JP Construct Consultancy
ActiveJP Construct Consultancy has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €198k and a net result of €62k. Equity is growing by ~36.4% per year across the filed fiscal years. Its solvency ranks better than 86% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 6.82 against 4.61 in 2023; short-term debt: 11.8% and cash: 14.5% of total assets), and 11.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
88.2%
Return on assets
27.5%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
27 d early
2023
40 d early
2022
31 d early
2021
47 d early
2020
54 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€198k▲ 45.2%
2023 · €137k
2020: €73k
2021: €72k
2022: €98k
2023: €137k
2020 → 2024
Total assets
€225k▲ 34.7%
2023 · €167k
2020: €80k
2021: €82k
2022: €148k
2023: €167k
2020 → 2024
Net result
€62k▲ 59.6%
2023 · €39k
2020: €70k
2021: €-632
2022: €26k
2023: €39k
2020 → 2024
Working capital
€154k▲ 40.9%
2023 · €109k
2020: €67k
2021: €39k
2022: €64k
2023: €109k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€73k-€72k▼ 0.9%€98k▲ 35.4%€137k▲ 39.5%€198k▲ 45.2%
Operating result€96k-€-167€43k€68k▲ 57.2%€96k▲ 41.7%
Net result€70k-€-632€26k€39k▲ 51.0%€62k▲ 59.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 42% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €225k
Fixed assets
€45k▲ 62.4%
Current assets
€180k▲ 29.3%
Equity and liabilities €225k
Equity
€198k▲ 45.2%
Debt
€26k▼ 12.6%
The debt ratio falls from 18.1% to 11.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€109k▲
2023 · €78k
Cash flow
€75k▲
2023 · €49k
Solvency
88.2%▲
2023 · 81.9%
Current ratio
6.82▲
2023 · 4.61
Quick ratio
5.59▲
2023 · 3.54
Debt / equity
0.13▼
2023 · 0.22
ROE
31.1%▲
2023 · 28.3%
ROA
27.5%▲
2023 · 23.2%
Interest coverage
109.04▲
2023 · 61.47
Debt
€26k▼
2023 · €30k
Debt ≤ 1 year
€26k▼
2023 · €30k
Income taxes
€33k▲
2023 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€167k€225k▲
Fixed assets21/28€27k€45k▲
Tangible fixed assets22/27€27k€45k▲
Land and buildings22€9k€20k▲
Plant, machinery and equipment23€4k€16k▲
Furniture and vehicles24€14k€8k▼
Current assets29/58€139k€180k▲
Stocks and contracts in progress3€32k€32k=
Stocks30/36€32k€32k=
Amounts receivable within one year40/41€26k€48k▲
Trade receivables40€19k€19k▼
Other amounts receivable41€7k€29k▲
Current investments50/53€39k€66k▲
Cash at bank and in hand54/58€40k€33k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€167k€225k▲
Equity10/15€137k€198k▲
Contributions10/11€3k€3k=
Reserves13€134k€195k▲
Distributable reserves133€134k€195k▲
Amounts payable17/49€30k€26k▼
Amounts payable within one year42/48€30k€26k▼
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€24k€24k▲
Taxes450/3€24k€24k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€13k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€80k€111k▲
Operating profit (loss)9901€68k€96k▲
Financial income75/76B€4€3▼
Recurring financial income75€4€3▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€66k€95k▲
Income taxes67/77€28k€33k▲
Profit (loss) for the period9904€39k€62k▲
Profit (loss) for the period to be appropriated9905€39k€62k▲
Appropriation of the result
Profit (loss) to be appropriated9906€39k€62k▲
Transfer to equity691/2€39k€62k▲
To other reserves6921€39k€62k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €198k ▲45.2%
3 profitable years in a row build equity to €198k.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 4.61
Current ratio from 2.29 to 4.61; short-term debt falls from €50k to €30k.
31-12
Financial
Equity above €100kEq €137k ▲39.5%
2 profitable years in a row build equity to €137k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-632 ▼101%
Net result drops to €-632, the lowest in the series; recovery starts the following year.
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schrijnbroekweg 723520 ZonhovenGround area
2,336 m²
Building footprint
223 m²
Volume, LiDAR
225 m³
Parcel 71442D0132/00A140, Flanders · tallest building 8.4 m. Linked by address, not a title deed.
1 establishment unit
JP Construct Consultancy
since 20202.300.832.278
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71442D0132/00A140 | Flanders | 2,336 m² | 1 · 223 m² | 8.4 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NCF
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,086 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-03-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.