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JOVIJOMA

Active
Private limited company (pre-2019)founded 1979active for 47 yearsDorpsstraat 33, 3500 Hasselt, BelgiumKBO/BCE: BE 0419.473.926

From the official registers: KBO 46 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

JOVIJOMA has been active since 1979 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €411,009 and a net result of €5,734. Equity has been growing by about 5.8% per year since 2018. Its solvency ranks better than 95% of 9,829 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

KBO
Status
Active since 06-06-1979 Normal situation
Legal form
Private limited company (pre-2019)
Registered office
Dorpsstraat 33, 3500 Hasselt
Activity
Wholesale of other household goods NACE 46499and 1 other
Establishment unit
2.016.323.756 3500 Hasselt, since 16-06-1979
Financial year end
31 December
Peppol
Reachable since 13-12-2025

Board and ownership

Board
  • HEART MUSIC BVDirector
  • JORISSEN JohnyDirector

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€26,326
▼ 43.9%
Turnover
≈ €140,000
estimated
Profit
€5,734
▼ 73.0%
Equity
€411,009
▲ 1.2%
Total assets
€421,037
▼ 5.5%
2025 accounts filed 61 days after the deadline
Filed on 30-09-2026at the National Bank
Score breakdownraises riskLast filed accounts filed 61 days late; 1 of the last 3 accounts latelowers riskFounded in 1979Liquidity: current ratio 22.75, cash €66,208Equity €411,009 (97.6% of total assets)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 66% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 97.6% of total assets
Liquidity 70-9
short-term debt 2.2% · cash 15.7%
Profitability 70-5
return on assets 1.4%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026highest value 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 22.75 (7.2 in 2024), above the usual 1.5. Short-term debt is 2.2% and cash 15.7% of total assets. 2.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 75% on liquidity, 54% on profitability and 45% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 1979
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 61 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 22.75, cash €66,208
NBB · annual accounts
lowers risk · Equity €411,009 (97.6% of total assets)
NBB · annual accounts
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
14 days early
2023
34 days early
2022
31 days early
2021
25 days late
2020
36 days early
2019
42 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 2 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (4 of the last 5 filed years within 39 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in wholesale tradesector median 43.0% · 9,829 companies 97.6% View
  • Positive: 8 profitable years in a rowprofit 2025: €5,734 8 years View

Documents

Annual accounts at the NBB

All 46 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about JOVIJOMA

What is the company number of JOVIJOMA?
The company number of JOVIJOMA is 0419.473.926. The VAT number is the same number with BE in front: BE 0419.473.926.
Where is JOVIJOMA based?
The registered office is at Dorpsstraat 33, 3500 Hasselt.Company details
What does JOVIJOMA do?
According to the KBO register, the main activity is wholesale of other household goods (NACE 46499).
What is the legal form of JOVIJOMA?
The legal form of JOVIJOMA is Private limited company (pre-2019) (BVBA).
When was JOVIJOMA founded?
JOVIJOMA was founded on 06-06-1979.
Is JOVIJOMA still active?
Yes, JOVIJOMA is an active enterprise in the KBO register.
What is the turnover of JOVIJOMA?
The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €26,326 and 33 comparable companies (NACE 464). It probably lies between €84,000 and €280,000.Financials
Is JOVIJOMA profitable?
In financial year 2025, JOVIJOMA made a profit of €5,734.
Where can I find the annual accounts of JOVIJOMA?
JOVIJOMA filed 46 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of JOVIJOMA due?
JOVIJOMA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as JOVIJOMA: wholesale of other household goods (NACE 46499). They are comparable in size and age: total assets between €223,000 and €390,000, founded between 1977 and 1989.

CompanyTotal assetsGross margin
JOVIJOMA Hasselt€421,037€26,326
HUIS LAMBRECHTS Heist-op-den-Berg€338,562€17,272
Etablissements Jean DUVEAU Ecaussinnes€257,178€34,003
DE KINDERS - SALEMBIER Hamme (Vl.)€378,137€54,749
G. VAN ROOSBROECK EN ZOON Vorselaar€390,076€40,360
DOG CAT LOVERS Lennik€328,430€28,053
COLETTE Pecq€223,011€31,027
Full comparison

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