JPTC
ActiveJPTC has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74k and a net result of €6k. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 93% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-7
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 10.25 against 11.02 in 2024; short-term debt: 9.6% and cash: 58% of total assets), and 9.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.4%
Return on assets
7.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
41 d late
2024
57 d late
2023
27 d late
2022
119 d late
2021
142 d late
2020
122 d late
2019
206 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€74k▲ 9.1%
2024 · €68k
2018: €41k
2019: €42k
2020: €50k
2021: €54k
2022: €62k
2023: €58k
2024: €68k
2018 → 2025
Total assets
€82k▲ 10.0%
2024 · €74k
2018: €52k
2019: €50k
2020: €59k
2021: €73k
2022: €72k
2023: €65k
2024: €74k
2018 → 2025
Net result
€6k▼ 35.7%
2024 · €10k
2018: €4k
2019: €670
2020: €9k
2021: €3k
2022: €8k
2023: €-3k
2024: €10k
2018 → 2025
Working capital
€73k▲ 10.2%
2024 · €66k
2018: €38k
2019: €40k
2020: €49k
2021: €50k
2022: €59k
2023: €57k
2024: €66k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€54k-€62k▲ 14.7%€58k▼ 5.4%€68k▲ 16.4%€74k▲ 9.1%
Operating result€-718-€11k€-2k€13k€8k▼ 35.4%
Net result€3k-€8k▲ 129%€-3k€10k€6k▼ 35.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 35% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €82k
Fixed assets
€1k▼ 31.9%
Current assets
€81k▲ 11.0%
Equity and liabilities €82k
Equity
€74k▲ 9.1%
Debt
€8k▲ 19.3%
The debt ratio rises from 8.9% to 9.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€9k▼
2024 · €14k
Cash flow
€7k▼
2024 · €11k
Solvency
90.4%▼
2024 · 91.1%
Current ratio
10.25▼
2024 · 11.02
Quick ratio
10.25▼
2024 · 11.02
Debt / equity
0.11▲
2024 · 0.10
ROE
8.3%▼
2024 · 14.1%
ROA
7.5%▼
2024 · 12.9%
Interest coverage
16.19▼
2024 · 25.98
Debt
€8k▲
2024 · €7k
Debt ≤ 1 year
€8k▲
2024 · €7k
Income taxes
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€74k€82k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€73k€81k▲
Amounts receivable after more than one year29€8k€16k▲
Other amounts receivable291€8k€16k▲
Amounts receivable within one year40/41€16k€15k▼
Trade receivables40€8k€13k▲
Other amounts receivable41€8k€2k▼
Cash at bank and in hand54/58€48k€47k▼
Deferred charges and accrued income490/1€533€2k▲
Equity and liabilities
Total equity and liabilities10/49€74k€82k▲
Equity10/15€68k€74k▲
Contributions10/11€19k€19k=
Reserves13€49k€55k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€47k€54k▲
Amounts payable17/49€7k€8k▲
Amounts payable within one year42/48€7k€8k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€6k€5k▼
Taxes450/3€3k€5k▲
Remuneration and social security454/9€3k-
Other amounts payable47/48-€27
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€985€570▼
Other operating charges640/8€1k€694▼
Gross operating margin9900€15k€10k▼
Operating profit (loss)9901€13k€8k▼
Financial income75/76B€238€538▲
Recurring financial income75€238€538▲
Financial charges65/66B€529€544▲
Recurring financial charges65€529€544▲
Profit (loss) for the period before taxes9903€12k€8k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€10k€6k▼
Profit (loss) for the period to be appropriated9905€10k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€6k▼
Transfer to equity691/2€10k€6k▼
To other reserves6921€10k€6k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 41 days late
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Weakest financial yearnet €-3k ▼142%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
27-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 119 days late
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 142 days late
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 122 days late
22-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 206 days late
2019
30-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heirstraat(V) 733630 MaasmechelenGround area
694 m²
Building footprint
119 m²
Volume, LiDAR
974 m³
Parcel 73096B0603/00C002, Flanders · tallest building 12.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JPTC
since 20142.230.582.009
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73096B0603/00C002 | Flanders | 694 m² | 1 · 119 m² | 12.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COLOR & AMOR
BE 0847.656.670
Brussel · Eq €74k
AC TEAM
BE 0775.535.388
Destelbergen · Eq €74k
LB-WORKS
BE 0537.253.108
Hulshout · Eq €74k
WHB Schrijnwerken
BE 0803.894.428
Roeselare · Eq €74k
SAG CONSTRUCTIONS
BE 0683.794.075
Londerzeel · Eq €74k
Of 15,529 companies in sector 43990 we hold annual accounts for 7,421. 6,237 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded13-05-2014
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43995Specialised construction activities
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.