JOVERCA
ActiveSummary
The computed 12-month bankruptcy probability of JOVERCA is 1.7% (moderate). The 2024 annual accounts show negative equity (-€25,015) and a net result of -€9,813. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 6720 sector peers (fiscal year 2024). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability26▲+26
Solvency0▼-14
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.58 against 0.73 in 2023; short-term debt: 120.4% and cash: 1.6% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-24.9%
Return on assets
-9.8%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€25,015
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-05-2025, 61 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d early
2023
61 d early
2022
59 d early
2021
60 d early
2020
57 d early
2019
64 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 60 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
In the rankings
#7 oldest company in Nijlen, Transport and storage sector
Equity
-€25,015▼ 64.6%
2023 · -€15,202
Total assets
€100,329▼ 29.9%
2023 · €143,202
Net result
-€9,813▲ 84.9%
2023 · -€65,051
Working capital
-€51,196▼ 45.4%
2023 · -€35,206
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€27,423€46,009▲ 67.8%€88,766▲ 92.9%-€61,599-€3,374▲ 94.5%
Net result€19,626€35,006▲ 78.4%€66,611▲ 90.3%-€65,051-€9,813▲ 84.9%
Equity-€50,168▲ 28.1%-€15,162▲ 69.8%€49,849-€15,202-€25,015▼ 64.6%
Total assets€185,004▼ 42.5%€149,990▼ 18.9%€188,739▲ 25.8%€143,202▼ 24.1%€100,329▼ 29.9%
Debt€235,172▼ 40.0%€165,152▼ 29.8%€138,890▼ 15.9%€158,404▲ 14.1%€125,344▼ 20.9%
Working capital-€79,284▲ 39.3%-€46,103▲ 41.9%€10,174-€35,206-€51,196▼ 45.4%
Staff (FTE)6.9▼ 15.9%5.5▼ 20.3%5.5=6▲ 9.1%4.3▼ 28.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3,374 in 2024 against €61,599 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €100,329
Fixed assets
€30,744 ▼ 32.8%
Current assets
€69,585 ▼ 28.6%
Key figures and ratios
EBITDA
€14,617▲
2023 · -€34,395
Cash flow
€8,177▲
2023 · -€37,847
Solvency
-24.9%▼
2023 · -10.6%
Current ratio
0.58▼
2023 · 0.73
Debt to equity
-5.01▲
2023 · -10.42
ROA
-9.8%▲
2023 · -45.4%
Interest coverage
2.35▲
2023 · -11.75
Debt ≤ 1 year
€120,781▼
2023 · €132,662
Debt > 1 year
€4,508▼
2023 · €12,126
Income taxes
€223▼
2023 · €526
Staff costs
€307,772▼
2023 · €344,008
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €327,761 | €308,677 | €344,008 | €307,772 | ▼ 10.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €73,225 | €39,559 | €25,232 | €27,204 | €17,990 | ▼ 33.9% |
| Other operating charges640/8 | - | €6,357 | €6,922 | €11,013 | €6,038 | ▼ 45.2% |
| Gross operating margin9900 | €496,908 | €419,686 | €429,596 | €320,626 | €328,427 | ▲ 2.4% |
| Operating profit (loss)9901 | €27,423 | €46,009 | €88,766 | -€61,599 | -€3,374 | ▲ 94.5% |
| Financial income75/76B | - | €5 | €115 | €0 | €9 | ▲ 2,636% |
| Recurring financial income75 | €4 | €5 | €115 | €0 | €9 | ▲ 2,636% |
| Financial charges65/66B | - | €10,468 | €3,886 | €2,926 | €6,225 | ▲ 113% |
| Recurring financial charges65 | €7,276 | €10,468 | €3,886 | €2,926 | €6,225 | ▲ 113% |
| Profit (loss) for the period before taxes9903 | €20,151 | €35,547 | €84,995 | -€64,525 | -€9,590 | ▲ 85.1% |
| Income taxes67/77 | €525 | €541 | €18,384 | €526 | €223 | ▼ 57.6% |
| Profit (loss) for the period9904 | €19,626 | €35,006 | €66,611 | -€65,051 | -€9,813 | ▲ 84.9% |
| Profit (loss) for the period to be appropriated9905 | €19,626 | €35,006 | €66,611 | -€65,051 | -€9,813 | ▲ 84.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €185,004 | €149,990 | €188,739 | €143,202 | €100,329 | ▼ 29.9% |
| Fixed assets21/28 | €60,088 | €67,904 | €61,829 | €45,747 | €30,744 | ▼ 32.8% |
| Tangible fixed assets22/27 | €60,088 | €67,904 | €61,829 | €45,747 | €30,744 | ▼ 32.8% |
| Plant, machinery and equipment23 | - | €1,385 | €3,557 | €9,312 | €10,742 | ▲ 15.4% |
| Furniture and vehicles24 | - | €9,892 | €18,193 | €12,902 | €4,842 | ▼ 62.5% |
| Leasing and similar rights25 | - | €54,123 | €38,344 | €22,564 | €14,960 | ▼ 33.7% |
| Other tangible fixed assets26 | - | €2,504 | €1,736 | €968 | €200 | ▼ 79.3% |
| Current assets29/58 | €124,916 | €82,087 | €126,910 | €97,455 | €69,585 | ▼ 28.6% |
