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JPJ CONSTRUCT

Active Private limited companyfounded 2020active for 6 yearsAlsembergsesteenweg 833, 1653 BeerselKBO/BCE: BE 0742.625.664
JPJ CONSTRUCT
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Overview

Lifetime

5 annual accounts with figures on one time axis
peak €71,756 (2025)
€71,756▲ 28.3%
lowest -€24,961 (2021)
€29,527▲ 81.3%
peak €88,622 (2025)
€88,622▲ 50.0%
€520,907▼ 6.8%
Board3 names since 2020
1 directorBLONDIAU Jens
Documentsfilings and deeds
29-09-202660 days late
2025micro format
Gross margin from €55,926 to €71,756Result from €16,290 to €29,527Equity from €59,095 to €88,622

Key points

from the 2025 annual accounts

Turnover

≈ €93,000 estimated

The accounts state no turnover.

Debts

€520,907 85% of the balance sheet
Financial debts 85%Suppliers 2%Taxes and wages 1%Other 12%

Of this, €80,050 falls due within a year.

Filings

5 annual accounts 4 late
AprilJune31 JulyOctober20222024

The 2021 accounts came latest: 107 days after the end of the period.

Checked score

83
Excellent
Financially stronger than 63% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.7% 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.8%▲ +0.1 percentage points vs 04-2025 06-2025: 0.9%▲ +0.1 percentage points vs 05-2025 07-2025: 0.9%● unchanged vs 06-2025 08-2025: 1.4%▲ +0.5 percentage points vs 07-2025highest value 09-2025: 0.3%▼ -1.1 percentage points vs 08-2025lowest value 10-2025: 0.3%● unchanged vs 09-2025lowest value 11-2025: 0.3%● unchanged vs 10-2025lowest value 12-2025: 0.3%● unchanged vs 11-2025lowest value 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.4%▲ +0.1 percentage points vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.7%▲ +0.3 percentage points vs 07-2026 09-2026: 0.9%▲ +0.2 percentage points vs 08-2026 10-2026: 0.5%▼ -0.4 percentage points vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026

Financial strength
Average

40+5equity 14.5% of total assets
54+2short-term debt 13.1% · cash 4.4%
75+17return on assets 4.8%

Score breakdown

raises risk
Last filed accounts filed 60 days late; 2 of the last 3 accounts late
lowers risk
Size: total assets €609,529
Sector: Real estate activities (NACE 68)
Figures for financial year 2025 (filed on 29-09-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 35% of them on solvency, 63% on liquidity, 69% on profitability and 86% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,372 companies had the same profile as JPJ CONSTRUCT has now. Each dot stands for 6 companies, two years later.

96.6%
were still trading
1.4%
stopped another way
1.8%
went bankrupt
  • Small
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of JPJ CONSTRUCT itself: 0.5% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,372 companies, not a prediction for JPJ CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €7,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.4 (0.3 in 2024), below 1. Short-term debt is 13.1% and cash 4.4% of total assets. 85.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 60 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €609,529
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Figures for financial year 2025 (filed on 29-09-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 60 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
60 days late
2024
on the day
2023
92 days late
2022
30 days late
2021
107 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 58 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 September (4 of the last 5 accounts filed within 47 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

BJ
BLONDIAU Jens
Director
  • BLONDIAU, Johan 100 sharesdeed of 31-01-2020
  • BLONDIAU Jens 100 sharesdeed of 31-01-2020
  • BLONDIAU Pieter 100 sharesdeed of 31-01-2020
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0742625664
Registered office moved within Beersel New registered office: Alsembergsesteenweg 833, 1653 Beersel · Previous registered office: Alsembergsesteenweg 830- 1653 Beersel · Board meeting of 27-10-2020 · Gazette deed
Incorporation Founding capital of €30,000, 300 shares · Founder: BLONDIAU, Johan · Appointments: BLONDIAU, Johan; BLONDIAU Jens and BLONDIAU Pieter · published on 31-01-2020 · Gazette deed
First establishment Alsembergsesteenweg 833, Beersel
All 11 events

