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JPJ INVEST

Active
Private limited companyfounded 2014active for 12 yearsRue de Fauconval 29, 1367 Ramillies, BelgiumKBO/BCE: BE 0546.677.845
Summary

JPJ INVEST has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €214,644 and a net result of -€3,312. Equity has been shrinking by about 11% per year since 2018. The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 18-02-2014 Normal situation
Activity
No activity registered in the KBO
Establishment unit
2.226.935.896 1367 Ramillies, since 18-02-2014
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board
  • WILMOTS ClaireDirector · since 17-07-2021

Financial position

92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€5,306
Turnover
≈ €41,000
estimated
Loss
€3,312
▼ 72.5%
Equity
€214,644
▼ 1.5%
Total assets
€219,060
▼ 3.1%
Score breakdownlowers riskSize: total assets €219,060Founded in 2014Equity €214,644 (98.0% of total assets)Figures for financial year 2025 (filed on 22-06-2026)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 54% of micro companies without a NACE code
Financial strength · tick: 2024
Strong
Solvency 100=
equity 98.0% of total assets
Liquidity 56+6
short-term debt 2.0% · cash 4.6%
Profitability 67+55
return on assets -1.5%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.1% 01-2025: 1.2%▲ +0.1 percentage points vs 12-2024highest value 02-2025: 1.1%▼ -0.1 percentage points vs 01-2025 03-2025: 1.0%▼ -0.1 percentage points vs 02-2025 04-2025: 1.0%● unchanged vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 1.0%● unchanged vs 06-2025 08-2025: 0.5%▼ -0.5 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.4%▼ -0.1 percentage points vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.5%▲ +0.1 percentage points vs 02-2026 04-2026: 0.4%▼ -0.1 percentage points vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.5%▲ +0.1 percentage points vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.9%▲ +0.4 percentage points vs 07-2026 09-2026: 1.0%▲ +0.1 percentage points vs 08-2026 10-2026: 0.1%▼ -0.9 percentage points vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €19,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.34 (0.03 in 2024), above the usual 1.5. Short-term debt is 2% and cash 4.6% of total assets. 2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 52% on liquidity, 44% on profitability and 39% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €219,060
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2014
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €214,644 (98.0% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 22-06-2026)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€3,312
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 days early
2024
38 days early
2023
36 days early
2022
40 days early
2021
50 days late
2020
3 days early
2019
18 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 13 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 8 loss-making years in a rowloss in financial year 2025 -€3,312 View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Incorporation
All 15 events

Key facts about JPJ INVEST

What is the company number of JPJ INVEST?
The company number of JPJ INVEST is 0546.677.845. The VAT number is the same number with BE in front: BE 0546.677.845.
Where is JPJ INVEST based?
The registered office is at Rue de Fauconval 29, 1367 Ramillies.Company details
What is the legal form of JPJ INVEST?
The legal form of JPJ INVEST is Private limited company (BV).
When was JPJ INVEST founded?
JPJ INVEST was founded on 18-02-2014.
Is JPJ INVEST still active?
Yes, JPJ INVEST is an active enterprise in the KBO register.
What is the turnover of JPJ INVEST?
The turnover in financial year 2025 is ≈ €41,000. This figure is estimated from the gross margin of €5,306 and 6,319 comparable companies of the same size. It probably lies between €19,000 and €97,000. It is a rough estimate.Financials
Is JPJ INVEST profitable?
In financial year 2025, JPJ INVEST made a loss of €3,312.
Where can I find the annual accounts of JPJ INVEST?
JPJ INVEST filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JPJ INVEST due?
JPJ INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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