| Amounts receivable within one year40/41 | €119,489 | €81,479 | €110,388 | €93,609 | €65,629 | ▼ 29.9% |
| Trade receivables40 | - | €81,458 | €110,341 | €93,572 | €65,579 | ▼ 29.9% |
| Other amounts receivable41 | - | €21 | €48 | €38 | €50 | ▲ 34.3% |
| Cash at bank and in hand54/58 | €580 | €388 | €14,829 | €2,565 | €1,651 | ▼ 35.6% |
| Deferred charges and accrued income490/1 | - | €219 | €1,692 | €1,281 | €2,305 | ▲ 79.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €185,004 | €149,990 | €188,739 | €143,202 | €100,329 | ▼ 29.9% |
| Equity10/15 | -€50,168 | -€15,162 | €49,849 | -€15,202 | -€25,015 | ▼ 64.6% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €986 | €986 | €43,649 | - | - | - |
| Non-distributable reserves130/1 | - | €986 | €986 | - | - | - |
| Reserves not available under the articles1311 | - | €986 | €986 | - | - | - |
| Distributable reserves133 | - | - | €42,663 | - | - | - |
| Profit (loss) carried forward14 | -€57,354 | -€22,348 | - | -€21,402 | -€31,215 | ▼ 45.9% |
| Amounts payable17/49 | €235,172 | €165,152 | €138,890 | €158,404 | €125,344 | ▼ 20.9% |
| Amounts payable after more than one year17 | €30,973 | €36,608 | €22,042 | €12,126 | €4,508 | ▼ 62.8% |
| Financial debts170/4 | - | €36,608 | €22,042 | €12,126 | €4,508 | ▼ 62.8% |
| Amounts payable within one year42/48 | €204,200 | €128,190 | €116,736 | €132,662 | €120,781 | ▼ 9.0% |
| Current portion of amounts payable after more than one year42 | - | €38,666 | €24,710 | €20,179 | €17,893 | ▼ 11.3% |
| Financial debts43 | - | €11,143 | - | €18,720 | €21,843 | ▲ 16.7% |
| Credit institutions430/8 | - | €11,143 | - | €18,720 | €21,843 | ▲ 16.7% |
| Trade debts44 | €59,079 | €35,770 | €29,594 | €37,794 | €35,875 | ▼ 5.1% |
| Suppliers440/4 | - | €35,770 | €29,594 | €37,794 | €35,875 | ▼ 5.1% |
| Taxes, remuneration and social security45 | - | €32,499 | €39,036 | €38,979 | €31,518 | ▼ 19.1% |
| Taxes450/3 | - | €14,816 | €25,308 | €23,678 | €5,761 | ▼ 75.7% |
| Remuneration and social security454/9 | - | €17,683 | €13,728 | €15,301 | €25,757 | ▲ 68.3% |
| Other amounts payable47/48 | - | €10,112 | €23,396 | €16,990 | €13,651 | ▼ 19.7% |
| Accrued charges and deferred income492/3 | - | €354 | €112 | €13,617 | €55 | ▼ 99.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19,626 | €35,006 | €66,611 | -€65,051 | -€9,813 | ▲ 84.9% |
| + Depreciation and write-downs630 | €73,225 | €39,559 | €25,232 | €27,204 | €17,990 | ▼ 33.9% |
| Operating cash flow (approximation) | €92,851 | €74,565 | €91,842 | -€37,847 | €8,177 | ▲ 122% |
| Investment in fixed assets (approximation) | - | -€47,374 | -€19,157 | -€11,122 | -€2,988 | ▲ 73.1% |
| Change in cash | - | -€191 | €14,440 | -€12,263 | -€915 | ▲ 92.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €66,611 ▲90.3%
Operating result €88,766, net result €66,611, both a record.
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €19,626
Net result €19,626 after 2 loss-making years.
28-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet -€90,853
Net result drops to -€90,853, the lowest in the series; recovery starts the following year.
24-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
01-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
11-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2000
Ground area
1,399 m²
Building footprint
176 m²
Volume, LiDAR
739 m³
Parcel 12018B0143/00H000, Flanders · tallest building 6.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Patrijzenweg(Kessel) 31, 2560 Nijlen
since 20002.115.736.581
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12018B0143/00H000 | Flanders | 1,399 m² | 1 · 176 m² | 6.1 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteNijlen2.115.736.581
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Of 12,585 companies in sector 49410 we hold annual accounts for 8,199. 6,004 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-10-1999
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
52100Warehousing and storage
52250Logistics services
77110Renting and leasing of cars and light motor vehicles
77120Rental and leasing activities
Scores and ratios are computed by Checked and are not a credit decision.