Comparable companies

same main activity, similar in size and age
Company
JPJ CONSTRUCT Beersel €609,529 €71,756 14.5% -
CALGO Zemst €629,287 €59,358 34.5% -
BAMA Orp-Jauche €611,180 €75,141 35.8% -
Lucylu Real Estate 4You Antwerp €634,040 €80,890 5.2% -
IMMOGYN Chaudfontaine €623,225 €67,287 10.9% -
CORIOLYS Seraing €567,782 €75,869 25.3% -
Rodar Antwerp €696,461 €80,872 -9.7% -

These companies have the same main activity as JPJ CONSTRUCT: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €568,000 and €696,000, founded between 2019 and 2020.

Official details

Source: KBO
Status
Active since 28-01-2020Normal situation
Activity
Renting and operating of own or leased non-residential real estate, excluding landNACE 68203and 2 others
Establishment unit
2.299.610.7711653 Beersel, since 28-01-2020
Financial year end
31 December
Peppol
Reachable since 12-02-2025
Company details

Annual accounts 2025

€71,756▲ 28.3%
€29,527▲ 81.3%
€88,622▲ 50.0%
€609,529▼ 1.4%
Filing
Filed on 29-09-2026
Financials

Insights on JPJ CONSTRUCT

JPJ CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from €51,201 in 2021 to €71,756 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 29-09-2026, 60 days late
€71,756
▲ 28.3%
€50,991
▲ 45.5%
€29,527
▲ 81.3%
-€47,862
▲ €11,601
14.5%
▲ 5.0 percentage points
0.40
▲ 0.10

Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €93,000. Estimated: probably between €80,000 and €120,000.

Balance sheet

balance sheet total €609,529 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

14.5%

Higher than 37% of 17,190 companies in 2025.

0.40

Higher than 26% of 16,487 companies in 2025.

4.8%

Higher than 64% of 16,866 companies in 2025.

JPJ CONSTRUCT Middle half of the sector 80% of the sector Micro accounts in real estate (NACE 68)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021
Balance sheet: assets
20/58 609,529618,276652,306656,859677,794
21/28 577,341592,711609,554626,396638,468
22/27 577,341592,711609,554626,396638,468
22 577,341592,711609,554626,396638,468
29/58 32,18825,56542,75330,46339,326
40/41 3,0073,00711,1196,57613,281
40 --02,887-
41 3,0073,00711,1193,68913,281
54/58 26,94521,99531,17823,47825,656
490/1 2,236563457410389
Balance sheet: equity and liabilities
10/49 609,529618,276652,306656,859677,794
10/15 88,62259,09542,80422,7755,039
10/11 30,00030,00030,00030,00030,000
13 58,62229,09512,804--
133 58,62229,09512,804--
14 --0-7,225-24,961
17/49 520,907559,181609,502634,084672,754
17 440,857471,002520,666549,795578,408
170/4 440,857471,002520,666549,795578,408
42/48 80,05085,02888,08284,28992,339
42 30,14629,61131,53430,97530,425
44 9,7321,3545302,49611,659
440/4 9,7321,3545302,49611,659
45 5,93421,39114,67210,09710,097
450/3 5,93421,39114,67210,09710,097
47/48 34,23932,67141,34740,72140,158
492/3 03,15175402,007
Income statement
76A 10,097----
9900 71,75655,92654,56147,84351,201
630 16,95416,84316,84316,75955,522
640/8 3,8114,0392,1852,7163,183
9901 50,99135,04435,53328,368-7,505
65/66B 10,20912,03410,92910,63217,456
65 10,20912,03410,92910,63217,456
9903 40,78223,01024,60417,736-24,961
67/77 11,2556,7204,575--
9904 29,52716,29020,02917,736-24,961
9905 29,52716,29020,02917,736-24,961
Appropriation of the result
9906 29,52716,29012,804-7,225-24,961
14P -0-7,225-24,961-
691/2 29,52716,29012,804--
6921 29,52716,29012,804--
Document PDFPDFPDFPDFPDF

The notes to these accounts have 11 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 29-09-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 60 days after the deadline. Filed on 29 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00529367.

