JP SERVICE
ActiveSummary
JP SERVICE has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €606k and a net result of €63k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 94% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability81▼-9
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 10.23 against 12.01 in 2024; short-term debt: 9% and cash: 46.5% of total assets), and 9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91%
Return on assets
9.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-12-2025, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
32 d early
2023
32 d early
2022
14 d late
2021
33 d early
2020
4 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€606k▼ 3.3%
2024 · €626k
2019: €289klowest in 7 years
2020: €371k▲ +28.4% vs 2019
2021: €475k▲ +28.3% vs 2020
2022: €481k▲ +1.3% vs 2021
2023: €580k▲ +20.4% vs 2022
2024: €626k▲ +8.1% vs 2023highest in 7 years
2025: €606k▼ -3.3% vs 2024
2019 → 2025
Total assets
€666k▼ 1.9%
2024 · €679k
2019: €395klowest in 7 years
2020: €478k▲ +21.1% vs 2019
2021: €565k▲ +18.2% vs 2020
2022: €621k▲ +9.9% vs 2021
2023: €692k▲ +11.3% vs 2022highest in 7 years
2024: €679k▼ -1.9% vs 2023
2025: €666k▼ -1.9% vs 2024
2019 → 2025
Net result
€63k▼ 46.3%
2024 · €117k
2019: €83k
2020: €93k▲ +12.0% vs 2019
2021: €105k▲ +12.1% vs 2020
2022: €120k▲ +15.0% vs 2021
2023: €138k▲ +14.7% vs 2022highest in 7 years
2024: €117k▼ -15.3% vs 2023
2025: €63k▼ -46.3% vs 2024lowest in 7 years
2019 → 2025
Working capital
€553k▼ 4.4%
2024 · €578k
2019: €217klowest in 7 years
2020: €316k▲ +45.4% vs 2019
2021: €421k▲ +33.2% vs 2020
2022: €448k▲ +6.4% vs 2021
2023: €511k▲ +14.0% vs 2022
2024: €578k▲ +13.2% vs 2023highest in 7 years
2025: €553k▼ -4.4% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€475k-€481k▲ 1.3%€580k▲ 20.4%€626k▲ 8.1%€606k▼ 3.3%
2021: €475klowest in 5 years
2022: €481k▲ +1.3% vs 2021
2023: €580k▲ +20.4% vs 2022
2024: €626k▲ +8.1% vs 2023highest in 5 years
2025: €606k▼ -3.3% vs 2024
Operating result€149k-€160k▲ 7.4%€199k▲ 24.4%€148k▼ 25.5%€70k▼ 53.0%
2021: €149k
2022: €160k▲ +7.4% vs 2021
2023: €199k▲ +24.4% vs 2022highest in 5 years
2024: €148k▼ -25.5% vs 2023
2025: €70k▼ -53.0% vs 2024lowest in 5 years
Net result€105k-€120k▲ 15.0%€138k▲ 14.7%€117k▼ 15.3%€63k▼ 46.3%
2021: €105k
2022: €120k▲ +15.0% vs 2021
2023: €138k▲ +14.7% vs 2022highest in 5 years
2024: €117k▼ -15.3% vs 2023
2025: €63k▼ -46.3% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 53% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €666k
Fixed assets
€53k ▲ 10.1%
Current assets
€612k ▼ 2.8%
Equity and liabilities €666k
Equity
€606k ▼ 3.3%
Debt
€60k ▲ 14.0%
Debt's share of the balance-sheet total rises from 7.7% to 9.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€80k▼
2024 · €169k
Cash flow
€73k▼
2024 · €137k
Current ratio
10.23▼
2024 · 12.01
Quick ratio
9.94▼
2024 · 11.98
Debt to equity
0.10▲
2024 · 0.08
ROE
10.4%▼
2024 · 18.7%
ROA
9.4%▼
2024 · 17.2%
Interest coverage
306.45▼
2024 · 7213.40
Debt ≤ 1 year
€60k▲
2024 · €53k
Income taxes
€24k▼
2024 · €52k
Staff costs
€2k▼
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€679k€666k▼
Fixed assets21/28€49k€53k▲
Tangible fixed assets22/27€49k€53k▲
Plant, machinery and equipment23-€1k
Furniture and vehicles24€49k€52k▲
Current assets29/58€630k€612k▼
Stocks and contracts in progress3€2k€17k▲
Stocks30/36€2k€17k▲
Amounts receivable within one year40/41€129k€132k▲
Trade receivables40€129k€114k▼
Other amounts receivable41-€18k
Current investments50/53€150k€150k=
