JPSS
ActiveSummary
JPSS has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €168,940 and a net result of €13,812. Equity has been shrinking by about 3.2% per year since 2019. The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 12-05-2003 Normal situation
- Activity
- “L'achat, la vente, l'échange, la construction, la reconstruction, la location et la gérance de…” (deed in French)From the articles, 5 activitiesNo NACE code in the KBO yet
- Financial year end
- 30 June
- Peppol
- Reachable since 21-10-2026
Board and ownership
- JENARD PierreManaging director
- SPRIMONT Jean-ChristopheManaging director
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €31,767
- ▲ 1.3%
- Turnover
- ≈ €110,000
- estimated
- Profit
- €13,812
- ▲ 1.2%
- Equity
- €168,940
- ▲ 8.9%
- Total assets
- €173,940
- ▲ 8.6%
Score breakdownlowers riskSize: total assets €173,940Liquidity: current ratio 16.16, cash €80,809Equity €168,940 (97.1% of total assets)Founded in 2003Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 95% on liquidity, 61% on profitability and 66% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 77 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
Financials
Financials · financial year 2026, abbreviated format
Annual accounts 2026 filed on 19-10-2026 at the NBB all 23 filings
Every figure per financial year
The operating result for 2026 is 2% higher than in 2025 and the highest since 2022. It is the fourth rise in a row.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,695 | €8,695 | €8,695 | €8,695 | €8,695 | €8,695 | €8,695 | €8,695 | = |
| Other operating charges640/8 | - | - | - | €3,213 | €3,291 | €3,606 | €3,784 | €3,870 | ▲ 2.3% |
| Gross operating margin9900 | €31,648 | €33,479 | €26,053 | €21,794 | €24,830 | €26,704 | €31,374 | €31,767 | ▲ 1.3% |
| Operating profit (loss)9901 | €19,873 | €21,640 | -€25,831 | €9,886 | €12,844 | €14,403 | €18,895 | €19,201 | ▲ 1.6% |
| Financial income75/76B | - | - | - | - | - | €0 | - | - | - |
| Recurring financial income75 | - | - | - | - | - | €0 | - | - | - |
| Financial charges65/66B | - | - | - | €1,917 | €809 | €225 | €237 | €305 | ▲ 28.3% |
| Recurring financial charges65 | €5,217 | €4,042 | €2,963 | €1,917 | €809 | €225 | €237 | €305 | ▲ 28.3% |
| Profit (loss) for the period before taxes9903 | €14,655 | €17,598 | -€28,794 | €7,968 | €12,035 | €14,178 | €18,658 | €18,897 | ▲ 1.3% |
| Income taxes67/77 | €4,764 | €5,402 | €2,957 | €2,061 | €3,157 | €3,962 | €5,003 | €5,084 | ▲ 1.6% |
| Profit (loss) for the period9904 | €9,891 | €12,197 | -€31,751 | €5,908 | €8,878 | €10,216 | €13,655 | €13,812 | ▲ 1.2% |
| Profit (loss) for the period to be appropriated9905 | €9,891 | €12,197 | -€31,751 | €5,908 | €8,878 | €10,216 | €13,655 | €13,812 | ▲ 1.2% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €282,676 | €270,091 | €216,356 | €200,896 | €150,757 | €145,223 | €160,127 | €173,940 | ▲ 8.6% |
| Fixed assets21/28 | €193,998 | €185,303 | €136,607 | €127,912 | €119,217 | €110,521 | €101,826 | €93,131 | ▼ 8.5% |
| Tangible fixed assets22/27 | €153,998 | €145,303 | €136,607 | €127,912 | €119,217 | €110,521 | €101,826 | €93,131 | ▼ 8.5% |
| Land and buildings22 | - | - | - | €127,912 | €119,217 | €110,521 | €101,826 | €93,131 | ▼ 8.5% |
| Financial fixed assets28 | €40,000 | €40,000 | - | - | - | - | - | - | - |
| Current assets29/58 | €88,678 | €84,788 | €79,748 | €72,984 | €31,540 | €34,701 | €58,301 | €80,809 | ▲ 38.6% |
| Amounts receivable within one year40/41 | €81,331 | €80,983 | €74,983 | €59,983 | - | - | - | - | - |
| Other amounts receivable41 | - | - | - | €59,983 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €7,347 | €3,805 | €4,765 | €13,001 | €31,540 | €34,701 | €58,301 | €80,809 | ▲ 38.6% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €282,676 | €270,091 | €216,356 | €200,896 | €150,757 | €145,223 | €160,127 | €173,940 | ▲ 8.6% |
| Equity10/15 | €191,025 | €203,222 | €171,471 | €177,378 | €131,257 | €141,473 | €155,127 | €168,940 | ▲ 8.9% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | - | - | - | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | - | - | - | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Non-distributable reserves130/1 | - | - | - | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Legal reserve130 | - | - | - | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Profit (loss) carried forward14 | €122,825 | €135,022 | €103,271 | €109,178 | €63,057 | €73,273 | €86,927 | €100,740 | ▲ 15.9% |
| Amounts payable17/49 | €91,651 | €66,869 | €44,885 | €23,518 | €19,500 | €3,750 | €5,000 | €5,000 | = |
| Amounts payable after more than one year17 | €61,369 | €41,985 | €21,548 | - | - | - | - | - | - |
