JP ENGINEERING
ActiveJP ENGINEERING has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €138k and a net result of €14k. Equity is shrinking by ~16.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 9380 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
98
/ 100
Excellent▲ +46 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▲+52
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 23.43 against 5.95 in 2024), and 3.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.1%
Return on assets
9.9%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
12 d early
2023
6 d early
2022
2 d late
2021
16 d late
2019
119 d early
2018
40 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€138k▼ 7.2%
2024 · €149k
2018: €493k
2019: €441k
2021: €271k
2022: €270k
2023: €276k
2024: €149k
2018 → 2025
Total assets
€144k▼ 17.4%
2024 · €174k
2018: €510k
2019: €446k
2021: €397k
2022: €290k
2023: €281k
2024: €174k
2018 → 2025
Net result
€14k
2024 · €-9k
2018: €93k
2019: €25k
2021: €28k
2022: €85k
2023: €6k
2024: €-9k
2018 → 2025
Working capital
€127k▲ 1.4%
2024 · €125k
2018: €478k
2019: €433k
2021: €262k
2022: €263k
2023: €271k
2024: €125k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€271k-€270k▼ 0.2%€276k▲ 2.1%€149k▼ 46.0%€138k▼ 7.2%
Operating result€2k-€-10k€8k€-16k€47k
Net result€28k-€85k▲ 206%€6k▼ 93.3%€-9k€14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €47k after a loss of €16k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €144k
Fixed assets
€11k▼ 52.6%
Current assets
€133k▼ 11.9%
Equity and liabilities €144k
Equity
€138k▼ 7.2%
Debt
€6k▼ 77.6%
The debt ratio falls from 14.5% to 3.9%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€59k▲
2024 · €-11k
Cash flow
€27k▲
2024 · €-3k
Solvency
96.1%▲
2024 · 85.5%
Current ratio
23.43▲
2024 · 5.95
Quick ratio
23.43▲
2024 · 5.83
Debt / equity
0.04▼
2024 · 0.17
ROE
10.3%▲
2024 · -6.0%
ROA
9.9%▲
2024 · -5.1%
Interest coverage
65.57▲
2024 · -15.32
Debt
€6k▼
2024 · €25k
Debt ≤ 1 year
€6k▼
2024 · €25k
Income taxes
€14k▲
2024 · €281
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€174k€144k▼
Fixed assets21/28€24k€11k▼
Intangible fixed assets21€587€387▼
Tangible fixed assets22/27€23k€11k▼
Plant, machinery and equipment23€3k€849▼
Furniture and vehicles24€20k€10k▼
Current assets29/58€151k€133k▼
Stocks and contracts in progress3€3k€0▼
Stocks30/36€3k€0▼
Amounts receivable within one year40/41€275€7k▲
Other amounts receivable41€275€7k▲
Current investments50/53€135k€65k▼
Cash at bank and in hand54/58€11k€60k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€174k€144k▼
Equity10/15€149k€138k▼
Contributions10/11€19k€19k=
Reserves13€134k€123k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€132k€121k▼
Profit (loss) carried forward14€-3k€-3k=
Amounts payable17/49€25k€6k▼
Amounts payable within one year42/48€25k€6k▼
Financial debts43€146€4k▲
Credit institutions430/8€146€4k▲
Trade debts44€106€35▼
Suppliers440/4€106€35▼
Taxes, remuneration and social security45€286€1k▲
Taxes450/3€286€1k▲
Other amounts payable47/48€25k€268▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€12k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€1k€1k▲
Gross operating margin9900€-10k€60k▲
Operating profit (loss)9901€-16k€47k▲
Financial income75/76B€8k€5k▼
Recurring financial income75€8k€5k▼
Financial charges65/66B€692€24k▲
Recurring financial charges65€692€899▲
Non-recurring financial charges66B-€23k
Profit (loss) for the period before taxes9903€-9k€28k▲
Income taxes67/77€281€14k▲
Profit (loss) for the period9904€-9k€14k▲
Profit (loss) for the period to be appropriated9905€-9k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€11k▲
Profit (loss) brought forward from the previous period14P€6k€-3k▼
Transfer from equity791/2€118k€25k▼
Transfer to equity691/2-€14k
To other reserves6921-€14k
Profit to be distributed694/7€118k€25k▼
Return on contributions (dividend)694€118k€25k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
30-09
Financial
Liquidity quadruplescurrent ratio 23.43
Current ratio from 5.95 to 23.43; short-term debt falls from €25k to €6k.
18-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-9k ▼256%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
24-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity quadruplescurrent ratio 56.30
Current ratio from 14.41 to 56.30; short-term debt falls from €20k to €5k.
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
30-09
Financial
Liquidity times 5current ratio 14.41
Current ratio from 3.08 to 14.41; short-term debt falls from €126k to €20k.
16-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2020
02-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Liquidity quadruplescurrent ratio 101.58
Current ratio from 27.77 to 101.58; short-term debt falls from €18k to €4k.
21-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
17-03
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wezembeek-Oppem · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jan Baptist Overloopstraat 321970 Wezembeek-OppemGround area
4,186 m²
Building footprint
218 m²
Volume, LiDAR
1,009 m³
2 parcels, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JP Engineering
since 20072.164.727.125
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22006B0381/00C000 | Flanders | 3,483 m² | 1 · 146 m² | 8.2 m · 2 fl. |
| 22302C0014/00N000 | Flanders | 703 m² | 1 · 72 m² | 6.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 233 EUR awarded · 233 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 233 EUR | 233 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
967600QVKF2R38A9JH90
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Of 11,505 companies in sector 71121 we hold annual accounts for 6,525. 5,207 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded13-08-2007
Fiscal year end30-09
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
74203
70200Business and other management consultancy
70220Business consulting
74142
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.