Financials
- Fiscal year
- 2025
- Total assets
- €88,939
- Loss
- -€29,588
- Solvency
- -137.7%
Total assets▼ 7.4%
Net result
20182025
JOVIKO
ActiveSummary
The computed 12-month bankruptcy probability of JOVIKO is 2.1% (moderate). The 2025 annual accounts show negative equity (-€122,495) and a net result of -€29,588. Equity is shrinking by ~48.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 1538 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Repair and maintenance of machinery
NACE 33120
1 site
Size
€88,939total assets 2025
- Equity
- -€122,495
- Loss
- -€29,588
Turnover not published (abridged schema)
Structure
Accounts 22 d early0 of 3 deeds read
Why 51- Loss of €29,588, the second in a row (FY 2025)- Negative equity -€122,495- Sector Repair, maintenance and installation of machinery and equipment (NACE 33)+ Size: total assets €88,939Show the evidence
Checked score
Score 2025
51
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 5% of its sector peers (NACE 33, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
0=
equity -137.7% of total assets
Liquidity
1+1
short-term debt 153.8% · cash 0.9%
Profitability
0=
return on assets -33.3%
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.5%
12-2024: 1.5%● 0.0% vs 11-2024
01-2025: 1.4%▼ -1.0% vs 12-2024
02-2025: 1.4%▼ -1.6% vs 01-2025
03-2025: 1.4%▼ -2.2% vs 02-2025
04-2025: 1.4%▲ +0.2% vs 03-2025
05-2025: 1.3%▼ -3.7% vs 04-2025
06-2025: 1.3%▼ -2.9% vs 05-2025lowest value
07-2025: 1.5%▲ +12.1% vs 06-2025
08-2025: 2.3%▲ +55.5% vs 07-2025highest value
09-2025: 2.3%● 0.0% vs 08-2025highest value
10-2025: 2.3%● 0.0% vs 09-2025highest value
11-2025: 2.3%● 0.0% vs 10-2025highest value
12-2025: 2.3%● 0.0% vs 11-2025highest value
01-2026: 2.3%● 0.0% vs 12-2025highest value
02-2026: 2.2%▼ -1.8% vs 01-2026
03-2026: 2.2%▼ -2.1% vs 02-2026
04-2026: 2.2%● 0.0% vs 03-2026
05-2026: 2.1%▼ -3.9% vs 04-2026
06-2026: 2.0%▼ -3.5% vs 05-2026
07-2026: 2.1%▲ +2.7% vs 06-2026
08-2026: 2.1%▲ +2.0% vs 07-2026
09-2026: 2.1%▼ -1.0% vs 08-2026
10-2026: 2.1%● 0.0% vs 09-2026
- Size: total assets €88,939 lowers the probability for this profile
- Loss of €29,588, the second in a row (FY 2025) raises the probability
- Negative equity -€122,495 raises the probability
- Sector Repair, maintenance and installation of machinery and equipment (NACE 33) raises the probability
No credit on open account
Liquidity short (current ratio 0.44 against 0.58 in 2024; short-term debt: 153.8% and cash: 0.9% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 33, micro). Better than this share of them on solvency 3%, liquidity 2%, profitability 4%, growth against the median 13%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€122,495
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
28 d early
2023
35 d early
2022
24 d early
2021
19 d early
2020
15 d early
2019
35 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 25 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
- Risk: Negative equityfiscal year 2025: debts exceed assets -€122,495 View
- Risk: 4 loss-making years in a rowloss fiscal year 2025 -€29,588 View
- Caution: Among the weakest 5% on solvencysector median 46.0% · 1,538 companies -137.7% View
- Positive: Always filed on timeaccounts within the deadline every year 8 years View
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 09-07-2026Annual accounts filed
- 03-07-2025Annual accounts filed
- 26-06-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Repair and maintenance of machineryNACE 33120
- Founded
- 01-02-2011
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.