JP.x
ActiveJP.x has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €163k and a net result of €43k. Equity is growing by ~38.6% per year across the filed fiscal years. Its solvency ranks better than 54% of 7709 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87=
Solvency80▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 0.85 in 2024; short-term debt: 34.3% and cash: 39% of total assets), and 44.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.5%
Return on assets
14.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
11 d early
2024
48 d early
2023
48 d early
2022
54 d early
2021
19 d early
2020
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€163k▲ 35.5%
2024 · €120k
2020: €33k
2021: €43k
2022: €51k
2023: €80k
2024: €120k
2020 → 2025
Total assets
€293k▲ 7.9%
2024 · €272k
2020: €110k
2021: €119k
2022: €140k
2023: €243k
2024: €272k
2020 → 2025
Net result
€43k▲ 5.4%
2024 · €40k
2020: €32k
2021: €10k
2022: €8k
2023: €29k
2024: €40k
2020 → 2025
Working capital
€27k
2024 · €-17k
2020: €53k
2021: €57k
2022: €52k
2023: €-56k
2024: €-17k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€51k▲ 19.1%€80k▲ 56.0%€120k▲ 50.7%€163k▲ 35.5%
Operating result€14k-€12k▼ 18.4%€43k▲ 271%€59k▲ 37.8%€67k▲ 13.5%
Net result€10k-€8k▼ 20.7%€29k▲ 249%€40k▲ 41.3%€43k▲ 5.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 13% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €293k
Fixed assets
€166k▼ 3.4%
Current assets
€128k▲ 27.3%
Equity and liabilities €293k
Equity
€163k▲ 35.5%
Debt
€131k▼ 13.9%
The debt ratio falls from 55.8% to 44.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€73k▲
2024 · €67k
Cash flow
€48k▲
2024 · €48k
Solvency
55.5%▲
2024 · 44.2%
Current ratio
1.27▲
2024 · 0.85
Quick ratio
1.27▲
2024 · 0.85
Debt / equity
0.80▼
2024 · 1.26
ROE
26.2%▼
2024 · 33.7%
ROA
14.5%▼
2024 · 14.9%
Interest coverage
9.55▼
2024 · 32.93
Debt
€131k▼
2024 · €152k
Debt ≤ 1 year
€101k▼
2024 · €118k
Debt > 1 year
€25k▼
2024 · €34k
Income taxes
€17k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€272k€293k▲
Fixed assets21/28€171k€166k▼
Tangible fixed assets22/27€47k€41k▼
Land and buildings22€38k€37k▼
Furniture and vehicles24€8k€3k▼
Financial fixed assets28€125k€125k=
Current assets29/58€100k€128k▲
Amounts receivable within one year40/41€12k€12k▲
Trade receivables40€12k€9k▼
Other amounts receivable41€1€3k▲
Cash at bank and in hand54/58€83k€114k▲
Deferred charges and accrued income490/1€5k€623▼
Equity and liabilities
Total equity and liabilities10/49€272k€293k▲
Equity10/15€120k€163k▲
Contributions10/11€500€500=
Profit (loss) carried forward14€120k€162k▲
Amounts payable17/49€152k€131k▼
Amounts payable after more than one year17€34k€25k▼
Financial debts170/4€34k€25k▼
Amounts payable within one year42/48€118k€101k▼
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44€8k€4k▼
Suppliers440/4€8k€4k▼
Taxes, remuneration and social security45€29k€21k▼
Taxes450/3€29k€18k▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€72k€66k▼
Accrued charges and deferred income492/3-€5k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€6k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€69k€75k▲
Operating profit (loss)9901€59k€67k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€2k€8k▲
Recurring financial charges65€2k€8k▲
Profit (loss) for the period before taxes9903€57k€60k▲
Income taxes67/77€17k€17k▲
Profit (loss) for the period9904€40k€43k▲
Profit (loss) for the period to be appropriated9905€40k€43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€120k€162k▲
Profit (loss) brought forward from the previous period14P€79k€120k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €43k ▲5.4%
Operating result €67k, net result €43k, both a record.
31-12
Financial
Equity above €150kEq €163k ▲35.5%
6 profitable years in a row build equity to €163k.
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €120k ▲50.7%
5 profitable years in a row build equity to €120k.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €8k ▼20.7%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopold I-laan 78000 BruggeGround area
963 m²
Building footprint
244 m²
Volume, LiDAR
1,759 m³
Parcel 31808M0510/00Y005, Flanders · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JP.x
since 20202.299.114.883
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31808M0510/00Y005 | Flanders | 963 m² | 1 · 244 m² | 12.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FTM INVEST
BE 0716.861.177
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Laviro
BE 1005.608.304
Beveren-Kruibeke-Zwijndrecht · Eq €163k
GROEP GHEYSEN
BE 0461.146.314
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MS Corporation
BE 0795.745.933
Anderlecht · Eq €162k
Of 11,221 companies in sector 82100 we hold annual accounts for 3,511. 2,545 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-2020
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.