JOYCO
Open bankruptcyA bankruptcy procedure is open for JOYCO according to publications in the Belgian State Gazette; curator: KATHLEEN VELKENEERS.
Summary
The 2023 annual accounts show equity of €24,030 and a net result of -€64,094.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Antwerp, Hasselt division
- Declared bankrupt
- 14 August 2024
- Supervising judge
- Kristof Emmers
- Official Gazette
- 20-08-2024 (pdf) ↗search the document for 2024/132608
Deadlines
- Provisional date payments stopped
- 8 August 2024Payments and security you received since that day can in some cases be challenged by the curator. A later judgment can change the date.art. XX.105, XX.111 and XX.112 CEL
- Appeal or third-party opposition until
- passed on 4 September 2024Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 13 September 2024art. XX.104 and XX.155 CEL
- First verification report
- passed on 26 September 2024Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 14 August 2025Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Kathleen VelkeneersKasteelstraat 23B, 3840 Borgloonleen@advvelkeneers.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 26-07-2024, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
5 d early
2022
30 d late
2021
11 d late
2020
36 d early
2019
12 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 2 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment How is the Retail sale of fruit and vegetables sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2023, micro schema
Equity
€24,030▼ 72.7%
2022 · €88,125
Total assets
€339,188▼ 1.1%
2022 · €342,970
Net result
-€64,094
2022 · €22,812
Working capital
-€60,848
2022 · €12,454
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Operating result€7,947▼ 84.7%€17,863▲ 125%€9,041▼ 49.4%€34,382▲ 280%-€51,574
Net result€50▼ 99.9%€7,774within the sector's middle half▲ 15,392%€2,160within the sector's middle half▼ 72.2%€22,812above the sector's middle half▲ 956%-€64,094below the sector's middle half
Equity€55,380▲ 0.1%€63,153below the sector's middle half▲ 14.0%€65,313within the sector's middle half▲ 3.4%€88,125within the sector's middle half▲ 34.9%€24,030within the sector's middle half▼ 72.7%
Total assets€227,968▲ 6.2%€228,244below the sector's middle half▲ 0.1%€352,176above the sector's middle half▲ 54.3%€342,970above the sector's middle half▼ 2.6%€339,188above the sector's middle half▼ 1.1%
Debt€165,589▲ 8.7%€158,306▼ 4.4%€280,932▲ 77.5%€250,845▼ 10.7%€311,699▲ 24.3%
Working capital€38,647▼ 19.0%€34,816within the sector's middle half▼ 9.9%-€25,164below the sector's middle half€12,454within the sector's middle half-€60,848below the sector's middle half
Solvency24.3%▼ 1.5pp27.7%within the sector's middle half▲ 3.4pp18.5%within the sector's middle half▼ 9.1pp25.7%within the sector's middle half▲ 7.1pp7.1%within the sector's middle half▼ 18.6pp
Current ratio1.39▼ 0.481.36within the sector's middle half▼ 0.040.73below the sector's middle half▼ 0.631.16within the sector's middle half▲ 0.440.58below the sector's middle half▼ 0.58
Return on assets (ROA)0.0%▼ 18.6pp3.4%within the sector's middle half▲ 3.4pp0.6%within the sector's middle half▼ 2.8pp6.7%within the sector's middle half▲ 6.0pp-18.9%below the sector's middle half▼ 25.5pp
Staff (FTE)0.2
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €51,574 after €34,382 in 2022, the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €339,188
Fixed assets
€254,558 ▼ 0.2%
Current assets
€84,631 ▼ 3.8%
Equity and liabilities €339,188
Equity
€24,030 ▼ 72.7%
Provisions
€3,459 ▼ 13.5%
Debt
€311,699 ▲ 24.3%
Debt's share of the balance-sheet total rises from 73.1% to 91.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€4,436▼