Cash at bank and in hand54/58€339k€310k▼
Deferred charges and accrued income490/1€11k€3k▼
Equity and liabilities
Total equity and liabilities10/49€679k€666k▼
Equity10/15€626k€606k▼
Contributions10/11€6k€6k=
Reserves13€617k€596k▼
Distributable reserves133€617k€596k▼
Profit (loss) carried forward14€3k€4k▲
Amounts payable17/49€53k€60k▲
Amounts payable within one year42/48€53k€60k▲
Trade debts44€18k€39k▲
Suppliers440/4€18k€39k▲
Taxes, remuneration and social security45€34k€12k▼
Taxes450/3€20k€12k▼
Remuneration and social security454/9€14k-
Other amounts payable47/48€193€9k▲
Income statement
Code20242025
Non-recurring operating income76A-€66k
Remuneration, social security and pensions62€53k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€10k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€5k-
Other operating charges640/8€5k€5k▼
Non-recurring operating charges66A-€718
Gross operating margin9900€232k€88k▼
Operating profit (loss)9901€148k€70k▼
Financial income75/76B€21k€17k▼
Recurring financial income75€21k€17k▼
Financial charges65/66B€23€261▲
Recurring financial charges65€23€261▲
Profit (loss) for the period before taxes9903€169k€86k▼
Income taxes67/77€52k€24k▼
Profit (loss) for the period9904€117k€63k▼
Profit (loss) for the period to be appropriated9905€117k€63k▼
Appropriation of the result
Profit (loss) to be appropriated9906€119k€66k▼
Profit (loss) brought forward from the previous period14P€2k€3k▲
Transfer from equity791/2€70k€83k▲
Transfer to equity691/2€116k€63k▼
To other reserves6921€116k€63k▼
Profit to be distributed694/7€70k€83k▲
Return on contributions (dividend)694€70k€83k▲
Social balance
Average headcount (FTE)90871.0-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €66k | - |
| Remuneration, social security and pensions62 | - | €39k | €32k | €53k | €2k | ▼ 95.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €27k | €21k | €23k | €20k | €10k | ▼ 49.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €5k | - | - |
| Other operating charges640/8 | - | €3k | €12k | €5k | €5k | ▼ 4.6% |
| Non-recurring operating charges66A | - | - | - | - | €718 | - |
| Gross operating margin9900 | €226k | €223k | €266k | €232k | €88k | ▼ 62.1% |
| Operating profit (loss)9901 | €149k | €160k | €199k | €148k | €70k | ▼ 53.0% |
| Financial income75/76B | - | €2k | €2k | €21k | €17k | ▼ 19.9% |
| Recurring financial income75 | €3k | €2k | €2k | €21k | €17k | ▼ 19.9% |
| Financial charges65/66B | - | €926 | €194 | €23 | €261 | ▲ 1,016% |
| Recurring financial charges65 | €602 | €926 | €194 | €23 | €261 | ▲ 1,016% |
| Profit (loss) for the period before taxes9903 | €151k | €161k | €201k | €169k | €86k | ▼ 49.0% |
| Income taxes67/77 | €47k | €41k | €63k | €52k | €24k | ▼ 55.0% |
| Profit (loss) for the period9904 | €105k | €120k | €138k | €117k | €63k | ▼ 46.3% |
| Profit (loss) for the period to be appropriated9905 | €105k | €120k | €138k | €117k | €63k | ▼ 46.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €565k | €621k | €692k | €679k | €666k | ▼ 1.9% |
| Fixed assets21/28 | €55k | €34k | €69k | €49k | €53k | ▲ 10.1% |
| Tangible fixed assets22/27 | €55k | €34k | €69k | €49k | €53k | ▲ 10.1% |
| Land and buildings22 | - | €15k | - | - | - | - |
| Plant, machinery and equipment23 | - | - | - | - | €1k | - |
| Furniture and vehicles24 | - | €19k | €69k | €49k | €52k | ▲ 7.6% |
| Current assets29/58 | €511k | €588k | €623k | €630k | €612k | ▼ 2.8% |
| Stocks and contracts in progress3 | €2k | €2k | €2k | €2k | €17k | ▲ 1,048% |
