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JPS

Active
Private limited companyfounded 201412 yrs activeGebroeders De Winterstraat 103, 2275 Lille, BelgiumKBO/BCE: BE 0559.835.005
Summary

The annual accounts of JPS for fiscal year 2024 show a net loss of 79% of the equity at the start of that year. The 2024 annual accounts show equity of €21,308 and a net result of -€80,494. Equity remains stable across the filed fiscal years (±2% per year). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.4% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability17▼-11
Solvency25▼-2
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 14.53 against 9.78 in 2023; short-term debt: 6.9% and cash: 1.4% of total assets), but 99.7% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
0.3%
Return on assets
-1.3%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 12 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
27 d early
2023
15 d early
2022
24 d early
2021
23 d early
2020
31 d early
2019
28 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 25 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 14 August 2014, JPS was incorporated.1 Total assets went from EUR 1.6 million in 2018 to EUR 6.3 million in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, abbreviated schema

Equity
€21,308▼ 79.1%
2023 · €101,802
Total assets
€6.3m▲ 17.1%
2023 · €5.4m
Net result
-€80,494
2023 · €1,011
Working capital
€5.9m▲ 21.6%
2023 · €4.8m
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€45,009▲ 16.5%€55,756▲ 23.9%€58,378▲ 4.7%€47,913▼ 17.9%-€43,184
Net result-€4,873€4,148€7,416▲ 78.8%€1,011▼ 86.4%-€80,494
Equity€89,227▼ 5.2%€93,375▲ 4.6%€100,792▲ 7.9%€101,802▲ 1.0%€21,308▼ 79.1%
Total assets€2.2m▼ 21.0%€2.1m▼ 7.3%€3.0m▲ 44.9%€5.4m▲ 78.7%€6.3m▲ 17.1%
Debt€2.2m▼ 21.5%€2.0m▼ 7.8%€2.9m▲ 46.7%€5.3m▲ 81.4%€6.3m▲ 19.0%
Working capital€1.7m▼ 28.3%€1.6m▼ 9.3%€2.5m▲ 56.8%€4.8m▲ 95.6%€5.9m▲ 21.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000-€50,000€0€50,000Operating result 2020: €45,009€45,009Net result 2020: -€4,873-€4,873Operating result 2021: €55,756€55,756Net result 2021: €4,148€4,148Operating result 2022: €58,378€58,378Net result 2022: €7,416€7,416Operating result 2023: €47,913€47,913Net result 2023: €1,011€1,011Operating result 2024: -€43,184-€43,184Net result 2024: -€80,494-€80,49420202021202220232024-€100,000-€50,000€0€50,000Operating result 2022: €58,378€58,400Net result 2022: €7,416€7,420Operating result 2023: €47,913€47,900Net result 2023: €1,011€1,010Operating result 2024: -€43,184-€43,200Net result 2024: -€80,494-€80,500202220232024
The operating result turns negative in 2024: a loss of €43,184 after €47,913 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €6.3m
Fixed assets €22,717 ▼ 2.9%
Current assets €6.3m ▲ 17.2%
Equity and liabilities €6.3m
Equity €21,308 ▼ 79.1%
Debt €6.3m ▲ 19.0%
Debt's share of the balance-sheet total rises from 98.1% to 99.7%. Equity is lower and debt is higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
-€42,507▼
2023 · €49,046
Cash flow
-€79,817▼
2023 · €2,143
Current ratio
14.53▲
2023 · 9.78
Quick ratio
1.47▲
2023 · 0.28
ROE
-377.8%▼
2023 · 1.0%
ROA
-1.3%▼
2023 · 0.0%
Interest coverage
-1.16▼
2023 · 1.11
Debt ≤ 1 year
€433,407▼
2023 · €549,385
Debt > 1 year
€5.9m▲
2023 · €4.7m
Income taxes
€629▼
2023 · €2,553
A ratio outside any meaningful range has been withheld (balance sheet total €6.3m, equity €21,308).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 108 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 94% are still going.

