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JPA Immo

Active
Private limited companyfounded 20241 yr activeRobert Goldschmidtsquare 2, 1050 Elsene, BelgiumKBO/BCE: BE 1017.960.857
Summary

The computed 12-month bankruptcy probability of JPA Immo is 3.4% (moderate). The 2025 annual accounts show equity of €450,608 and a net result of -€234,893. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability0
Solvency72
Growth-
Track record67
Bankruptcy probability, 12 months
3.4% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days only on tighter terms
cash: 1.1% of total assets, and 52.6% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
25 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 26 December 2024, JPA Immo was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€450,608
Total assets
€950,608
Net result
-€234,893
Working capital
Not included in this filing

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €950,608
Fixed assets €780,000
Current assets €170,608
Equity and liabilities €950,608
Equity €450,608
Debt €500,000
Debt finances 52.6% of the balance-sheet total.
Key figures and ratios
2025 value
Debt to equity
1.11
ROE
-52.1%
ROA
-24.7%
Debt > 1 year
€500,000

Peer companies

Historical observation

Of the 1,682 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 91% are still going.

  • Small
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
  • without age
1.5% went bankrupt
7.7% stopped otherwise
91% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,682 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 24 lines
Balance sheet Code2025
Assets
Total assets20/58€950,608
Fixed assets21/28€780,000
Tangible fixed assets22/27€780,000
Land and buildings22€780,000
Current assets29/58€170,608
Amounts receivable after more than one year29€160,000
Other amounts receivable291€160,000
Cash at bank and in hand54/58€10,608
Equity and liabilities
Total equity and liabilities10/49€950,608
Equity10/15€450,608
Contributions10/11€685,501
Profit (loss) carried forward14-€234,893
Amounts payable17/49€500,000
Amounts payable after more than one year17€500,000
Financial debts170/4€500,000
Income statement Code2025
Other operating charges640/8€99,540
Gross operating margin9900-€133,986
Operating profit (loss)9901-€233,526
Financial charges65/66B€1,367
Recurring financial charges65€1,367
Profit (loss) for the period before taxes9903-€234,893
Profit (loss) for the period9904-€234,893
Profit (loss) for the period to be appropriated9905-€234,893
Appropriation of the result
Profit (loss) to be appropriated9906-€234,893

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€99,540
Gross operating margin9900-€133,986
Operating profit (loss)9901-€233,526
Financial charges65/66B€1,367
Recurring financial charges65€1,367
Profit (loss) for the period before taxes9903-€234,893
Profit (loss) for the period9904-€234,893
Profit (loss) for the period to be appropriated9905-€234,893
Line2025
Assets
Total assets20/58€950,608
Fixed assets21/28€780,000
Tangible fixed assets22/27€780,000
Land and buildings22€780,000
Current assets29/58€170,608
Amounts receivable after more than one year29€160,000
Other amounts receivable291€160,000
Cash at bank and in hand54/58€10,608
Equity and liabilities
Total equity and liabilities10/49€950,608
Equity10/15€450,608
Contributions10/11€685,501
Profit (loss) carried forward14-€234,893
Amounts payable17/49€500,000
Amounts payable after more than one year17€500,000
Financial debts170/4€500,000
Line2025
Profit (loss) for the period9904-€234,893
Operating cash flow (approximation)-€234,893

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
25-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
135 m²
Building footprint
64 m²
Volume, LiDAR
664 m³
Parcel 21445C0293/00R008, Brussels · tallest building 12.2 m, ±4 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
JPA Immo
Robert Goldschmidtsquare 2, 1050 ElseneHoldings
since 20242.368.673.484
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21445C0293/00R008 Brussels 135 m² 1 · 64 m² 12.2 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded26-12-2024
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017960857
Also 9925:BE1017960857
Registered 02-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.