Financial year Type Filed Reference Document
31-12-2025 micro format 29-09-2026 2026-00529367 PDF
31-12-2024 micro format 31-07-2025 2025-00367276 PDF
31-12-2023 micro format 31-10-2024 2024-00524052 PDF
31-12-2022 micro format 30-08-2023 2023-00402640 PDF
31-12-2021 abbreviated format 15-11-2022 2022-20520076 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021
67,94551,88752,37645,12748,018
46,48233,13336,87234,49530,561
1,584004,687692,720
4,950-9,1837,700-2,178-
-47,862-59,463-45,329-53,826-53,014
14.5%9.6%6.6%3.5%0.7%
0.400.300.490.360.43
5.889.4614.2427.84-
33.3%27.6%46.8%77.9%-495.4%
4.8%2.6%3.1%2.7%-3.7%
6.664.314.794.242.75

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Securities and guarantees

on own assets and for others
Item20252024202320222021
Debts secured on the company's own assets----€533,834
Mortgages, amount registered-€75,000€75,000€75,000€75,000
-€500,000€500,000€500,000€500,000
Carrying value of the mortgaged assets-€592,711€609,554€626,396€638,468

Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€1,584--€4,687€692,720
Financial fixed assets€0----
€16,954€16,843€16,843€16,759€55,522

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on JPJ CONSTRUCT

The operating result for 2025 is 46% higher than in 2024 and the highest since 2021. It is a recovery after the fall in 2024.

Debt's share of the balance-sheet total falls from 90.4% to 85.5%. Equity is higher and debt is lower.

Board & ownership

Board

1 director, since incorporation
BLONDIAU Jens
Director (not named in the articles)
appointed by deed of 31-01-2020 term without a fixed end
listed in the 2025 annual accounts, filed on 29-09-2026

Office holders in the KBO →

Mandates through the years

3 names, the dashed line is today
BLONDIAU Jens
Director (not named in the articles)
BLONDIAU Pieter
Director (not named in the articles)
BLONDIAU, Johan
Director
BoardEarlierend not dated
Mandates as a list
  • BLONDIAU Jens
    • Director (not named in the articles), from 27-01-2020 to date
  • BLONDIAU Pieter
    • Director (not named in the articles), from 27-01-2020, no longer listed in the 2025 annual accounts
  • BLONDIAU, Johan
    • Director (not named in the articles), from 27-01-2020, last mentioned in 2020
    • Director, appointed by deed of 31-01-2020, last mentioned in 2020

See the board, name and registered office on a given date →

Control

Founders
BLONDIAU, Johan, BLONDIAU Jens, BLONDIAU Pieter
This company
JPJ CONSTRUCT
Equity €88,622
Profit €29,527 in 2025

Capital

Contribution
€30,000
Shares
300
Contribution per share
€100
Equity per share
€295 in 2025
Source
deed of 31-01-2020

Articles of association

deed of 31-01-2020 (in Dutch)
Board ruleThese rules set how the board is made up, meets and takes decisions.
3 directors
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Fourth Friday of May at 12:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Shareholders

At incorporation deed of 31-01-2020 ↗

Network & group

No group

JPJ CONSTRUCT has no parent and no holdings in its annual accounts. BLONDIAU Jens is the only director. JPJ CONSTRUCT shares no director with another company.

