Skip to content

JOYFULLEAD

Active
Private limited companyfounded 20242 yrs activeLouis Bertrandlaan 100, 1030 Schaarbeek, BelgiumKBO/BCE: BE 1012.639.121
Summary

JOYFULLEAD has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26,249 and a net result of €26,582. Its solvency ranks better than 46% of 31958 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes
Profitability100
Solvency76
Growth-
Track record67
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 1.95; short-term debt: 49.2% and cash: 70.3% of total assets), and 49.2% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
50.8%
Return on assets
51.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
on the day
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 21 August 2024, JOYFULLEAD was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€26,249
Total assets
€51,662
Net result
€26,582
Working capital
€24,058

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €51,662
Fixed assets €2,191
Current assets €49,471
Equity and liabilities €51,662
Equity €26,249
Debt €25,413
Debt finances 49.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€36,832
Cash flow
€26,914
Current ratio
1.95
Debt to equity
0.97
ROE
101.3%
ROA
51.5%
Interest coverage
19.02
Debt ≤ 1 year
€25,413
Income taxes
€7,982

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet Code2025
Assets
Total assets20/58€51,662
Fixed assets21/28€2,191
Tangible fixed assets22/27€2,191
Furniture and vehicles24€2,191
Current assets29/58€49,471
Amounts receivable within one year40/41€13,177
Trade receivables40€13,177
Cash at bank and in hand54/58€36,293
Equity and liabilities
Total equity and liabilities10/49€51,662
Equity10/15€26,249
Contributions10/11€500
Profit (loss) carried forward14€25,749
Amounts payable17/49€25,413
Amounts payable within one year42/48€25,413
Trade debts44€6,204
Suppliers440/4€6,204
Taxes, remuneration and social security45€16,156
Taxes450/3€13,636
Remuneration and social security454/9€2,520
Other amounts payable47/48€3,052
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€332
Gross operating margin9900€36,832
Operating profit (loss)9901€36,500
Financial charges65/66B€1,937
Recurring financial charges65€1,937
Profit (loss) for the period before taxes9903€34,564
Income taxes67/77€7,982
Profit (loss) for the period9904€26,582
Profit (loss) for the period to be appropriated9905€26,582
Appropriation of the result
Profit (loss) to be appropriated9906€26,582
Profit to be distributed694/7€833
Return on contributions (dividend)694€833

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€332
Gross operating margin9900€36,832
Operating profit (loss)9901€36,500
Financial charges65/66B€1,937
Recurring financial charges65€1,937
Profit (loss) for the period before taxes9903€34,564
Income taxes67/77€7,982
Profit (loss) for the period9904€26,582
Profit (loss) for the period to be appropriated9905€26,582
Line2025
Assets
Total assets20/58€51,662
Fixed assets21/28€2,191
Tangible fixed assets22/27€2,191
Furniture and vehicles24€2,191
Current assets29/58€49,471
Amounts receivable within one year40/41€13,177
Trade receivables40€13,177
Cash at bank and in hand54/58€36,293
Equity and liabilities
Total equity and liabilities10/49€51,662
Equity10/15€26,249
Contributions10/11€500
Profit (loss) carried forward14€25,749
Amounts payable17/49€25,413
Amounts payable within one year42/48€25,413
Trade debts44€6,204
Suppliers440/4€6,204
Taxes, remuneration and social security45€16,156
Taxes450/3€13,636
Remuneration and social security454/9€2,520
Other amounts payable47/48€3,052
Line2025
Profit (loss) for the period9904€26,582
+ Depreciation and write-downs630€332
Operating cash flow (approximation)€26,914

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
8,750 m²
Building footprint
872 m²
Volume, LiDAR
84,186 m³
Parcel 21903B0326/00B002, Brussels · tallest building 109.7 m, ±34 floors. Linked by address, not a title deed.
19 companies at this address See who is registered here
1 establishment unit
JOYFULLEAD
Louis Bertrandlaan 100, 1030 SchaarbeekActivities of head offices; management consultancy activities
since 20242.363.419.945
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21903B0326/00B002 Brussels 8,750 m² 1 · 872 m² 109.7 m · 34 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 33,338 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded21-08-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
85599Other education
96999Other personal services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1012639121
Also 9925:BE1012639121
Registered 02-09-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.