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JPMCA

Active
Private limited companyfounded 2012active for 14 yearsVieux Chemin de Wavre 47, 1380 Lasne, BelgiumKBO/BCE: BE 0842.764.803

The file of JPMCA contains 2 judicial reorganisation notices, as published in the Belgian Official Gazette.

Summary

The computed 12-month bankruptcy probability is 4.4% (elevated). The 2024 annual accounts show equity of €805,690 and a net result of €18,394. Equity is growing by about 16% per year across the filed financial years. Its solvency ranks better than 58% of 37,946 sector peers (NACE 70, financial year 2024).

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
€1.2mtotal assets 2024
Equity
€805,690
Profit
€18,394
Financial health
38 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
4.4%
Structure
Accounts 70 days overdue0 of 7 deeds read
Why 38raises riskJudicial reorganisation on record (2 publications, latest 21-02-2023)1 financial year not filed after the legal deadline; latest accounts 102 days late; 2 of the last 3 lateFigures for financial year 2024 (filed 10-11-2025)Liquidity: current ratio 2.61, cash €12,934, halvedShow the evidence

Checked score

Score 2024
38 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 42% of its sector peers (NACE 70, micro)
Financial strength · tick = 2023
Strong
Solvency 91=
equity 65.6% of total assets
Liquidity 48-4
short-term debt 15.7% · cash 1.1%
Profitability 71-29
return on assets 1.5%
Bankruptcy probability, 12 months
4.4% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,305 companies, NACE 70, micro)
Last 24 months 11-2024: 10.0% 12-2024: 10.0%● unchanged vs 11-2024 01-2025: 10.0%● unchanged vs 12-2024 02-2025: 10.0%● unchanged vs 01-2025 03-2025: 10.0%● unchanged vs 02-2025 04-2025: 10.0%● unchanged vs 03-2025 05-2025: 10.0%● unchanged vs 04-2025 06-2025: 10.0%● unchanged vs 05-2025 07-2025: 10.0%● unchanged vs 06-2025 08-2025: 10.3%▲ +0.3 percentage points vs 07-2025 09-2025: 12.0%▲ +1.7 percentage points vs 08-2025highest value 10-2025: 12.0%● unchanged vs 09-2025highest value 11-2025: 12.0%● unchanged vs 10-2025highest value 12-2025: 10.0%▼ -2.0 percentage points vs 11-2025 01-2026: 10.0%● unchanged vs 12-2025 02-2026: 10.0%● unchanged vs 01-2026 03-2026: 1.8%▼ -8.2 percentage points vs 02-2026 04-2026: 1.9%▲ +0.1 percentage points vs 03-2026 05-2026: 1.8%▼ -0.1 percentage points vs 04-2026lowest value 06-2026: 1.9%▲ +0.1 percentage points vs 05-2026 07-2026: 2.1%▲ +0.2 percentage points vs 06-2026 08-2026: 3.2%▲ +1.1 percentage points vs 07-2026 09-2026: 3.6%▲ +0.4 percentage points vs 08-2026 10-2026: 4.4%▲ +0.8 percentage points vs 09-2026
Credit of up to €30,000 on 30-day terms, only on tighter conditions
Liquidity ample (current ratio 2.61, compared with 2.68 in 2023; short-term debt: 15.7% and cash: 1.1% of total assets), and 34.4% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 61% on solvency, 28% on liquidity, 34% on profitability and 46% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
+raises risk
raises risk · Judicial reorganisation on record (2 publications, latest 21-02-2023)
Belgian Official Gazette
raises risk · 1 financial year not filed after the legal deadline; latest accounts 102 days late; 2 of the last 3 late
NBB · filings
raises risk · Figures for financial year 2024 (filed 10-11-2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 2.61, cash €12,934, halved
NBB · annual accounts
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-11-2025, 102 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
102 days late
2023
490 days late
2022
28 days late
2021
177 days late
2020
186 days late
2019
910 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 316 days after the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2023 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Highest result from 2018 to 2024net €730,792 ▲438%

Key points

  • Caution: Result fell in 2024from €730,792 to €18,394 ▼ 97.5% View
  • Positive: Among the best 8% on equitysector median €90,021 · 37,987 companies €805,690 View
  • Caution: Accounts not fileddeadline was 31-07-2026 70 days late View
  • Positive: 6 profitable years in a rowprofit 2024: €18,394 6 years View

By topic

Financials

Financial year
2024
Total assets
€1.2m
Profit
€18,394
Solvency
65.6%
Total assets▲ 2.3%
Net result
20182024
Go to Financials

Timeline

Events
19
Since
2014
  1. 28-08-2023Annual accounts filed
  2. 21-02-2023Plan homologation
  3. 27-01-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
16-01-2012
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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