JOWITEC
ActiveSummary
JOWITEC has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.4m and a net result of €738,461. Equity is growing by ~37% per year across the filed fiscal years. Its solvency ranks better than 29% of 37965 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability79=
Solvency58▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100,000 at 30 days acceptable
Liquidity short (current ratio 0.32 against 0.33 in 2023; short-term debt: 12.2% and cash: 2.4% of total assets), and 67.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
32.9%
Return on assets
17.4%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
32 d early
2024
on the day
2023
6 d early
2022
40 d early
2021
39 d early
2020
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€1.4m▲ 113%
2023 · €653,456
Total assets
€4.2m▲ 54.5%
2023 · €2.7m
Net result
€738,461▲ 240%
2023 · €217,066
Working capital
-€348,243▼ 27.0%
2023 · -€274,294
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€177,742-€273,819▲ 54.1%€278,154▲ 1.6%€329,714▲ 18.5%€525,935▲ 59.5%
Net result€114,301above the sector's middle half-€182,301above the sector's middle half▲ 59.5%€186,202above the sector's middle half▲ 2.1%€217,066above the sector's middle half▲ 16.6%€738,461above the sector's middle half▲ 240%
Equity€132,901within the sector's middle half-€311,158above the sector's middle half▲ 134%€496,390above the sector's middle half▲ 59.5%€653,456above the sector's middle half▲ 31.6%€1.4mabove the sector's middle half▲ 113%
Total assets€1.9mabove the sector's middle half-€1.9mabove the sector's middle half▲ 0.5%€1.9mabove the sector's middle half▼ 2.7%€2.7mabove the sector's middle half▲ 44.9%€4.2mabove the sector's middle half▲ 54.5%
Debt€1.8m-€1.6m▼ 9.4%€1.4m▼ 14.5%€2.1m▲ 49.6%€2.8m▲ 36.2%
Working capital-€123,417below the sector's middle half--€137,452below the sector's middle half▼ 11.4%-€144,023below the sector's middle half▼ 4.8%-€274,294below the sector's middle half▼ 90.5%-€348,243below the sector's middle half▼ 27.0%
Solvency6.9%below the sector's middle half-16.0%below the sector's middle half▲ 9.1pp26.3%below the sector's middle half▲ 10.2pp23.9%below the sector's middle half▼ 2.4pp32.9%within the sector's middle half▲ 9.0pp
Current ratio0.52below the sector's middle half-0.51below the sector's middle half▼ 0.010.38below the sector's middle half▼ 0.120.33below the sector's middle half▼ 0.050.32below the sector's middle half=
Return on assets (ROA)5.9%within the sector's middle half-9.4%within the sector's middle half▲ 3.5pp9.8%within the sector's middle half▲ 0.5pp7.9%within the sector's middle half▼ 1.9pp17.4%within the sector's middle half▲ 9.5pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
- 2024 Net result +240% on 2023. This fiscal year ran 18 months, the previous one 12.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 60% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €4.2m
Fixed assets
€4.1m ▲ 56.1%
Current assets
€167,508 ▲ 24.4%
Equity and liabilities €4.2m
Equity
€1.4m ▲ 113%
Debt
€2.8m ▲ 36.2%
Debt's share of the balance-sheet total falls from 76.1% to 67.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€534,149▲
2023 · €332,048
Cash flow
€746,674▲
2023 · €219,400
Debt to equity
2.04▼
2023 · 3.19
ROE
53.1%▲
2023 · 33.2%
Interest coverage
4.65▼
2023 · 9.11
Debt ≤ 1 year
€515,752▲
2023 · €408,981
Debt > 1 year
€2.3m▲
2023 · €1.6m
Income taxes
€107,702▲
2023 · €76,183
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,324 | €565 | €1,120 | €2,334 | €8,214 | ▲ 252% |
| Other operating charges640/8 | - | - | €1,504 | €2,634 | €4,161 | ▲ 58.0% |
| Gross operating margin9900 | €181,853 | €275,112 | €280,778 | €334,681 | €538,310 | ▲ 60.8% |
| Operating profit (loss)9901 | €177,742 | €273,819 | €278,154 | €329,714 | €525,935 | ▲ 59.5% |
| Financial income75/76B | - | - | €1 | €0 | €435,000 | - |
| Recurring financial income75 | - | - | €1 | €0 | €435,000 | - |
| Financial charges65/66B | - | - | €27,671 | €36,465 | €114,772 | ▲ 215% |
| Recurring financial charges65 | €13,687 | €29,138 | €27,671 | €36,465 | €114,772 | ▲ 215% |
| Profit (loss) for the period before taxes9903 | €164,055 | €244,681 | €250,484 | €293,249 | €846,163 | ▲ 189% |
| Income taxes67/77 | €49,754 | €62,380 | €64,282 | €76,183 | €107,702 | ▲ 41.4% |