| Stocks30/36 | - | €2k | €2k | €2k | €17k | ▲ 1,048% |
| Amounts receivable within one year40/41 | €219k | €140k | €142k | €129k | €132k | ▲ 2.8% |
| Trade receivables40 | - | €140k | €142k | €129k | €114k | ▼ 11.1% |
| Other amounts receivable41 | - | - | €60 | - | €18k | - |
| Current investments50/53 | - | - | - | €150k | €150k | = |
| Cash at bank and in hand54/58 | €286k | €439k | €469k | €339k | €310k | ▼ 8.8% |
| Deferred charges and accrued income490/1 | - | €8k | €11k | €11k | €3k | ▼ 69.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €565k | €621k | €692k | €679k | €666k | ▼ 1.9% |
| Equity10/15 | €475k | €481k | €580k | €626k | €606k | ▼ 3.3% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €466k | €475k | €571k | €617k | €596k | ▼ 3.4% |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Distributable reserves133 | - | €473k | €569k | €617k | €596k | ▼ 3.4% |
| Profit (loss) carried forward14 | €3k | €641 | €2k | €3k | €4k | ▲ 8.9% |
| Amounts payable17/49 | €90k | €140k | €112k | €53k | €60k | ▲ 14.0% |
| Amounts payable within one year42/48 | €90k | €140k | €112k | €53k | €60k | ▲ 14.0% |
| Trade debts44 | €49k | €28k | €88k | €18k | €39k | ▲ 111% |
| Suppliers440/4 | - | €28k | €88k | €18k | €39k | ▲ 111% |
| Taxes, remuneration and social security45 | - | €71k | €24k | €34k | €12k | ▼ 63.6% |
| Taxes450/3 | - | €59k | €13k | €20k | €12k | ▼ 38.3% |
| Remuneration and social security454/9 | - | €12k | €12k | €14k | - | - |
| Other amounts payable47/48 | - | €40k | €123 | €193 | €9k | ▲ 4,419% |
| Accrued charges and deferred income492/3 | - | €300 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €105k | €120k | €138k | €117k | €63k | ▼ 46.3% |
| + Depreciation and write-downs630 | €27k | €21k | €23k | €20k | €10k | ▼ 49.9% |
| Operating cash flow (approximation) | €132k | €141k | €161k | €137k | €73k | ▼ 46.8% |
| Investment in fixed assets (approximation) | - | €0 | €-58k | €0 | €-15k | - |
| Change in cash | - | €153k | €30k | €-129k | €-30k | ▲ 76.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
11-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €63k ▼46.3%
Net result drops to €63k, the lowest in the series.
2024
30-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Liquidity doublescurrent ratio 12.01
Current ratio from 5.55 to 12.01; short-term debt falls from €112k to €53k.
2023
30-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Highest result since 2019net €138k ▲14.7%
Operating result €199k, net result €138k, both a record.
30-06
Financial
Equity above €500kEq €580k ▲20.4%
5 profitable years in a row build equity to €580k.
14-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 14 days late
2021
29-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
29-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
28-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2003
Ground area
1,918 m²
Building footprint
209 m²
Parcel 46028C1520/00L000, Flanders. Linked by address, not a title deed.
1 establishment unit
JPS
since 20032.134.045.233
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46028C1520/00L000 | Flanders | 1,918 m² | 1 · 208 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,528 companies in sector 43222 we hold annual accounts for 5,663. 3,775 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-08-2003
Fiscal year end30-06
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
43211General electrical installation work
Scores and ratios are computed by Checked and are not a credit decision.