Financials
- Fiscal year
- 2025
- Total assets
- €1.0m
- Loss
- -€11,233
- Solvency
- 43.7%
Total assets▼ 6.6%
Net result
20182025
Boekhoudingskantoor FISK
ActiveSummary
Boekhoudingskantoor FISK has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €449,685 and a net result of -€11,233. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 44% of 9464 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Office administrative and support services
NACE 82100
#2 oldest company in Deinze, Administrative and support services sector2 sites
Size
€1.0mtotal assets 2025
- Equity
- €449,685
- Loss
- -€11,233
Turnover not published (abridged schema)
Structure
- Board
- 2 members
Accounts filed 19 d late1 of 8 deeds read
Why 92- Loss of €11,233 (FY 2025)+ Size: total assets €1.0m+ Figures for FY 2025 (filed 19-08-2026)+ Founded in 1982Show the evidence
Checked score
Score 2025
92
/ 100
Excellent
Probability in this band: under 0.55%
Better than 36% of its sector peers (NACE 82, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
69+2
equity 43.7% of total assets
Liquidity
45=
short-term debt 33.7% · cash 8.0%
Profitability
67-7
return on assets -1.1%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.5%highest value
12-2024: 0.5%● 0.0% vs 11-2024highest value
01-2025: 0.5%● 0.0% vs 12-2024highest value
02-2025: 0.5%● 0.0% vs 01-2025highest value
03-2025: 0.2%▼ -64.7% vs 02-2025
04-2025: 0.2%▲ +6.6% vs 03-2025
05-2025: 0.2%▲ +3.4% vs 04-2025
06-2025: 0.2%▲ +1.1% vs 05-2025
07-2025: 0.2%▲ +33.9% vs 06-2025
08-2025: 0.5%▲ +87.6% vs 07-2025
09-2025: < 0.1%▼ -90.4% vs 08-2025lowest value
10-2025: < 0.1%● 0.0% vs 09-2025lowest value
11-2025: < 0.1%● 0.0% vs 10-2025lowest value
12-2025: < 0.1%● 0.0% vs 11-2025lowest value
01-2026: < 0.1%● 0.0% vs 12-2025lowest value
02-2026: < 0.1%▲ +2.2% vs 01-2026
03-2026: < 0.1%▲ +2.2% vs 02-2026
04-2026: < 0.1%● 0.0% vs 03-2026
05-2026: < 0.1%▲ +4.3% vs 04-2026
06-2026: 0.1%▲ +8.2% vs 05-2026
07-2026: 0.1%▲ +28.3% vs 06-2026
08-2026: 0.2%▲ +163% vs 07-2026
09-2026: 0.1%▼ -68.7% vs 08-2026
10-2026: 0.1%● 0.0% vs 09-2026
- Size: total assets €1.0m lowers the probability for this profile
- Figures for FY 2025 (filed 19-08-2026) lowers the probability
- Loss of €11,233 (FY 2025) raises the probability
- Founded in 1982 lowers the probability for this profile
Credit up to €40,000 at 30 days acceptable
Liquidity short (current ratio 0.42 against 0.41 in 2024; short-term debt: 33.7% and cash: 8% of total assets), and 56.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 46%, liquidity 29%, profitability 35%, growth against the median 34%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
19 d late
2024
27 d late
2023
20 d late
2022
9 d late
2021
18 d late
2020
18 d late
2019
26 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 20 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Resignation: Vermeiren Rita (statutair opvolgend bestuurder)Appointments: Marijns Lien (statutair opvolgend…
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Board & ownership
- Board
- 2 members
Go to Board & ownership
Timeline
- Events
- 15
- Since
- 2017
- Next accounts
- by 31-07-2027
- 19-08-2026Annual accounts filed
- 26-06-2026Resignation: Vermeiren Rita (statutair opvolgend bestuurder)
- 27-08-2025Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Office administrative and support servicesNACE 82100
- Founded
- 23-12-1982
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.