At the same address

Alsembergsesteenweg 833, 1653 Beersel · 1 other company
TUINEN BLONDIAU
registered office since 09-12-2004 · founded in 2004
 8.8 FTE (2025)
0867.528.903

Timeline

Timeline

11 events since 2020

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 60 days late
2025
Highest result from 2021 to 2025 net €29,527 ▲81.3% The operating result of €50,991 and the net result of €29,527 are both a record.
Annual accounts 2024 filed PDFmicro format · on the deadline day
Registered in the Peppol Directory Reachable for e-invoices through 0208:0742625664
2024
Annual accounts 2023 filed PDFmicro format · 92 days late
2023
Annual accounts 2022 filed PDFmicro format · 30 days late
2022
Back to profit net €17,736 The net result is €17,736, after one loss-making year.
Annual accounts 2021 filed PDFabbreviated format · 107 days late
2020
Registered office moved within BeerselNew registered office: Alsembergsesteenweg 833, 1653 Beersel · Previous registered office: Alsembergsesteenweg 830- 1653 Beersel · Board meeting of 27-10-20202 points ▸
  • Board meeting, 27-10-2020
  • Registered-office move, Alsembergsesteenweg 833, 1653 Beersel

Open the deed in the Belgian Official Gazette

IncorporationFounding capital of €30,000, 300 shares · Founder: BLONDIAU, Johan · Appointments: BLONDIAU, Johan; BLONDIAU Jens and BLONDIAU Pieter · published on 31-01-202010 points ▸

Open the deed in the Belgian Official Gazette

First establishment Alsembergsesteenweg 833, Beersel

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 28 January 2020, JPJ CONSTRUCT was incorporated as a private limited company by three natural persons, with a starting capital of €30,000.12 In 2020 the registered office moved to Beersel.3 BLONDIAU Jens is director of the company, appointed by deed of 31-01-2020.2 Total assets went from €677,794 in 2021 to €609,529 in 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 31-01-2020
  3. 3Belgian Official Gazette, 04-12-2020
  4. 4National Bank, annual accounts 2021 and 2025

Company details

Identity

Enterprise number
0742.625.664
VAT number
BE 0742.625.664
Peppol ID
0208:0742625664
Other Peppol ID
9925:BE0742625664
Legal form
Private limited company
Status
Active, normal situation
Founded
28-01-2020
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Fourth Friday of May at 12:00
deed of 31-01-2020 (in Dutch)
Peppol
Reachable since 12-02-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
JPJ CONSTRUCT in Dutch
Entity type
Legal entity
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 31-01-2020 (in Dutch)

Activities

NACEBEL 2025
68203 Renting and operating of own or leased non-residential real estate, excluding land main activity
68310 Real estate agency activities
81300 Landscape service activities
Codes under NACEBEL 2008
68203 Real estate rental main activity
68311 Real estate activities
81300 Landscape service activities
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het investeren in onroerende en roerende goederen, zowel in bloot eigendom, tijdelijk vruchtgebruik of volle eigendom, in het kader van de…”
6 activities
  1. Het investeren in onroerende en roerende goederen, zowel in bloot eigendom, tijdelijk vruchtgebruik of volle eigendom, in het kader van de exploitatie of als belegging;
  2. Het ontwerpen en aanleggen van tuinen, parken en groene zones;
  3. Overige gespecialiseerde bouwwerken (zonder dat dit beperkend kan worden opgevat: zwembadbouw, annexen, buitenkeukens, elektrische constructies buiten, en dergelijke;
  4. Totaalrenovaties van alle mogelijke onroerende en roerende goederen;
  5. Binnen- en buitenschrijnwerkerij en metaalconstructies in de meest ruime zin;
  6. Aanleg van nutsvoorzieningen in de meest ruime zin;
deed of 31-01-2020 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Alsembergsesteenweg 833 registered office 1653 Beersel 16230 Manufacture of other builders' carpentry and joinery 28-01-2020 2.299.610.771

Buildings and parcels at the address

Ground area
117 m²
Buildings
117 m²
Volume, LiDAR
849 m³
Tallest building
10.7 m
Buildings to scale, each on its own parcel
117 m², 10.7 m 117 m², 10.7 m

Location

registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
23017C0063/02N000117 m² 1 · 117 m² 10.7 m · 3

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