JP & B KOOB
ActiveSummary
JP & B KOOB has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.4m and a net result of -€47,822. Equity is shrinking by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 54% of 19375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability67=
Solvency61▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90,000 at 30 days acceptable
Liquidity short (current ratio 0.12 against 0.11 in 2023; short-term debt: 63.7% and cash: 7.3% of total assets), and 64.2% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
35.8%
Return on assets
-1.2%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€47,822
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 d early
2024
49 d early
2023
36 d early
2022
35 d early
2021
46 d early
2020
59 d early
2019
59 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 46 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2024, micro schema
In the rankings
#3 company by equity in Ath, Real estate sector#4 company by total assets in Ath, Real estate sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€47,822▲ 31.9%
2023 · -€70,180
Working capital
-€2.2m▲ 7.4%
2023 · -€2.4m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€199,348▲ 12.5%€80,760-€90,984-€69,697▲ 23.4%-€47,740▲ 31.5%
Net result-€199,592below the sector's middle half▲ 12.5%€80,417above the sector's middle half-€91,443below the sector's middle half-€70,180below the sector's middle half▲ 23.3%-€47,822below the sector's middle half▲ 31.9%
Equity€1.6mwithin the sector's middle half▼ 11.3%€1.7mabove the sector's middle half▲ 5.1%€1.6mabove the sector's middle half▼ 5.5%€1.5mabove the sector's middle half▼ 4.5%€1.4mabove the sector's middle half▼ 3.2%
Total assets€4.8mwithin the sector's middle half▼ 4.1%€4.7mabove the sector's middle half▼ 2.3%€4.5mabove the sector's middle half▼ 4.1%€4.2mabove the sector's middle half▼ 5.6%€4.0mabove the sector's middle half▼ 5.1%
Debt€3.2m▼ 0.3%€3.0m▼ 5.9%€2.9m▼ 3.4%€2.8m▼ 6.2%€2.6m▼ 6.2%
Working capital-€2.9mbelow the sector's middle half▲ 4.7%-€2.7mbelow the sector's middle half▲ 6.2%-€2.6mbelow the sector's middle half▲ 5.5%-€2.4mbelow the sector's middle half▲ 5.5%-€2.2mbelow the sector's middle half▲ 7.4%
Solvency32.7%within the sector's middle half▼ 2.6pp35.2%within the sector's middle half▲ 2.5pp34.7%within the sector's middle half▼ 0.5pp35.1%within the sector's middle half▲ 0.4pp35.8%within the sector's middle half▲ 0.7pp
Current ratio0.10below the sector's middle half▲ 0.040.11below the sector's middle half=0.12below the sector's middle half▲ 0.020.11below the sector's middle half▼ 0.010.12below the sector's middle half▲ 0.01
Return on assets (ROA)-4.2%below the sector's middle half▲ 0.4pp1.7%within the sector's middle half▲ 5.9pp-2.0%within the sector's middle half▼ 3.7pp-1.7%within the sector's middle half▲ 0.4pp-1.2%within the sector's middle half▲ 0.5pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €47,740 in 2024 against €69,697 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €4.0m
Fixed assets
€3.7m ▼ 5.7%
Current assets
€319,158 ▲ 2.0%
Equity and liabilities €4.0m
Equity
€1.4m ▼ 3.2%
Debt
€2.6m ▼ 6.2%
Debt's share of the balance-sheet total falls from 64.9% to 64.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€176,944▲
2023 · €165,933
Cash flow
€176,862▲
2023 · €165,450
Debt to equity
1.79▼
2023 · 1.85
ROE
-3.3%▲
2023 · -4.7%
Interest coverage
513.34▲
2023 · 339.61
Debt ≤ 1 year
€2.6m▼
2023 · €2.7m
Income taxes
€5▲
2023 · €2
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 8,611 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a small loss
0.4%
went bankrupt
5.1%
stopped otherwise
94%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 8,611 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €349,062 | €112,817 | €233,677 | €235,630 | €224,684 | ▼ 4.6% |
| Other operating charges640/8 | - | €24,653 | €26,273 | €29,307 | €30,358 | ▲ 3.6% |
| Gross operating margin9900 | €174,624 | €218,230 | €168,965 | €195,240 | €207,302 | ▲ 6.2% |
| Operating profit (loss)9901 | -€199,348 | €80,760 | -€90,984 | -€69,697 | -€47,740 | ▲ 31.5% |
| Financial income75/76B | - | €5 | €1 | €7 | €268 | ▲ 3,810% |
