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JPACG CONSULTING

Active
Private limited companyfounded 2001active for 25 yearsRue Bois Lamarche 11, 4870 Trooz, BelgiumKBO/BCE: BE 0474.380.775
Summary

JPACG CONSULTING has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €337,186 and a net result of €38,123. Equity has been growing by about 3.9% per year since 2019. Its solvency ranks better than 61% of 21,158 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 21-03-2001 Normal situation
Activity
Computer programming NACE 62100and 1 other
Establishment unit
2.097.942.229 6500 Beaumont, since 09-04-2001
Financial year end
30 June
Peppol
Reachable since 12-11-2025

Board and ownership

Board

Financial position

92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 30-06-2025
Gross margin
€60,933
▼ 12.7%
Turnover
≈ €140,000
estimated
Profit
€38,123
▼ 25.9%
Equity
€337,186
▼ 4.9%
Total assets
€485,695
▼ 0.8%
Score breakdownraises riskLiquidity: current ratio 4.28, cash €6,668lowers riskSize: total assets €485,695Sector: Computer programming, consultancy and related activities (NACE 62)Equity €337,186 (69.4% of total assets)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 39% of micro companies in computer programming and consultancy (NACE 62)
Financial strength · tick: 2024
Strong
Solvency 94-3
equity 69.4% of total assets
Liquidity 46=
short-term debt 19.4% · cash 1.4%
Profitability 79-3
return on assets 7.8%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,917 companies, NACE 62, micro)
Last 24 months 12-2024: 0.3%highest value 01-2025: 0.2%▼ -0.1 percentage points vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.3%▲ +0.1 percentage points vs 09-2025 11-2025: 0.2%▼ -0.1 percentage points vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.1%▼ -0.1 percentage points vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.28 (5.18 in 2024), above the usual 1.5. Short-term debt is 19.4% and cash 1.4% of total assets. 30.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 62% of them on solvency, 21% on liquidity, 38% on profitability and 34% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 4.28, cash €6,668
NBB · annual accounts
lowers risk · Size: total assets €485,695
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Equity €337,186 (69.4% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-12-2025, 50 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
50 days early
2024
46 days early
2023
50 days early
2022
50 days early
2021
45 days early
2020
54 days early
2019
53 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 50 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 12 December (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end05-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 90% of companies in computer programming and consultancysector median €69,105 · 21,164 companies €337,186 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €38,123 7 years View

Recent changes

  1. · Gazette deed Resignation: CROUGHS Jean-Philippe (manager)Reappointment: CROUGHS Jean-Philippe (director) · “L’entreprise de création,de développement,de conception,de réalisation et de mise à jour de software,mainframe…” (deed in French) · Director discharge: CROUGHS Jean-Philippe
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as JPACG CONSULTING: computer programming (NACE 62100). They are comparable in size and age: total assets between €449,000 and €552,000, founded between 1999 and 2001.

CompanyTotal assetsGross margin
JPACG CONSULTING Trooz€485,695€60,933
SENSIBLE SOLUTIONS Middelkerke€496,980€59,762
NET SERVE Oudenaarde€456,257€61,297
SYSTEM CREATOR Mol€464,474€57,723
PALANTIR Antwerpen€449,151€54,528
PJ - SOFT Bonheiden€552,161€61,830
Restocheck Leuven€475,011€71,785
Full comparison

Key facts about JPACG CONSULTING

What is the company number of JPACG CONSULTING?
The company number of JPACG CONSULTING is 0474.380.775. The VAT number is the same number with BE in front: BE 0474.380.775.
Where is JPACG CONSULTING based?
The registered office is at Rue Bois Lamarche 11, 4870 Trooz.Company details
What does JPACG CONSULTING do?
According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of JPACG CONSULTING?
The legal form of JPACG CONSULTING is Private limited company (BV).
When was JPACG CONSULTING founded?
JPACG CONSULTING was founded on 21-03-2001.
Is JPACG CONSULTING still active?
Yes, JPACG CONSULTING is an active enterprise in the KBO register.
What is the turnover of JPACG CONSULTING?
The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €60,933 and 41 comparable companies (NACE 62100). It probably lies between €120,000 and €180,000. In financial year 2020 turnover was €167,948.Financials
Is JPACG CONSULTING profitable?
In financial year 2025, JPACG CONSULTING made a profit of €38,123.
Where can I find the annual accounts of JPACG CONSULTING?
JPACG CONSULTING filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JPACG CONSULTING due?
JPACG CONSULTING must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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