JPD Holding
ActiveJPD Holding has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €834k and a net result of €-33k. Equity is shrinking by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 85% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▲+3
Solvency100=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 6.88 against 7.07 in 2024; short-term debt: 12.8% and cash: 12.7% of total assets), and 12.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.2%
Return on assets
-3.4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-33k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
22 d early
2023
44 d early
2022
63 d early
2021
63 d early
2020
23 d late
2019
52 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€834k▼ 3.8%
2024 · €866k
2019: €1.14M
2020: €1.10M
2021: €1.06M
2022: €974k
2023: €925k
2024: €866k
2019 → 2025
Total assets
€956k▼ 3.3%
2024 · €988k
2019: €1.21M
2020: €1.26M
2021: €1.20M
2022: €1.13M
2023: €1.10M
2024: €988k
2019 → 2025
Net result
€-33k▲ 45.1%
2024 · €-59k
2019: €-33k
2020: €-39k
2021: €-44k
2022: €-65k
2023: €-49k
2024: €-59k
2019 → 2025
Working capital
€717k▼ 2.6%
2024 · €736k
2019: €1.07M
2020: €928k
2021: €885k
2022: €813k
2023: €785k
2024: €736k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.06M-€974k▼ 8.1%€925k▼ 5.0%€866k▼ 6.4%€834k▼ 3.8%
Operating result€-53k-€-57k▼ 8.0%€-42k▲ 26.6%€-50k▼ 19.5%€-53k▼ 6.4%
Net result€-44k-€-65k▼ 48.7%€-49k▲ 25.0%€-59k▼ 22.3%€-33k▲ 45.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €53k in 2025 against €50k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €956k
Fixed assets
€116k▼ 10.9%
Current assets
€839k▼ 2.1%
Equity and liabilities €956k
Equity
€834k▼ 3.8%
Debt
€122k▲ 0.2%
The debt ratio rises from 12.3% to 12.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-39k▼
2024 · €-35k
Cash flow
€-18k▲
2024 · €-44k
Solvency
87.2%▼
2024 · 87.7%
Current ratio
6.88▼
2024 · 7.07
Quick ratio
6.88▼
2024 · 7.07
Debt / equity
0.15▲
2024 · 0.14
ROE
-3.9%▲
2024 · -6.9%
ROA
-3.4%▲
2024 · -6.0%
Interest coverage
-3.07▲
2024 · -3.50
Debt
€122k▲
2024 · €122k
Debt ≤ 1 year
€122k▲
2024 · €121k
Income taxes
€511▲
2024 · €348
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€988k€956k▼
Fixed assets21/28€131k€116k▼
Tangible fixed assets22/27€131k€116k▼
Land and buildings22€115k€115k=
Furniture and vehicles24€14k€0▼
Other tangible fixed assets26€2k€1k▼
Current assets29/58€857k€839k▼
Amounts receivable within one year40/41€2k€1k▼
Trade receivables40€0-
Other amounts receivable41€2k€1k▼
Current investments50/53€737k€714k▼
Cash at bank and in hand54/58€117k€121k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€988k€956k▼
Equity10/15€866k€834k▼
Contributions10/11€19k€19k=
Reserves13€482k€482k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€482k€482k=
Profit (loss) carried forward14€366k€333k▼
Amounts payable17/49€122k€122k▲
Amounts payable within one year42/48€121k€122k▲
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€3k€4k▲
Remuneration and social security454/9€426€908▲
Other amounts payable47/48€112k€114k▲
Accrued charges and deferred income492/3€580€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€14k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€-34k€-37k▼
Operating profit (loss)9901€-50k€-53k▼
Financial income75/76B€911€34k▲
Recurring financial income75€911€34k▲
Financial charges65/66B€10k€13k▲
Recurring financial charges65€10k€13k▲
Profit (loss) for the period before taxes9903€-59k€-32k▲
Income taxes67/77€348€511▲
Profit (loss) for the period9904€-59k€-33k▲
Profit (loss) for the period to be appropriated9905€-59k€-33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€366k€333k▼
Profit (loss) brought forward from the previous period14P€425k€366k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
18-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
29-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Weakest financial yearnet €-65k
Net result drops to €-65k, the lowest in the series; recovery starts the following year.
2021
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
23-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2019
10-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
20-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
17-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jalhay · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Parfondbois(Solwaster) 324845 JalhayGround area
4,773 m²
Building footprint
193 m²
Volume, LiDAR
789 m³
Parcel 63068B1427/00E000, Wallonia · tallest building 6.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JPD HOLDING SPRL
since 20072.166.888.047
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63068B1427/00E000 | Wallonia | 4,773 m² | 1 · 193 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600LR35BBUZL0HG92
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 29,798 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-11-2007
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.