2022 · €79,558
Cash flow
-€16,957▼
2022 · €67,988
Quick ratio
0.56▼
2022 · 1.16
Debt to equity
12.97▲
2022 · 2.85
ROE
-266.7%▼
2022 · 25.9%
Interest coverage
-0.33▼
2022 · 7.63
Debt ≤ 1 year
€145,479▲
2022 · €75,562
Debt > 1 year
€161,761▼
2022 · €175,284
Income taxes
€240▼
2022 · €3,401
Staff costs
€3,176
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €102,053 | €9,590 | ▼ 90.6% |
| Remuneration, social security and pensions62 | - | - | - | - | €3,176 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21,843 | €20,877 | €18,004 | €45,176 | €47,138 | ▲ 4.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €39,354 | €0 | ▼ 100% |
| Other operating charges640/8 | - | - | €10,941 | €33,836 | €7,868 | ▼ 76.7% |
| Gross operating margin9900 | €39,918 | €47,121 | €37,986 | €152,748 | €6,608 | ▼ 95.7% |
| Operating profit (loss)9901 | €7,947 | €17,863 | €9,041 | €34,382 | -€51,574 | ▼ 250% |
| Financial income75/76B | - | - | €3 | €327 | €721 | ▲ 121% |
| Recurring financial income75 | €982 | €1,016 | €3 | €327 | €721 | ▲ 121% |
| Financial charges65/66B | - | - | €4,994 | €10,426 | €13,544 | ▲ 29.9% |
| Recurring financial charges65 | €5,694 | €6,589 | €4,994 | €10,426 | €13,544 | ▲ 29.9% |
| Profit (loss) for the period before taxes9903 | €3,236 | €12,291 | €4,050 | €24,282 | -€64,396 | ▼ 365% |
| Transfer from deferred taxes780 | - | - | €855 | €5,931 | €541 | ▼ 90.9% |
| Transfer to deferred taxes680 | - | - | - | €4,000 | €0 | ▼ 100% |
| Income taxes67/77 | €3,186 | €4,732 | €2,745 | €3,401 | €240 | ▼ 93.0% |
| Profit (loss) for the period9904 | €50 | €7,774 | €2,160 | €22,812 | -€64,094 | ▼ 381% |
| Transfer from tax-exempt reserves789 | - | - | €3,420 | €23,722 | €1,707 | ▼ 92.8% |
| Transfer to tax-exempt reserves689 | - | - | - | €16,000 | €0 | ▼ 100% |
| Profit (loss) for the period to be appropriated9905 | €50 | €8,632 | €5,580 | €30,534 | -€62,387 | ▼ 304% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €227,968 | €228,244 | €352,176 | €342,970 | €339,188 | ▼ 1.1% |
| Fixed assets21/28 | €90,672 | €95,700 | €285,758 | €254,954 | €254,558 | ▼ 0.2% |
| Tangible fixed assets22/27 | €90,672 | €95,700 | €285,758 | €254,954 | €247,223 | ▼ 3.0% |
| Land and buildings22 | - | - | €73,824 | €73,196 | €72,568 | ▼ 0.9% |
| Plant, machinery and equipment23 | - | - | €3,572 | €2,752 | €30,562 | ▲ 1,011% |
| Furniture and vehicles24 | - | - | €1,536 | €4,730 | €1,390 | ▼ 70.6% |
| Leasing and similar rights25 | - | - | €206,826 | €174,276 | €133,815 | ▼ 23.2% |
| Other tangible fixed assets26 | - | - | - | - | €8,888 | - |
| Financial fixed assets28 | - | - | - | - | €7,335 | - |
| Current assets29/58 | €137,296 | €132,544 | €66,418 | €88,016 | €84,631 | ▼ 3.8% |
| Amounts receivable after more than one year29 | - | - | - | €45,000 | €45,000 | = |
| Other amounts receivable291 | - | - | - | €45,000 | €45,000 | = |
| Stocks and contracts in progress3 | - | - | - | - | €2,544 | - |
| Stocks30/36 | - | - | - | - | €2,544 | - |
| Amounts receivable within one year40/41 | €56,159 | €46,330 | €53,593 | €9,446 | €14,037 | ▲ 48.6% |
| Trade receivables40 | - | - | €53,593 | €6,162 | €10,822 | ▲ 75.6% |
| Other amounts receivable41 | - | - | - | €3,284 | €3,216 | ▼ 2.1% |
| Cash at bank and in hand54/58 | €810 | €0 | €4,619 | €28,879 | €5,678 | ▼ 80.3% |
| Deferred charges and accrued income490/1 | - | - | €8,206 | €4,691 | €17,372 | ▲ 270% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €227,968 | €228,244 | €352,176 | €342,970 | €339,188 | ▼ 1.1% |
| Equity10/15 | €55,380 | €63,153 | €65,313 | €88,125 | €24,030 | ▼ 72.7% |
