Jovere
ActiveSummary
Jovere has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87,371 and a net result of €46,878. Its solvency ranks better than 65% of 16666 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.84; short-term debt: 23% and cash: 58.8% of total assets), and 23% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77%
Return on assets
41.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€87,371
Total assets
€113,404
Net result
€46,878
Working capital
€47,955
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €113,404
Fixed assets
€39,416
Current assets
€73,988
Equity and liabilities €113,404
Equity
€87,371
Debt
€26,033
Debt finances 23.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€80,564
Cash flow
€62,123
Current ratio
2.84
Debt to equity
0.30
ROE
53.7%
ROA
41.3%
Interest coverage
503.37
Debt ≤ 1 year
€26,033
Income taxes
€18,281
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,245 |
| Other operating charges640/8 | €1,045 |
| Gross operating margin9900 | €81,609 |
| Operating profit (loss)9901 | €65,319 |
| Financial charges65/66B | €160 |
| Recurring financial charges65 | €160 |
| Profit (loss) for the period before taxes9903 | €65,159 |
| Income taxes67/77 | €18,281 |
| Profit (loss) for the period9904 | €46,878 |
| Profit (loss) for the period to be appropriated9905 | €46,878 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €113,404 | |
| Fixed assets21/28 | €39,416 | |
| Tangible fixed assets22/27 | €39,416 | |
| Furniture and vehicles24 | €39,416 | |
| Current assets29/58 | €73,988 | |
| Amounts receivable within one year40/41 | €7,264 | |
| Trade receivables40 | €7,264 | |
| Cash at bank and in hand54/58 | €66,723 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €113,404 | |
| Equity10/15 | €87,371 | |
| Contributions10/11 | €2,000 | |
| Reserves13 | €85,371 | |
| Distributable reserves133 | €85,371 | |
| Amounts payable17/49 | €26,033 | |
| Amounts payable within one year42/48 | €26,033 | |
| Trade debts44 | €1,336 | |
| Suppliers440/4 | €1,336 | |
| Taxes, remuneration and social security45 | €11,053 | |
| Taxes450/3 | €11,053 | |
| Other amounts payable47/48 | €13,644 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €46,878 |
| + Depreciation and write-downs630 | €15,245 |
| Operating cash flow (approximation) | €62,123 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 2024
Ground area
269 m²
Building footprint
142 m²
Volume, LiDAR
801 m³
Parcel 41038A0635/00B002, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hoorcentrum Jolien
since 20242.360.706.321
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41038A0635/00B002 | Flanders | 269 m² | 1 · 142 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KINE DIRK EECKHOUT
BE 0699.590.031
Aalst · Eq €87,286
Phynibo
BE 0741.790.078
Rijkevorsel · Eq €87,558
MEDIGROEP
BE 0670.593.563
Maldegem · Eq €87,025
KINEVELTEM
BE 0607.986.496
Herent · Eq €87,787
FRAEYMAN FRANK KINESITHERAPIE
BE 0462.069.990
Wevelgem · Eq €86,941
Of 12,696 companies in sector 86951 we hold annual accounts for 2,143. 1,893 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
86951Physiotherapy
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
82990Other business support services
86995Nutrition and dietetics services
Scores and ratios are computed by Checked and are not a credit decision.