the period to be appropriated9905€4,853€27,466€41-€21,418-€29,592▼ 38.2%
Line20212022202320242025Change
Assets
Total assets20/58€831,645€862,403€859,137€851,234€809,759▼ 4.9%
Current assets29/58€831,645€862,403€859,137€851,234€809,759▼ 4.9%
Amounts receivable within one year40/41€11,282€4,356€4,606€1,933€3,009▲ 55.6%
Trade receivables40€9,151€4,356€0-€2,662-
Other amounts receivable41€2,131€0€4,606€1,933€347▼ 82.0%
Current investments50/53€754,237€763,778€763,778€763,778€763,778=
Cash at bank and in hand54/58€66,127€94,269€90,753€85,522€42,971▼ 49.8%
Equity and liabilities
Total equity and liabilities10/49€831,645€862,403€859,137€851,234€809,759▼ 4.9%
Equity10/15€829,616€857,082€857,123€835,705€806,114▼ 3.5%
Contributions10/11€40,300€40,300€40,300€40,300€40,300=
Reserves13€789,316€816,782€816,823€814,937€814,937=
Non-distributable reserves130/1€7,440€7,440€0---
Reserves not available under the articles1311€7,440€7,440€0---
Distributable reserves133€781,876€809,342€816,823€814,937€814,937=
Profit (loss) carried forward14----€19,531-€49,123▼ 152%
Amounts payable17/49€2,030€5,322€2,014€15,528€3,645▼ 76.5%
Amounts payable within one year42/48€2,030€5,322€2,014€15,528€3,645▼ 76.5%
Financial debts43----€423-
Other loans439----€423-
Trade debts44----€1,710-
Suppliers440/4----€1,710-
Taxes, remuneration and social security45€1,344€2,776€0---
Taxes450/3€1,344€2,776€0---
Other amounts payable47/48€686€2,546€2,014€15,528€1,511▼ 90.3%
Line20212022202320242025Change
Profit (loss) for the period9904€4,853€27,466€41-€21,418-€29,592▼ 38.2%
Operating cash flow (approximation)€4,853€27,466€41-€21,418-€29,592▼ 38.2%
Change in cash-€28,142-€3,517-€5,231-€42,551▼ 713%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Comparable companies5

Similar companies · same sector, comparable size

Of 82,687 companies in this sector we hold annual accounts for 52,635. 30,172 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Board & ownership

Directors

Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →

Structure & network

Connections & network

Depth

The board mandates are listed below; here you explore them as a network.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Board mandates elsewhere

1 board mandate
Board mandates of this companythis company sits on their board1

Timeline

18 eventsLatest 23-02-2026Next filing 31-07-2027

History

On 28 June 2011, JPTR was incorporated.1 Total assets went from €723,311 in 2018 to €809,759 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
23-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet -€29,592
Net result drops to -€29,592, the lowest in the series.
31-12
Financial Liquidity quadruplescurrent ratio 222.16
Current ratio from 54.82 to 222.16; short-term debt falls from €15,528 to €3,645.
03-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
05-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Liquidity triplescurrent ratio 426.51
Current ratio from 162.06 to 426.51; short-term debt falls from €5,322 to €2,014.
15-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
16-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Liquidity times 15current ratio 409.71
Current ratio from 28.26 to 409.71; short-term debt falls from €30,261 to €2,030.
08-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
15-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Highest result since 2018net €119,050 ▲157%
Operating result €176,949, net result €119,050, both a record.
Show earlier events
13-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
18-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
16-09
State Gazette act General meeting · Board meeting
Director resignation · Permanent representative
16-09
State Gazette act Director resignation · Meeting
2014
03-11
State Gazette act General meeting · Statutes amendment
Corporate purpose · Director resignation
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Company details

Private limited company · founded 28-06-2011Year ends 31-12Peppol reachable1 site

Register details

Identification
Legal formPrivate limited company
Founded28-06-2011
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0837758415
Also 9925:BE0837758415

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2011
seat establishment The establishment unit on the map
Ground area
1,501 m²
Building footprint
254 m²
Volume, LiDAR
4,600 m³
Parcel 21812N0794/00D000, Brussels · tallest building 20.5 m, ±6 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
JPTR
Zwaluwenstraat 17, 1000 BrusselComputer programming, consultancy and related activities
since 2011unit no. 2.200.821.419
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21812N0794/00D000 Brussels 1,501 m² 1 · 254 m² 20.5 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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