| Profit (loss) for the period9904 | €114,301 | €182,301 | €186,202 | €217,066 | €738,461 | ▲ 240% |
| Profit (loss) for the period to be appropriated9905 | €114,301 | €182,301 | €186,202 | €217,066 | €738,461 | ▲ 240% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.9m | €1.9m | €1.9m | €2.7m | €4.2m | ▲ 54.5% |
| Fixed assets21/28 | €1.8m | €1.8m | €1.8m | €2.6m | €4.1m | ▲ 56.1% |
| Tangible fixed assets22/27 | €853 | €3,251 | €2,132 | €5,643 | €11,408 | ▲ 102% |
| Plant, machinery and equipment23 | - | - | - | - | €3,672 | - |
| Furniture and vehicles24 | - | - | €2,132 | €5,643 | €7,736 | ▲ 37.1% |
| Financial fixed assets28 | €1.8m | €1.8m | €1.8m | €2.6m | €4.1m | ▲ 56.0% |
| Current assets29/58 | €132,986 | €140,264 | €89,284 | €134,686 | €167,508 | ▲ 24.4% |
| Amounts receivable within one year40/41 | €38,720 | €38,720 | €83,475 | €68,964 | €60,304 | ▼ 12.6% |
| Trade receivables40 | - | - | €82,698 | €68,904 | €60,304 | ▼ 12.5% |
| Other amounts receivable41 | - | - | €777 | €59 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €93,062 | €100,951 | €3,628 | €63,579 | €102,889 | ▲ 61.8% |
| Deferred charges and accrued income490/1 | - | - | €2,181 | €2,144 | €4,315 | ▲ 101% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.9m | €1.9m | €1.9m | €2.7m | €4.2m | ▲ 54.5% |
| Equity10/15 | €132,901 | €311,158 | €496,390 | €653,456 | €1.4m | ▲ 113% |
| Contributions10/11 | - | - | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €114,301 | €292,558 | €477,790 | €634,856 | €1.4m | ▲ 116% |
| Distributable reserves133 | - | - | €477,790 | €634,856 | €1.4m | ▲ 116% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | €0 | - |
| Amounts payable17/49 | €1.8m | €1.6m | €1.4m | €2.1m | €2.8m | ▲ 36.2% |
| Amounts payable after more than one year17 | €1.5m | €1.3m | €1.1m | €1.6m | €2.3m | ▲ 38.4% |
| Financial debts170/4 | - | - | €1.1m | €1.6m | €2.3m | ▲ 38.4% |
| Amounts payable within one year42/48 | €256,403 | €277,717 | €233,307 | €408,981 | €515,752 | ▲ 26.1% |
| Current portion of amounts payable after more than one year42 | - | - | €202,148 | €293,194 | €406,550 | ▲ 38.7% |
| Trade debts44 | €1,377 | €13,661 | €8,167 | €11,395 | €7,723 | ▼ 32.2% |
| Suppliers440/4 | - | - | €8,167 | €11,395 | €7,723 | ▼ 32.2% |
| Taxes, remuneration and social security45 | - | - | €22,992 | €38,113 | €41,920 | ▲ 10.0% |
| Taxes450/3 | - | - | €22,992 | €38,113 | €41,920 | ▲ 10.0% |
| Other amounts payable47/48 | - | - | - | €66,278 | €59,560 | ▼ 10.1% |
| Accrued charges and deferred income492/3 | - | - | €23,044 | €33,412 | €51,206 | ▲ 53.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €114,301 | €182,301 | €186,202 | €217,066 | €738,461 | ▲ 240% |
| + Depreciation and write-downs630 | €2,324 | €565 | €1,120 | €2,334 | €8,214 | ▲ 252% |
| Operating cash flow (approximation) | €116,625 | €182,867 | €187,321 | €219,400 | €746,674 | ▲ 240% |
| Investment in fixed assets (approximation) | - | -€2,964 | €0 | -€805,845 | -€1.5m | ▼ 82.3% |
| Change in cash | - | €7,888 | -€97,323 | €59,951 | €39,311 | ▼ 34.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €738,461 ▲240%
Operating result €525,935, net result €738,461, both a record.
31-12
Financial
Equity above €1mEq €1.4m ▲113%
5 profitable years in a row build equity to €1.4m.
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €500,000Eq €653,456 ▲31.6%
4 profitable years in a row build equity to €653,456.
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Equity above €200,000Eq €311,158 ▲134%
2 profitable years in a row build equity to €311,158.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2018
Ground area
1,914 m²
Building footprint
316 m²
Volume, LiDAR
1,657 m³
Parcel 71303B0044/00B025, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
BVBA Jowitec
since 20182.280.714.973
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71303B0044/00B025 | Flanders | 1,914 m² | 1 · 316 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
3 holdingsOwners 0
The accounts to 31-12-2024 list no shareholders, and no other source names one.
Holdings 3
-
75%
-
50%
-
50%
According to the 2024 annual accounts of JOWITEC and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 24,228 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-09-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0705857617
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.