| Recurring financial income75 | €22 | €5 | €1 | €7 | €268 | ▲ 3,810% |
| Financial charges65/66B | - | €348 | €459 | €489 | €345 | ▼ 29.5% |
| Recurring financial charges65 | €265 | €348 | €459 | €489 | €345 | ▼ 29.5% |
| Profit (loss) for the period before taxes9903 | -€199,592 | €80,417 | -€91,443 | -€70,178 | -€47,817 | ▲ 31.9% |
| Income taxes67/77 | €0 | €0 | - | €2 | €5 | ▲ 182% |
| Profit (loss) for the period9904 | -€199,592 | €80,417 | -€91,443 | -€70,180 | -€47,822 | ▲ 31.9% |
| Profit (loss) for the period to be appropriated9905 | -€199,592 | €80,417 | -€91,443 | -€70,180 | -€47,822 | ▲ 31.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4.8m | €4.7m | €4.5m | €4.2m | €4.0m | ▼ 5.1% |
| Fixed assets21/28 | €4.5m | €4.4m | €4.1m | €3.9m | €3.7m | ▼ 5.7% |
| Tangible fixed assets22/27 | €4.5m | €4.4m | €4.1m | €3.9m | €3.7m | ▼ 5.7% |
| Land and buildings22 | - | €4.3m | €4.1m | €3.9m | €3.7m | ▼ 5.6% |
| Plant, machinery and equipment23 | - | €47,592 | €31,907 | €38,162 | €31,593 | ▼ 17.2% |
| Furniture and vehicles24 | - | - | €6,123 | €4,623 | €3,123 | ▼ 32.4% |
| Current assets29/58 | €328,527 | €320,198 | €352,139 | €312,998 | €319,158 | ▲ 2.0% |
| Amounts receivable within one year40/41 | €21,822 | €26,184 | €21,276 | €13,686 | €21,257 | ▲ 55.3% |
| Trade receivables40 | - | €13,213 | €19,390 | €13,477 | €21,257 | ▲ 57.7% |
| Other amounts receivable41 | - | €12,971 | €1,887 | €209 | - | - |
| Cash at bank and in hand54/58 | €306,705 | €288,970 | €325,745 | €293,524 | €292,036 | ▼ 0.5% |
| Deferred charges and accrued income490/1 | - | €5,044 | €5,118 | €5,789 | €5,865 | ▲ 1.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4.8m | €4.7m | €4.5m | €4.2m | €4.0m | ▼ 5.1% |
| Equity10/15 | €1.6m | €1.7m | €1.6m | €1.5m | €1.4m | ▼ 3.2% |
| Contributions10/11 | €3.3m | €3.3m | €3.3m | €3.3m | €3.3m | = |
| Capital10 | - | €3.3m | €3.3m | €3.3m | €3.3m | = |
| Issued capital100 | - | €3.3m | €3.3m | €3.3m | €3.3m | = |
| Profit (loss) carried forward14 | -€1.7m | -€1.6m | -€1.7m | -€1.8m | -€1.9m | ▼ 2.6% |
| Amounts payable17/49 | €3.2m | €3.0m | €2.9m | €2.8m | €2.6m | ▼ 6.2% |
| Amounts payable within one year42/48 | €3.2m | €3.0m | €2.9m | €2.7m | €2.6m | ▼ 6.3% |
| Trade debts44 | €45 | - | €1,511 | - | €4,901 | - |
| Suppliers440/4 | - | - | €1,511 | - | €4,901 | - |
| Taxes, remuneration and social security45 | - | - | - | - | €2,316 | - |
| Taxes450/3 | - | - | - | - | €2,316 | - |
| Other amounts payable47/48 | - | €3.0m | €2.9m | €2.7m | €2.6m | ▼ 6.6% |
| Accrued charges and deferred income492/3 | - | - | €15,000 | €15,000 | €17,173 | ▲ 14.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€199,592 | €80,417 | -€91,443 | -€70,180 | -€47,822 | ▲ 31.9% |
| + Depreciation and write-downs630 | €349,062 | €112,817 | €233,677 | €235,630 | €224,684 | ▼ 4.6% |
| Operating cash flow (approximation) | €149,471 | €193,234 | €142,234 | €165,450 | €176,862 | ▲ 6.9% |
| Investment in fixed assets (approximation) | - | -€9,877 | -€7,500 | -€23,771 | €0 | ▲ 100% |
| Change in cash | - | -€17,735 | €36,774 | -€32,221 | -€1,488 | ▲ 95.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €80,417
Net result €80,417 after 3 loss-making years.
02-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
29-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
23-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
02-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ath · 1 establishment unit since 2005
Ground area
1,198 m²
Building footprint
171 m²
Volume, LiDAR
732 m³
Parcel 51052C0448/05C000, Wallonia · tallest building 5.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JP & B KOOB S.A.
since 20052.145.647.126
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51052C0448/05C000 | Wallonia | 1,198 m² | 1 · 171 m² | 5.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,042 companies in sector 68203 we hold annual accounts for 6,005. 3,897 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded15-12-2004
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
E-invoicing
Reachable via Peppol
Peppol ID
0208:0870577968
Also
9925:BE0870577968
Registered
14-07-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.