The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 39,274 companies had the same profile as Jovere has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Micro
2 to 5 years old
solvency 30% or more
a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,274 companies, not a prediction for Jovere. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1010006659
Incorporation
Founding capital of €2,000, 100 shares · Founder: Name hiddenVisible after signing in · Appointments: Hidden nameVisible after signing in (director) and Name after signing inVisible after signing in (successor director) · published on 06-06-2024 · Gazette deed
First establishment
Hoorcentrum Jolien, Beneden-Hemelrijk 53, Ninove
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as Jovere: physiotherapy (NACE 86951). They are comparable in size and age: total assets between €96,600 and €114,000, founded in 2024.
Jovere has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87,371 and a net result of €46,878.
Its solvency ranks better than 66% of 21,311 sector peers (NACE 86, financial year 2025).
The company number of Jovere is 1010.006.659. The VAT number is the same number with BE in front: BE 1010.006.659.
Where is Jovere based?
The registered office is at Beneden-Hemelrijk 53, 9402 Ninove.Company details
What does Jovere do?
According to the KBO register, the main activity is physiotherapy (NACE 86951).
What is the legal form of Jovere?
Jovere is a private limited company (BV).
When was Jovere founded?
Jovere was founded on 04-06-2024.
Is Jovere still active?
Yes, Jovere is an active enterprise in the KBO register.
What is the turnover of Jovere?
The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €81,609 and 33 comparable companies (NACE 869). It probably lies between €150,000 and €330,000.Financials
Is Jovere profitable?
In financial year 2025, Jovere made a profit of €46,878.
Where can I find the annual accounts of Jovere?
Jovere filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Jovere due?
Jovere must file the annual accounts for financial year 2026 by 31-07-2027.Timeline