JOWLIVE

Active

Private limited companyfounded 2024active for 2 yearsClos des Messes 8, 4500 Huy, BelgiumKBO/BCE: BE 1005.467.851

Summary

JOWLIVE has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,627 and a net result of €25,877. Its solvency ranks better than 27% of 9,624 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow Report Compare

JOWLIVEActiveChecked score 91/100

Risk analysis Report Compare

Activity

Office administrative and support services

NACE 82100

1 site

Size

€36,409total assets 2025

Equity: €7,627
Profit: €25,877

Turnover not published (micro format)

Financial health

91 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.2%

Structure

WANET Julie Anne Nicole Murielle GhislaineDirector

2025 accounts 173 days early

Why 91raises riskFounded in 2024Equity €7,627 (20.9% of total assets)lowers riskSector: Office administrative, office support and other business support activities (NACE 82)Liquidity: current ratio 1.14, cash €26,024Show the evidence

Checked score

Score 2025

91 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 60% of its sector peers (NACE 82, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 46-6

equity 20.9% of total assets

Liquidity 57+4

short-term debt 79.1% · cash 71.5%

Profitability 100=

return on assets 71.1%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,642 companies, NACE 82, micro)

Last 24 months 02-2025: 0.6%highest value 03-2025: 0.1%▼ -0.5 percentage points vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025lowest value 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.2%▲ +0.1 percentage points vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026

Credit of up to €500 on 30-day terms is acceptable

Liquidity tight (current ratio 1.14, compared with 0.85 in 2024, below the usual 1.5; short-term debt: 79.1% and cash: 71.5% of total assets), and 79.1% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 28% on solvency, 50% on liquidity, 87% on profitability and 73% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Sector: Office administrative, office support and other business support activities (NACE 82)

KBO

Liquidity: current ratio 1.14, cash €26,024

NBB · annual accounts

Founded in 2024

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Equity €7,627 (20.9% of total assets)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-02-2026, 173 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

173 days early

2024

169 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 171 days before the deadline; the sector median (NACE 82) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2024.

KBO publications · our coverage

08-02-2026 Annual accounts filedfinancial year 2025 · micro…
12-02-2025 Annual accounts filedfinancial year 2024 · micro…
02-02-2024 IncorporationAppointment: WANET Julie Anne Nicole…

Key points

One director decidessole director in office 1 View
Total assets 20252 financial years filed €36,409 View
Active since 2024founded 31-01-2024 2 years View

By topic

Financials

Financial year: 2025
Total assets: €36,409
Profit: €25,877
Solvency: 20.9%

Total assets▲ 69.4%

Net result

20242025

Go to Financials

Board & ownership

Board: 1 member

WANET Julie Anne Nicole Murielle GhislaineDirector

Go to Board & ownership

Timeline

Events: 3
Since: 2024
Next accounts: by 31-07-2027

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Office administrative and support servicesNACE 82100
Founded: 31-01-2024
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 24

Annual meeting: Third Friday of June at 18:00
Purpose: “Le conseil et l’assistance en matière commerciale; La formation et le conseil en tous…” (deed in French)
Statutory auditor: No statutory auditor

Go to Articles of association

Key facts about JOWLIVE

What is the company number of JOWLIVE?: 1005.467.851. In Belgium the VAT number is the company number with BE in front: BE 1005.467.851.
Where is JOWLIVE based?: The registered office is at Clos des Messes 8, 4500 Huy.Company details
What does JOWLIVE do?: According to the KBO register, the main activity is office administrative and support services (NACE 82100).
What is the legal form of JOWLIVE?: Private limited company (BV).
When was JOWLIVE founded?: On 31-01-2024.
Is JOWLIVE still active?: Yes, JOWLIVE is an active enterprise in the KBO register.
What is the turnover of JOWLIVE?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is JOWLIVE profitable?: In financial year 2025, JOWLIVE made a profit of €25,877.
Where can I find the annual accounts of JOWLIVE?: JOWLIVE filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JOWLIVE due?: By 31-07-2027, for financial year 2026.Timeline