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JOWIL

Active Public limited companyfounded 1997active for 28 yearsBampsstraat 61, 3540 Herk-de-StadKBO/BCE: BE 0462.113.740 #6 oldest company in Herk-de-Stad, Real estate sector

Lifetime

19 annual accounts with figures on one time axis, 27 filings since 1999
peak €106,802 (2015)
€18,523▼ 32.6%
peak €28,062 (2010)
€9,504▼ 40.8%
peak €297,628 (2025)
€297,628▲ 3.3%
€12,673▲ 20.4%
peak 1 FTE (2007)
-not published
Board9 names since 2015
3 directors and 2 others
Documentsfilings and deeds
29-04-20261 day before the deadline
2025micro format
Gross margin from €27,489 to €18,523Result from €16,043 to €9,5041 director appointed, 1 resignation 16-05Debts from €10,529 to €12,673Investments €30,709

Key points

from the 2025 annual accounts

Equity

€297,628 ▲ 3.3%

JOWIL has made a profit in every financial year since 2007.

Turnover

≈ €76,000 estimated

The micro format states no turnover.

Investments

€30,709 3.9 × depreciation
2022202320242025

Green is investment, beige is depreciation. Land and buildings stand 42.9% higher than in 2024.

Liquidity

25.52 was 34.36 in 2024

Short-term debts rose from €7,146 to €9,184.

Filings

27 annual accounts since 1999
deadline200020102020

The 2016 accounts came 4 days late. The other nine of the last ten were filed on time.

Position in the sector

95.9%

Higher solvency than 95% of companies in real estate. Sector median 31.0% · 19,823 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 17,044 companies had the same profile as JOWIL has now. Each dot stands for 43 companies, two years later.

94.3%
were still trading
5.0%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,044 companies, not a prediction for JOWIL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Chair
Managing director
Managing director
Board & ownership

Recent changes

1 director appointed, 1 resignation Changes of role: (chair of the board and managing director) and (managing director) · Resignation: · Permanent representative: · General meeting of 28-04-2025 · Gazette deed
2 directors appointed, 2 resignations, 1 reappointment Change of role: , from director to managing director · Resignations: and · Permanent representative: · General meeting of 14-12-2019 · Gazette deed
Permanent representatives: and Board meeting of 25-03-2017 · Gazette deed
3 directors reappointed (chair of the board and managing director), and (managing director) · Permanent representative: · General meeting of 21-03-2015 · Gazette deed
All 41 events

Comparable companies

same main activity, similar in size and age
Company
JOWIL Herk-de-Stad €310,301 €18,523 95.9% -
GLOBE E.D. Zandhoven €272,412 €14,683 79.8% -
PARKSUITE Bruges €317,638 €15,277 99.8% -
VAN LOON & Zn Ravels €408,861 €17,326 -33.6% -
WALLBRUEL Anderlecht €366,950 €12,802 96.8% -
PROJECT MANAGEMENT PRO ARCHITECTURE Aalst €343,375 €24,304 63.5% -
EFE Construct Beringen €408,815 €24,576 46.2% -

These companies have the same main activity as JOWIL: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €272,000 and €409,000, founded between 1993 and 2001.

Official details

Source: KBO
Status
Active since 15-12-1997Normal situation
Activity
Development of residential building projectsNACE 68121and 3 others
Establishment unit
2.085.171.4853540 Herk-de-Stad, since 27-01-1998
Financial year end
30 September
Peppol
Reachable
Company details

Annual accounts to 30-09-2025

€310,301▲ 3.9%
Filing
Filed on 29-04-2026, 1 day before the end of the filing period
Financials

Insights on JOWIL

JOWIL files the micro format. That format states no turnover. The gross margin fell from €59,320 in 2007 to €18,523 in 2025.

In May 2025, the Official Gazette published the appointment of as managing director.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about JOWIL

What is the company number of JOWIL?
The company number of JOWIL is 0462.113.740. The VAT number is the same number with BE in front: BE 0462.113.740.
Where is JOWIL based?
The registered office is at Bampsstraat 61, 3540 Herk-de-Stad.Company details
What does JOWIL do?
According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of JOWIL?
JOWIL is a public limited company (NV).
When was JOWIL founded?
JOWIL was founded on 15-12-1997.
Is JOWIL still active?
Yes, JOWIL is an active enterprise in the KBO register.
What is the turnover of JOWIL?
The turnover in financial year 2025 is ≈ €76,000. This figure is estimated from the gross margin of €18,523 and 49 comparable companies (NACE 68121). It probably lies between €38,000 and €230,000. It is a rough estimate.Financials
Is JOWIL profitable?
In financial year 2025, JOWIL made a profit of €9,504.
Where can I find the annual accounts of JOWIL?
JOWIL filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JOWIL due?
JOWIL must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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