JP's
ActiveJP's has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €10k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 53% of 13090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-1
Solvency58▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 1.42 in 2024; short-term debt: 36.9% and cash: 31.9% of total assets), and 66.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.5%
Return on assets
7.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-03-2026, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
42 d early
2024
37 d early
2023
35 d early
2022
48 d early
2021
50 d early
2020
46 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€45k▲ 29.0%
2024 · €35k
2018: €26k
2019: €35k
2020: €37k
2021: €38k
2022: €41k
2023: €43k
2024: €35k
2018 → 2025
Total assets
€135k▲ 1.5%
2024 · €133k
2018: €42k
2019: €81k
2020: €95k
2021: €101k
2022: €94k
2023: €85k
2024: €133k
2018 → 2025
Net result
€10k▼ 4.3%
2024 · €11k
2018: €7k
2019: €9k
2020: €2k
2021: €596
2022: €3k
2023: €2k
2024: €11k
2018 → 2025
Working capital
€4k▼ 74.1%
2024 · €17k
2018: €24k
2019: €25k
2020: €22k
2021: €22k
2022: €17k
2023: €17k
2024: €17k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€41k▲ 8.2%€43k▲ 5.8%€35k▼ 18.4%€45k▲ 29.0%
Operating result€-7k-€4k€5k▲ 14.2%€14k▲ 189%€16k▲ 8.4%
Net result€596-€3k▲ 417%€2k▼ 23.5%€11k▲ 353%€10k▼ 4.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 8% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €135k
Fixed assets
€81k▲ 7.8%
Current assets
€54k▼ 6.7%
Equity and liabilities €135k
Equity
€45k▲ 29.0%
Debt
€90k▼ 8.4%
The debt ratio falls from 73.7% to 66.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€39k▲
2024 · €32k
Cash flow
€33k▲
2024 · €28k
Solvency
33.5%▲
2024 · 26.3%
Current ratio
1.09▼
2024 · 1.42
Quick ratio
0.99▼
2024 · 1.22
Debt / equity
1.99▼
2024 · 2.80
ROE
22.5%▼
2024 · 30.3%
ROA
7.5%▼
2024 · 8.0%
Interest coverage
27.42▲
2024 · 19.43
Debt
€90k▼
2024 · €98k
Debt ≤ 1 year
€50k▲
2024 · €41k
Debt > 1 year
€40k▼
2024 · €55k
Income taxes
€3k▲
2024 · €2k
Staff costs
€21k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€133k€135k▲
Fixed assets21/28€75k€81k▲
Tangible fixed assets22/27€75k€80k▲
Plant, machinery and equipment23€15k€15k▲
Furniture and vehicles24€3k€21k▲
Leasing and similar rights25€49k€34k▼
Other tangible fixed assets26€8k€11k▲
Financial fixed assets28€500€575▲
Current assets29/58€58k€54k▼
Stocks and contracts in progress3€8k€5k▼
Stocks30/36€8k€5k▼
Amounts receivable within one year40/41-€257
Other amounts receivable41-€257
Cash at bank and in hand54/58€32k€43k▲
Deferred charges and accrued income490/1€19k€6k▼
Equity and liabilities
Total equity and liabilities10/49€133k€135k▲
Equity10/15€35k€45k▲
Reserves13€10k€10k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€25k€36k▲
Amounts payable17/49€98k€90k▼
Amounts payable after more than one year17€55k€40k▼
Financial debts170/4€55k€40k▼
Amounts payable within one year42/48€41k€50k▲
Current portion of amounts payable after more than one year42€3k€9k▲
Financial debts43€11k€7k▼
Other loans439€11k€7k▼
Trade debts44€268€4k▲
Suppliers440/4€268€4k▲
Taxes, remuneration and social security45€7k€13k▲
Taxes450/3€3k€6k▲
Remuneration and social security454/9€4k€7k▲
Other amounts payable47/48€20k€18k▼
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Non-recurring operating income76A€13k-
Remuneration, social security and pensions62€23k€21k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€23k▲
Other operating charges640/8€5k€2k▼
Non-recurring operating charges66A€400€414▲
Gross operating margin9900€61k€61k▲
Operating profit (loss)9901€14k€16k▲
Financial income75/76B€130€6▼
Recurring financial income75€130€6▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€1k▼
Non-recurring financial charges66B-€1k
Profit (loss) for the period before taxes9903€13k€13k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€11k€10k▼
Profit (loss) for the period to be appropriated9905€11k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€36k▲
Profit (loss) brought forward from the previous period14P€15k€25k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €11k ▲353%
Net result €11k, the highest in the series.
26-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €596 ▼67.8%
Net result drops to €596, the lowest in the series; recovery starts the following year.
15-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
2017
13-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Godgavestraat 223700 Tongeren-BorgloonGround area
510 m²
Building footprint
215 m²
Volume, LiDAR
1,147 m³
2 parcels, Flanders · tallest building 12.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JP
since 20082.171.847.420
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73073A0473/00H000 | Flanders | 406 m² | 1 · 111 m² | 8.9 m · 2 fl. |
| 73083C0083/00M000 | Flanders | 104 m² | 1 · 104 m² | 12.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTongeren-Borgloon2.171.847.420
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Of 20,499 companies in sector 56111 we hold annual accounts for 11,455. 9,794 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2008
Fiscal year end30-09
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0475/716628