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JP EQUESTRIAN

Active
Private limited companyfounded 20224 yrs activeOeleinderheide 15, 3665 As, BelgiumKBO/BCE: BE 0781.632.136
Summary

JP EQUESTRIAN has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€41,076) and a net result of -€16,032. Equity is shrinking by ~54.3% per year across the filed fiscal years. Its solvency ranks better than 8% of 7833 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability1▲+1
Solvency0=
Growth58=
Track record94
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.15 against 0.37 in 2024; short-term debt: 137.6% and cash: 5.9% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-37.6%
Return on assets
-14.7%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year -€41,076
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
31 d late
2024
361 d late
2023
75 d late
2022
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 124 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JP EQUESTRIAN was incorporated on 4 February 2022 as a Private limited company.1 Total assets rose from EUR 27,317 in 2022 to EUR 109,208 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€41,076▼ 64.0%
2024 · -€25,044
Total assets
€109,208▲ 649%
2024 · €14,572
Net result
-€16,032▼ 39.1%
2024 · -€11,525
Working capital
-€127,668▼ 410%
2024 · -€25,044
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result-€18,126--€635▲ 96.5%-€11,430▼ 1,700%-€15,724▼ 37.6%
Net result-€17,884below the sector's middle half--€635below the sector's middle half▲ 96.4%-€11,525below the sector's middle half▼ 1,715%-€16,032below the sector's middle half▼ 39.1%
Equity-€12,884below the sector's middle half--€13,519below the sector's middle half▼ 4.9%-€25,044below the sector's middle half▼ 85.3%-€41,076below the sector's middle half▼ 64.0%
Total assets€27,317below the sector's middle half-€4,610below the sector's middle half▼ 83.1%€14,572below the sector's middle half▲ 216%€109,208within the sector's middle half▲ 649%
Debt€40,201-€18,129▼ 54.9%€39,616▲ 119%€150,284▲ 279%
Working capital-€12,884below the sector's middle half--€13,519below the sector's middle half▼ 4.9%-€25,044below the sector's middle half▼ 85.3%-€127,668below the sector's middle half▼ 410%
Solvency-47.2%below the sector's middle half--171.9%below the sector's middle half-37.6%below the sector's middle half▲ 134.3pp
Current ratio0.68below the sector's middle half-0.37below the sector's middle half0.15below the sector's middle half▼ 0.22
Return on assets (ROA)-65.5%below the sector's middle half--79.1%below the sector's middle half-14.7%below the sector's middle half▲ 64.4pp
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€15,000-€10,000-€5,000€0Operating result 2022: -€18,126-€18,126Net result 2022: -€17,884-€17,884Operating result 2023: -€635-€635Net result 2023: -€635-€635Operating result 2024: -€11,430-€11,430Net result 2024: -€11,525-€11,525Operating result 2025: -€15,724-€15,724Net result 2025: -€16,032-€16,0322022202320242025-€20,000-€15,000-€10,000-€5,000€0Operating result 2023: -€635-€635Net result 2023: -€635-€635Operating result 2024: -€11,430-€11,400Net result 2024: -€11,525-€11,500Operating result 2025: -€15,724-€15,700Net result 2025: -€16,032-€16,000202320242025
The operating result stays negative: a loss of €15,724 in 2025 against €11,430 in 2024; the loss grows.
Balance-sheet composition
Assets €109,208
Fixed assets €86,592
Current assets €22,616
Key figures and ratios
2025 value · change against 2024
Debt to equity
-3.66▼
2024 · -1.58
Debt ≤ 1 year
€150,284▲
2024 · €39,616
Staff costs
€34,047▼
2024 · €38,474
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,657 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.2% went bankrupt
5.3% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 1.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,657 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€14,572€109,208▲
Fixed assets21/28-€86,592
Tangible fixed assets22/27-€86,592
Assets under construction and advance payments27-€86,592
Current assets29/58€14,572€22,616▲
Amounts receivable within one year40/41€8,341€16,216▲
Trade receivables40€8,341€10,911▲
Other amounts receivable41-€5,305
Cash at bank and in hand54/58€6,231€6,400▲
Equity and liabilities
Total equity and liabilities10/49€14,572€109,208▲
Equity10/15-€25,044-€41,076▼