| Amounts payable within one year42/48 | €28,682 | €24,884 | €23,337 | €23,518 | €19,500 | €3,750 | €5,000 | €5,000 | = |
| Current portion of amounts payable after more than one year42 | - | - | - | €21,548 | - | - | - | - | - |
| Taxes, remuneration and social security45 | - | - | - | €1,970 | €19,500 | €3,750 | €5,000 | €5,000 | = |
| Taxes450/3 | - | - | - | €1,970 | €19,500 | €3,750 | €5,000 | €5,000 | = |
| Other amounts payable47/48 | - | - | - | - | €0 | - | - | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,891 | €12,197 | -€31,751 | €5,908 | €8,878 | €10,216 | €13,655 | €13,812 | ▲ 1.2% |
| + Depreciation and write-downs630 | €8,695 | €8,695 | €8,695 | €8,695 | €8,695 | €8,695 | €8,695 | €8,695 | = |
| Operating cash flow (approximation) | €18,587 | €20,892 | -€23,056 | €14,603 | €17,574 | €18,911 | €22,350 | €22,508 | ▲ 0.7% |
| Investment in fixed assets (approximation) | - | €0 | €40,000 | €0 | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€3,543 | €960 | €8,236 | €18,539 | €3,161 | €23,600 | €22,508 | ▼ 4.6% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 31,368 companies had the same profile as JPSS has now. Two years later, 93.5% were still going and 0.5% had gone bankrupt.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JPSS itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for JPSS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 23 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2026 | abbreviated format | 19-10-2026 | 2026-00564534 | |
| 30-06-2025 | micro format | 19-11-2025 | 2025-00569939 | |
| 30-06-2024 | micro format | 26-11-2024 | 2024-00605274 | |
| 30-06-2023 | micro format | 13-11-2023 | 2023-00512395 | |
| 30-06-2022 | micro format | 07-11-2022 | 2022-20517903 | |
| 30-06-2021 | micro format | 07-12-2021 | 2021-79500527 | |
| 30-06-2020 | micro format | 17-11-2020 | 2020-70800386 | |
| 30-06-2019 | micro format | 10-01-2020 | 2020-00800262 | |
| 30-06-2018 | micro format | 15-11-2018 | 2018-72200044 | |
| 30-06-2017 | micro format | 13-11-2017 | 2017-69600106 |
Board & ownership
Directors
Board 2
Day-to-day management 2
Owners and capital
Capital transactions
- 15-01-2024 Capital stated in the deed · €62,000 · 620 shares
Mandate history
- Board
- Day-to-day management
- began earlier
- end not dated
| Name | Functions and periods |
|---|---|
| JENARD Pierre |
|
| SPRIMONT Jean-Christophe |
|
| Claude LAURENT |
|
Network & group
JPSS shares no director with another company.
Companies at the same address
4 other companiesConnections & network
2 current directorsThe network starts from the directors of JPSS. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
15-01
Gazette deed
3 directors appointed, 2 reappointedReappointments: JENARD Pierre (director) and SPRIMONT Jean-Christophe (director) · Appointments: Claude LAURENT, JENARD Pierre and SPRIMONT Jean-Christophe · Amendment of the articles8 points ▸
- Director reappointment, JENARD Pierre (director (not named in the articles))
- Director reappointment, SPRIMONT Jean-Christophe (director (not named in the articles))
- Director appointment, Claude LAURENT (director (not named in the articles))
- Director appointment, JENARD Pierre (managing director)
- Director appointment, SPRIMONT Jean-Christophe (managing director)
- General meeting, 19-12-2023
- Amendment of the articles, mentioned 2 times in the deed
- Capital, €62,000
Show earlier events
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
5 activities
- L'achat, la vente, l'échange, la construction, la reconstruction, la location et la gérance de tous immeubles bâtis, ainsi que l'achat, la vente, l'échange, la mise en valeur, le lotissement, l'exploitation, la location et l'affermage de tous immeubles non lobs.
- L'achat et la vente de toutes valeurs mobilières et plus principalement d'actions, obligations ou titres généralement quelconques, cotés ou non en bourse, la prise de participation financière dans des sociétés de droit belge ou étranger.
- Accomplir toutes opérations commerciales, inclusInelles, financières, mobilières ou immobilières, se rapportant directement ou indirectement à son objet social, ou qui serait de nature à en faciliter directement ou indirectement, entièrement ou partiellement la realization.
- Réaliser son objet en Belgique ou à l'étranger, de toutes les manières et suivant les modalités qui lui paraîtront les mieux appropriées.
- Prendre des mandats d'administrateurs et de liquidateurs dans d'autres sociétés.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 52028A0462/00M003 | Wallonia | 181 m² | 1 · 172 m² | 12.7 m · 3 |