| Contributions10/11 | €18,600 | - | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €36,780 | €44,553 | €46,713 | €69,525 | €67,818 | ▼ 2.5% |
| Non-distributable reserves130/1 | - | - | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | - | - | €1,860 | €0 | - | - |
| Tax-exempt reserves132 | - | - | €23,722 | €16,000 | €14,293 | ▼ 10.7% |
| Distributable reserves133 | - | - | €21,131 | €53,525 | €53,525 | = |
| Profit (loss) carried forward14 | - | - | - | - | -€62,387 | - |
| Provisions and deferred taxes16 | €7,000 | €6,785 | €5,931 | €4,000 | €3,459 | ▼ 13.5% |
| Deferred taxes168 | - | - | €5,931 | €4,000 | €3,459 | ▼ 13.5% |
| Amounts payable17/49 | €165,589 | €158,306 | €280,932 | €250,845 | €311,699 | ▲ 24.3% |
| Amounts payable after more than one year17 | €66,228 | €60,577 | €187,754 | €175,284 | €161,761 | ▼ 7.7% |
| Financial debts170/4 | - | - | €187,754 | €175,284 | €161,761 | ▼ 7.7% |
| Amounts payable within one year42/48 | €98,649 | €97,729 | €91,582 | €75,562 | €145,479 | ▲ 92.5% |
| Current portion of amounts payable after more than one year42 | - | - | €65,081 | €58,872 | €62,762 | ▲ 6.6% |
| Financial debts43 | - | - | - | - | €29,167 | - |
| Credit institutions430/8 | - | - | - | - | €29,167 | - |
| Trade debts44 | €7,764 | €9,969 | €2,656 | €5,653 | €37,514 | ▲ 564% |
| Suppliers440/4 | - | - | €2,656 | €5,653 | €37,514 | ▲ 564% |
| Taxes, remuneration and social security45 | - | - | €20,497 | €9,919 | €12,669 | ▲ 27.7% |
| Taxes450/3 | - | - | €18,197 | €9,919 | €12,406 | ▲ 25.1% |
| Remuneration and social security454/9 | - | - | €2,300 | €0 | €262 | - |
| Other amounts payable47/48 | - | - | €3,348 | €1,119 | €3,367 | ▲ 201% |
| Accrued charges and deferred income492/3 | - | - | €1,596 | €0 | €4,460 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €50 | €7,774 | €2,160 | €22,812 | -€64,094 | ▼ 381% |
| + Depreciation and write-downs630 | €21,843 | €20,877 | €18,004 | €45,176 | €47,138 | ▲ 4.3% |
| Operating cash flow (approximation) | €21,893 | €28,651 | €20,164 | €67,988 | -€16,957 | ▼ 125% |
| Investment in fixed assets (approximation) | - | -€25,905 | -€208,062 | -€14,372 | -€46,742 | ▼ 225% |
| Change in cash | - | -€810 | €4,619 | €24,260 | -€23,202 | ▼ 196% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
20-08
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Hasselt · event 14-08-2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€64,094
Net result drops to -€64,094, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 12 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
13-08
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 13 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wellen · 1 establishment unit since 2011
Ground area
474 m²
Building footprint
247 m²
Volume, LiDAR
1,543 m³
Parcel 73098F0689/00N000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Veerstraat 41, 3830 Wellen
since 20112.201.081.933
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73098F0689/00N000 | Flanders | 474 m² | 1 · 247 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | KATHLEEN VELKENEERS KASTEELSTRAAT 23B,
3840 BORGLOON |
14-08-2024 → present |
Recognitions · licences · registrations
Food safety, FASFC
1 siteWellen2.201.081.933
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Of 3,824 companies in sector 47210 we hold annual accounts for 965. 737 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-07-2011
Fiscal year end31-12
Activities, NACEBEL 2025
47210Retail sale of fruit and vegetables
01610Support activities for crop production
49410Freight transport by road
52210Service activities incidental to land transportation
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.