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€30,044-€46,076▼
Amounts payable17/49€39,616€150,284▲
Amounts payable within one year42/48€39,616€150,284▲
Trade debts44€89€111,007▲
Suppliers440/4€89€111,007▲
Taxes, remuneration and social security45€5,767€2,348▼
Taxes450/3€5,044€204▼
Remuneration and social security454/9€723€2,144▲
Other amounts payable47/48€33,760€36,929▲
Income statement Code20242025
Remuneration, social security and pensions62€38,474€34,047▼
Other operating charges640/8€575€1,121▲
Gross operating margin9900€27,619€19,444▼
Operating profit (loss)9901-€11,430-€15,724▼
Financial charges65/66B€95€308▲
Recurring financial charges65€95€308▲
Profit (loss) for the period before taxes9903-€11,525-€16,032▼
Profit (loss) for the period9904-€11,525-€16,032▼
Profit (loss) for the period to be appropriated9905-€11,525-€16,032▼
Appropriation of the result
Profit (loss) to be appropriated9906-€30,044-€46,076▼
Profit (loss) brought forward from the previous period14P-€18,519-€30,044▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Remuneration, social security and pensions62--€38,474€34,047▼ 11.5%
Other operating charges640/8--€575€1,121▲ 95.0%
Gross operating margin9900-€18,126-€635€27,619€19,444▼ 29.6%
Operating profit (loss)9901-€18,126-€635-€11,430-€15,724▼ 37.6%
Financial income75/76B€333----
Recurring financial income75€333----
Financial charges65/66B€91-€95€308▲ 224%
Recurring financial charges65€91-€95€308▲ 224%
Profit (loss) for the period before taxes9903-€17,884-€635-€11,525-€16,032▼ 39.1%
Profit (loss) for the period9904-€17,884-€635-€11,525-€16,032▼ 39.1%
Profit (loss) for the period to be appropriated9905-€17,884-€635-€11,525-€16,032▼ 39.1%
Line2022202320242025Change
Assets
Total assets20/58€27,317€4,610€14,572€109,208▲ 649%
Fixed assets21/28---€86,592-
Tangible fixed assets22/27---€86,592-
Assets under construction and advance payments27---€86,592-
Current assets29/58€27,317€4,610€14,572€22,616▲ 55.2%
Amounts receivable within one year40/41€25,806€4,096€8,341€16,216▲ 94.4%
Trade receivables40€16,165€4,096€8,341€10,911▲ 30.8%
Other amounts receivable41€9,641--€5,305-
Cash at bank and in hand54/58€1,511€514€6,231€6,400▲ 2.7%
Equity and liabilities
Total equity and liabilities10/49€27,317€4,610€14,572€109,208▲ 649%
Equity10/15-€12,884-€13,519-€25,044-€41,076▼ 64.0%
Contributions10/11€5,000€5,000€5,000€5,000=
Profit (loss) carried forward14-€17,884-€18,519-€30,044-€46,076▼ 53.4%
Amounts payable17/49€40,201€18,129€39,616€150,284▲ 279%
Amounts payable within one year42/48€40,201€18,129€39,616€150,284▲ 279%
Trade debts44€34,470€738€89€111,007▲ 124,627%
Suppliers440/4€34,470€738€89€111,007▲ 124,627%
Taxes, remuneration and social security45€5,731€5,498€5,767€2,348▼ 59.3%
Taxes450/3€5,731€5,498€5,044€204▼ 96.0%
Remuneration and social security454/9--€723€2,144▲ 197%
Other amounts payable47/48-€11,893€33,760€36,929▲ 9.4%
Line2022202320242025Change
Profit (loss) for the period9904-€17,884-€635-€11,525-€16,032▼ 39.1%
Operating cash flow (approximation)-€17,884-€635-€11,525-€16,032▼ 39.1%
Change in cash--€997€5,717€169▼ 97.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
27-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 361 days late
2024
14-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 75 days late
2023
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
NBB filing
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, As · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
1,096 m²
Building footprint
105 m²
Volume, LiDAR
406 m³
Parcel 71002B0467/00L007, Flanders · tallest building 6.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MAR CONSULTING
Oeleinderheide 15, 3665 AsCafés and bars
since 20222.328.300.601
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71002B0467/00L007 Flanders 1,096 m² 1 · 105 m² 6.4 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
As2.328.300.601
2 permissions
Detailhandel mengvoeders vee · since 29-02-2024
Drankgelegenheid · since 29-02-2024

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 11,218 companies in sector 82100 we hold annual accounts for 3,516. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-02-2022
Fiscal year end31-12
Legal name NL NOVO rent en leasing company
Activities, NACEBEL 2025
82100Office administrative and support services
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.