JPS.BOR
ActiveJPS.BOR has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €141k and a net result of €3k. Equity is growing by ~15.7% per year across the filed fiscal years. Its solvency ranks better than 89% of 36378 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
86
/ 100
Excellent▼ -7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability11▼-53
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 7.18 against 4.1 in 2023), and 16.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-06-2025, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
56 d early
2023
30 d early
2022
6 d early
2021
23 d early
2020
143 d late
2019
299 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€141k▲ 0.9%
2023 · €140k
2018: €66k
2019: €78k
2020: €88k
2021: €103k
2022: €123k
2023: €140k
2018 → 2024
Total assets
€169k▼ 11.6%
2023 · €191k
2018: €80k
2019: €90k
2020: €99k
2021: €141k
2022: €181k
2023: €191k
2018 → 2024
Net result
€3k▼ 83.2%
2023 · €18k
2018: €11k
2019: €12k
2020: €10k
2021: €16k
2022: €22k
2023: €18k
2018 → 2024
Working capital
€120k▲ 5.6%
2023 · €113k
2018: €65k
2019: €71k
2020: €83k
2021: €92k
2022: €111k
2023: €113k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€88k-€103k▲ 16.2%€123k▲ 19.9%€140k▲ 13.2%€141k▲ 0.9%
Operating result€13k-€21k▲ 58.6%€29k▲ 40.0%€26k▼ 8.6%€5k▼ 81.6%
Net result€10k-€16k▲ 55.4%€22k▲ 38.3%€18k▼ 18.7%€3k▼ 83.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 82% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €169k
Fixed assets
€30k▼ 27.7%
Current assets
€139k▼ 7.2%
Equity and liabilities €169k
Equity
€141k▲ 0.9%
Debt
€28k▼ 45.5%
The debt ratio falls from 27.0% to 16.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€16k▼
2023 · €35k
Cash flow
€14k▼
2023 · €27k
Solvency
83.3%▲
2023 · 73.0%
Current ratio
7.18▲
2023 · 4.10
Quick ratio
6.36▲
2023 · 3.46
Debt / equity
0.20▼
2023 · 0.37
ROE
2.1%▼
2023 · 12.9%
ROA
1.8%▼
2023 · 9.4%
Interest coverage
13.65▼
2023 · 26.43
Debt
€28k▼
2023 · €52k
Debt ≤ 1 year
€19k▼
2023 · €37k
Debt > 1 year
€7k▼
2023 · €12k
Income taxes
€2k▼
2023 · €7k
Staff costs
€0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€191k€169k▼
Fixed assets21/28€41k€30k▼
Tangible fixed assets22/27€41k€30k▼
Plant, machinery and equipment23€11k€8k▼
Furniture and vehicles24€14k€11k▼
Leasing and similar rights25€16k€11k▼
Current assets29/58€150k€139k▼
Stocks and contracts in progress3€23k€16k▼
Stocks30/36€23k€16k▼
Amounts receivable within one year40/41€17k€17k▲
Trade receivables40€16k€15k▼
Other amounts receivable41€1k€2k▲
Current investments50/53€50k€50k=
Cash at bank and in hand54/58€59k€55k▼
Deferred charges and accrued income490/1€725€544▼
Equity and liabilities
Total equity and liabilities10/49€191k€169k▼
Equity10/15€140k€141k▲
Contributions10/11€6k€6k=
Reserves13€133k€134k▲
Distributable reserves133€133k€134k▲
Profit (loss) carried forward14€342€342=
Amounts payable17/49€52k€28k▼
Amounts payable after more than one year17€12k€7k▼
Financial debts170/4€12k€7k▼
Amounts payable within one year42/48€37k€19k▼
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€11k€4k▼
Suppliers440/4€11k€4k▼
Taxes, remuneration and social security45€15k€9k▼
Taxes450/3€11k€6k▼
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€6k€2k▼
Accrued charges and deferred income492/3€4k€2k▼
Income statement
Code20232024
Non-recurring operating income76A€0-
Remuneration, social security and pensions62-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€11k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€36k€18k▼
Operating profit (loss)9901€26k€5k▼
Financial income75/76B€60€999▲
Recurring financial income75€60€999▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€25k€5k▼
Income taxes67/77€7k€2k▼
Profit (loss) for the period9904€18k€3k▼
Profit (loss) for the period to be appropriated9905€18k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€3k▼
Profit (loss) brought forward from the previous period14P€342€342=
Transfer from equity791/2€0-
Transfer to equity691/2€16k€1k▼
To other reserves6921€16k€1k▼
Profit to be distributed694/7€2k€2k▲
Return on contributions (dividend)694€2k€2k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €3k ▼83.2%
Net result drops to €3k, the lowest in the series.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €22k ▲38.3%
Operating result €29k, net result €22k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €103k ▲16.2%
4 profitable years in a row build equity to €103k.
21-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 143 days late
26-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 299 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
13-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wervik · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteelstraat 1108940 WervikGround area
479 m²
Building footprint
248 m²
Volume, LiDAR
1,434 m³
Parcel 33029D0593/00A005, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JPS.BOR
since 20082.173.060.118
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33029D0593/00A005 | Flanders | 479 m² | 1 · 247 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Vago -Elektriciteitswerken
BE 0739.900.756
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SORGELOOS DANNY
BE 0825.285.601
Ninove · Eq €141k
FIBEL
BE 0801.274.735
Lokeren · Eq €141k
DEM -ELEC
BE 0835.445.162
Vielsalm · Eq €141k
ELECTRO DE VADDER EN ZOON
BE 0422.180.424
Buggenhout · Eq €141k
Of 22,729 companies in sector 43211 we hold annual accounts for 10,274. 8,612 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-09-2008
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
13910Manufacture of textiles
47120Other non-specialised retail sale
47242Retail sale of chocolate and confectionery
47512Retail sale of household textiles and bedding
47513Retail trade
47711Retail sale of women's outerwear
47750Retail sale of cosmetics and toilet articles
47910Retail trade
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jeroen@jps-elec.net
Phone:015/31.19.90