JP SERVICES
ActiveJP SERVICES has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €34k and a net result of €-10k. Equity is shrinking by ~21.7% per year across the filed fiscal years. Its solvency ranks better than 51% of 9518 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability14▲+12
Solvency77▼-8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.6 against 2.34 in 2023; short-term debt: 47.6% and cash: 0% of total assets), and 47.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
52.4%
Return on assets
-14.9%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
2021222324
2020 to 2024 · latest year €-10k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
63 d late
2022
68 d late
2021
30 d late
2020
33 d early
2017
29 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€34k▼ 22.1%
2023 · €44k
2020: €-32k
2021: €95k
2022: €53k
2023: €44k
2020 → 2024
Total assets
€65k▼ 10.3%
2023 · €72k
2020: €122k
2021: €152k
2022: €107k
2023: €72k
2020 → 2024
Net result
€-10k▼ 2.3%
2023 · €-9k
2020: €-16k
2021: €127k
2022: €-42k
2023: €-9k
2020 → 2024
Working capital
€19k▼ 47.2%
2023 · €35k
2020: €-38k
2021: €105k
2022: €48k
2023: €35k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-32k-€95k€53k▼ 44.5%€44k▼ 17.7%€34k▼ 22.1%
Operating result€-12k-€33k€5k▼ 84.1%€-4k€7k
Net result€-16k-€127k€-42k€-9k▲ 77.9%€-10k▼ 2.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €7k after a loss of €4k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €65k
Fixed assets
€15k▲ 42.8%
Current assets
€49k▼ 19.6%
Equity and liabilities €65k
Equity
€34k▼ 22.1%
Debt
€31k▲ 7.6%
The debt ratio rises from 39.6% to 47.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€8k▲
2023 · €-524
Cash flow
€-8k▼
2023 · €-6k
Solvency
52.4%▼
2023 · 60.4%
Current ratio
1.60▼
2023 · 2.34
Quick ratio
1.60▼
2023 · 2.34
Debt / equity
0.91▲
2023 · 0.66
ROE
-28.3%▼
2023 · -21.6%
ROA
-14.9%▼
2023 · -13.0%
Interest coverage
1.66▲
2023 · -0.34
Debt
€31k▲
2023 · €29k
Debt ≤ 1 year
€31k▲
2023 · €26k
Income taxes
€12k▲
2023 · €2k
Staff costs
€408▼
2023 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€72k€65k▼
Fixed assets21/28€11k€15k▲
Tangible fixed assets22/27€157€5k▲
Plant, machinery and equipment23€157€78▼
Furniture and vehicles24€0€5k▲
Financial fixed assets28€11k€11k=
Current assets29/58€61k€49k▼
Amounts receivable within one year40/41€60k€49k▼
Trade receivables40€39k€44k▲
Other amounts receivable41€21k€4k▼
Cash at bank and in hand54/58€187€0▼
Deferred charges and accrued income490/1€1k€835▼
Equity and liabilities
Total equity and liabilities10/49€72k€65k▼
Equity10/15€44k€34k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€23k€14k▼
Amounts payable17/49€29k€31k▲
Amounts payable within one year42/48€26k€31k▲
Financial debts43-€5k
Credit institutions430/8-€5k
Trade debts44€10k€6k▼
Suppliers440/4€10k€6k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€10k€16k▲
Taxes450/3€8k€16k▲
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€6k€4k▼
Accrued charges and deferred income492/3€2k€0▼
Income statement
Code20232024
Remuneration, social security and pensions62€16k€408▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€1k▼
Other operating charges640/8€3k€7k▲
Gross operating margin9900€19k€15k▼
Operating profit (loss)9901€-4k€7k▲
Financial income75/76B€225€3▼
Recurring financial income75€225€3▼
Financial charges65/66B€4k€5k▲
Recurring financial charges65€2k€5k▲
Non-recurring financial charges66B€2k€0▼
Profit (loss) for the period before taxes9903€-7k€2k▲
Income taxes67/77€2k€12k▲
Profit (loss) for the period9904€-9k€-10k▼
Profit (loss) for the period to be appropriated9905€-9k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€14k▼
Profit (loss) brought forward from the previous period14P€33k€23k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
02-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 63 days late
2023
07-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 68 days late
2022
31-12
Financial
Weakest financial yearnet €-42k ▼133%
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial
Back to profitnet €127k
Net result €127k after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 3.71
Current ratio from 0.75 to 3.71; short-term debt falls from €153k to €39k.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
27-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
21-07
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
2014
02-10
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 63 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wervik · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Speiestraat 908940 WervikGround area
1,393 m²
Building footprint
236 m²
Volume, LiDAR
3,145 m³
Parcel 33029C0902/00R003, Flanders · tallest building 15.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
JP SERVICES
since 20032.133.412.060
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33029C0902/00R003 | Flanders | 1,393 m² | 1 · 236 m² | 15.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,575 companies in sector 82300 we hold annual accounts for 1,669. 1,218 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-09-2003
Fiscal year end31-12
Activities, NACEBEL
82300Organisation of conventions and trade shows
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
70220Business consulting
78200Temporary employment agencies and other provision of personnel
78300Employment activities
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0477203749