JParidaens
ActiveThe computed 12-month bankruptcy probability of JParidaens is 1.8% (moderate). The 2025 annual accounts show equity of €393k and a net result of €106k. Equity is growing by ~60% per year across the filed fiscal years. Its solvency ranks better than 86% of 27711 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▼-4
Solvency100▲+15
Growth78=
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.63 against 1.56 in 2024; short-term debt: 13.4% and cash: 20.4% of total assets), and 18.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.2%
Return on assets
22%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
25 d late
2024
29 d late
2023
9 d late
2022
4 d late
2021
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€393k▲ 37.1%
2024 · €286k
2021: €44k
2022: €73k
2023: €164k
2024: €286k
2021 → 2025
Total assets
€484k▲ 1.9%
2024 · €475k
2021: €106k
2022: €141k
2023: €251k
2024: €475k
2021 → 2025
Net result
€106k▼ 12.9%
2024 · €122k
2021: €42k
2022: €29k
2023: €91k
2024: €122k
2021 → 2025
Working capital
€105k▲ 40.2%
2024 · €75k
2021: €28k
2022: €3k
2023: €19k
2024: €75k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€73k▲ 66.7%€164k▲ 124%€286k▲ 74.3%€393k▲ 37.1%
Operating result€54k-€41k▼ 24.5%€127k▲ 209%€172k▲ 35.1%€153k▼ 11.1%
Net result€42k-€29k▼ 29.3%€91k▲ 210%€122k▲ 34.3%€106k▼ 12.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €484k
Fixed assets
€313k▲ 18.4%
Current assets
€170k▼ 18.9%
Equity and liabilities €484k
Equity
€393k▲ 37.1%
Debt
€91k▼ 51.8%
The debt ratio falls from 39.7% to 18.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€213k▲
2024 · €205k
Cash flow
€166k▲
2024 · €155k
Solvency
81.2%▲
2024 · 60.3%
Current ratio
2.63▲
2024 · 1.56
Quick ratio
2.63▲
2024 · 1.56
Debt / equity
0.23▼
2024 · 0.66
ROE
27.1%▼
2024 · 42.6%
ROA
22.0%▼
2024 · 25.7%
Interest coverage
78.35▼
2024 · 262.67
Debt
€91k▼
2024 · €188k
Debt ≤ 1 year
€65k▼
2024 · €135k
Debt > 1 year
€26k▼
2024 · €54k
Income taxes
€45k▼
2024 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€475k€484k▲
Fixed assets21/28€265k€313k▲
Tangible fixed assets22/27€265k€313k▲
Plant, machinery and equipment23€149k€173k▲
Furniture and vehicles24€116k€140k▲
Financial fixed assets28€150€150=
Current assets29/58€210k€170k▼
Amounts receivable within one year40/41€47k€70k▲
Trade receivables40€23k€30k▲
Other amounts receivable41€24k€40k▲
Cash at bank and in hand54/58€163k€99k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€475k€484k▲
Equity10/15€286k€393k▲
Contributions10/11€3k€3k=
Reserves13€284k€390k▲
Distributable reserves133€284k€390k▲
Amounts payable17/49€188k€91k▼
Amounts payable after more than one year17€54k€26k▼
Financial debts170/4€54k€26k▼
Amounts payable within one year42/48€135k€65k▼
Current portion of amounts payable after more than one year42€14k€14k▲
Financial debts43-€7k
Credit institutions430/8-€7k
Trade debts44€64k€13k▼
Suppliers440/4€64k€13k▼
Taxes, remuneration and social security45€57k€31k▼
Taxes450/3€54k€28k▼
Remuneration and social security454/9€3k€3k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€60k▲
Other operating charges640/8€7k€7k▲
Gross operating margin9900€211k€219k▲
Operating profit (loss)9901€172k€153k▼
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€779€3k▲
Recurring financial charges65€779€3k▲
Profit (loss) for the period before taxes9903€172k€151k▼
Income taxes67/77€50k€45k▼
Profit (loss) for the period9904€122k€106k▼
Profit (loss) for the period to be appropriated9905€122k€106k▼
Appropriation of the result
Profit (loss) to be appropriated9906€122k€106k▼
Transfer to equity691/2€122k€106k▼
To other reserves6921€122k€106k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2021net €122k ▲34.3%
Operating result €172k, net result €122k, both a record.
31-12
Financial
Equity above €200kEq €286k ▲74.3%
4 profitable years in a row build equity to €286k.
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
31-12
Financial
Equity above €150kEq €164k ▲124%
3 profitable years in a row build equity to €164k.
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
31-12
Financial
Weakest financial yearnet €29k ▼29.3%
Net result drops to €29k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pepingen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geilinkstraat(H) 21670 PepingenGround area
5,253 m²
Building footprint
1,634 m²
Parcel 23029A0354/00P000, Flanders. Linked by address, not a title deed.
1 establishment unit
Geilinkstraat(H) 2, 1670 Pepingen
since 20212.391.176.989
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23029A0354/00P000 | Flanders | 5,253 m² | 1 · 1,634 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LA MAISON MOSANE, TECHNIQUES & TRADITIONS
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Baelen · Eq €393k
TLS Duyck
BE 0736.910.483
Wingene · Eq €394k
GL-V TUINEN
BE 0733.700.476
Geel · Eq €394k
Resul-infra
BE 0683.882.563
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TRANSPORTS DELHEZ MUYTJENS
BE 0899.364.501
Welkenraedt · Eq €391k
Of 8,456 companies in sector 43120 we hold annual accounts for 3,233. 2,326 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2021
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
49410Freight transport by road
01610Support activities for crop production
52210Service activities incidental to land transportation
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.