  • Medium-sized
  • 10 to 20 years old
  • solvency under 10%
  • a small loss
0.9% went bankrupt
5.6% stopped otherwise
94% still going

For this company itself Checked computes a higher bankruptcy probability: 1.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 108 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 49 lines
Balance sheet Code20232024
Assets
Total assets20/58€5.4m€6.3m▲
Fixed assets21/28€23,394€22,717▼
Tangible fixed assets22/27€4,794€4,117▼
Furniture and vehicles24€4,794€4,117▼
Financial fixed assets28€18,600€18,600=
Current assets29/58€5.4m€6.3m▲
Stocks and contracts in progress3€5.2m€5.7m▲
Stocks30/36€5.2m€5.7m▲
Amounts receivable within one year40/41€75,692€16,037▼
Trade receivables40€75,692€0▼
Other amounts receivable41-€16,037
Cash at bank and in hand54/58€61,223€85,557▲
Deferred charges and accrued income490/1€15,059€537,247▲
Equity and liabilities
Total equity and liabilities10/49€5.4m€6.3m▲
Equity10/15€101,802€21,308▼
Contributions10/11€60,000€60,000=
Reserves13€41,802€6,000▼
Non-distributable reserves130/1€6,000€6,000=
Reserves not available under the articles1311€6,000€6,000=
Distributable reserves133€35,802€0▼
Profit (loss) carried forward14--€44,692
Amounts payable17/49€5.3m€6.3m▲
Amounts payable after more than one year17€4.7m€5.9m▲
Financial debts170/4€4.0m€5.5m▲
Other amounts payable178/9€729,400€403,000▼
Amounts payable within one year42/48€549,385€433,407▼
Financial debts43€500,000€351,069▼
Credit institutions430/8€500,000€351,069▼
Trade debts44€46,833€65,120▲
Suppliers440/4€46,833€65,120▲
Taxes, remuneration and social security45€2,553€17,218▲
Taxes450/3€2,553€17,218▲
Accrued charges and deferred income492/3€144€0▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,132€677▼
Other operating charges640/8€14,212€34,826▲
Gross operating margin9900€63,258-€7,681▼
Operating profit (loss)9901€47,913-€43,184▼
Financial income75/76B€1€80▲
Recurring financial income75€1€80▲
Financial charges65/66B€44,351€36,761▼
Recurring financial charges65€44,351€36,761▼
Profit (loss) for the period before taxes9903€3,563-€79,865▼
Income taxes67/77€2,553€629▼
Profit (loss) for the period9904€1,011-€80,494▼
Profit (loss) for the period to be appropriated9905€1,011-€80,494▼
Appropriation of the result
Profit (loss) to be appropriated9906€1,011-€80,494▼
Transfer from equity791/2-€35,802
Transfer to equity691/2€1,011€0▼
To other reserves6921€1,011€0▼

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,187€2,100€1,616€1,132€677▼ 40.2%
Other operating charges640/8-€7,707€7,546€14,212€34,826▲ 145%
Gross operating margin9900€58,886€65,563€67,540€63,258-€7,681▼ 112%
Operating profit (loss)9901€45,009€55,756€58,378€47,913-€43,184▼ 190%
Financial income75/76B-€137€1€1€80▲ 6,460%
Recurring financial income75€0€137€1€1€80▲ 6,460%
Financial charges65/66B-€49,351€47,249€44,351€36,761▼ 17.1%
Recurring financial charges65€49,068€49,351€47,249€44,351€36,761▼ 17.1%
Profit (loss) for the period before taxes9903-€4,058€6,542€11,130€3,563-€79,865▼ 2,341%
Income taxes67/77€815€2,394€3,714€2,553€629▼ 75.4%
Profit (loss) for the period9904-€4,873€4,148€7,416€1,011-€80,494▼ 8,064%
Profit (loss) for the period to be appropriated9905-€4,873€4,148€7,416€1,011-€80,494▼ 8,064%
Line20202021202220232024Change
Assets
Total assets20/58€2.2m€2.1m€3.0m€5.4m€6.3m▲ 17.1%
Fixed assets21/28€21,474€26,143€24,526€23,394€22,717▼ 2.9%
Tangible fixed assets22/27€2,874€7,543€5,926€4,794€4,117▼ 14.1%
Furniture and vehicles24-€7,543€5,926€4,794€4,117▼ 14.1%
Financial fixed assets28€18,600€18,600€18,600€18,600€18,600=
Current assets29/58€2.2m€2.1m€3.0m€5.4m€6.3m▲ 17.2%
Stocks and contracts in progress3€2.1m€1.9m€2.6m€5.2m€5.7m▲ 8.4%
Stocks30/36-€1.9m€2.6m€5.2m€5.7m▲ 8.4%
Amounts receivable within one year40/41€16,000€96,381€38,000€75,692€16,037▼ 78.8%
Trade receivables40-€36,000€38,000€75,692€0▼ 100%
Other amounts receivable41-€60,381--€16,037-
Cash at bank and in hand54/58€88,063€79,052€319,057€61,223€85,557▲ 39.7%
Deferred charges and accrued income490/1-€6,476€6,022€15,059€537,247▲ 3,468%
Equity and liabilities
Total equity and liabilities10/49€2.2m€2.1m€3.0m€5.4m€6.3m▲ 17.1%
Equity10/15€89,227€93,375€100,792€101,802€21,308▼ 79.1%
Contributions10/11-€60,000€60,000€60,000€60,000=
Reserves13€29,227€33,375€40,792€41,802€6,000▼ 85.6%
Non-distributable reserves130/1-€6,000€6,000€6,000€6,000=
Reserves not available under the articles1311-€6,000€6,000€6,000€6,000=
Distributable reserves133-€27,375€34,792€35,802€0▼ 100%
Profit (loss) carried forward14-----€44,692-
Amounts payable17/49€2.2m€2.0m€2.9m€5.3m€6.3m▲ 19.0%
Amounts payable after more than one year17€1.7m€1.5m€2.4m€4.7m€5.9m▲ 23.6%
Financial debts170/4-€1.2m€1.7m€4.0m€5.5m▲ 36.1%
Other amounts payable178/9-€298,500€724,500€729,400€403,000▼ 44.7%
Amounts payable within one year42/48€492,462€484,158€528,611€549,385€433,407▼ 21.1%
Financial debts43-€425,621€500,000€500,000€351,069▼ 29.8%
Credit institutions430/8-€425,621€500,000€500,000€351,069▼ 29.8%
Trade debts44€51,647€53,933€24,898€46,833€65,120▲ 39.0%
Suppliers440/4-€53,933€24,898€46,833€65,120▲ 39.0%
Taxes, remuneration and social security45-€2,394€3,714€2,553€17,218▲ 575%
Taxes450/3-€2,394€3,714€2,553€17,218▲ 575%
Other amounts payable47/48-€2,210----
Accrued charges and deferred income492/3---€144€0▼ 100%
Line20202021202220232024Change
Profit (loss) for the period9904-€4,873€4,148€7,416€1,011-€80,494▼ 8,064%
+ Depreciation and write-downs630€1,187€2,100€1,616€1,132€677▼ 40.2%
Operating cash flow (approximation)-€3,686€6,248€9,033€2,143-€79,817▼ 3,824%
Investment in fixed assets (approximation)--€6,769€0€0€0-
Change in cash--€9,011€240,005-€257,834€24,334▲ 109%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
15-07
State Gazette act Resignation: Philip Moereels (non-statutory director)
2 facts ▸
  • General meeting, 23-06-2026
  • Director resignation, Philip Moereels (non-statutory director)
2025
04-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Weakest financial yearnet -€80,494
Net result drops to -€80,494, the lowest in the series.
16-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
07-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Highest result since 2018net €7,416 ▲78.8%
Operating result €58,378, net result €7,416, both a record.
31-12
Financial Equity above €100,000Eq €100,792 ▲7.9%
2 profitable years in a row build equity to €100,792.
08-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Back to profitnet €4,148
Net result €4,148 after one loss-making year.
30-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
03-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
17-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
Show earlier events
2018
26-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
23-06
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts

Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Not every act has been read: a resignation may be missing here
3 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Lille · 1 establishment unit since 2014
seat establishment The establishment unit on the map
Ground area
1,239 m²
Building footprint
176 m²
Volume, LiDAR
1,078 m³
Parcel 13047B0173/00Y000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
JPS
Gebroeders De Winterstraat 103, 2275 LilleRenting and operating of own or leased non-residential real estate, excluding land
since 20142.234.004.030
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13047B0173/00Y000 Flanders 1,239 m² 1 · 176 m² 10.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

1 person since 2026, 0 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Philip Moereels
  • Non-statutory director, until 01-07-2026
See the board, name and seat on a given date →

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 1

According to the 2024 annual accounts of JPS and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company
Founded14-08-2014
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0559835005
Registered 02-01-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.