Jover Consult
ActiveSummary
Jover Consult has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €51k and a net result of €27k. Its solvency ranks better than 63% of 11615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency93▲+5
Growth78
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Liquidity ample (current ratio 2.78 against 1.68 in 2023; short-term debt: 32.4% and cash: 30.4% of total assets), and 32.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-12-2025, 153 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
153 d late
2023
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€51k▲ 112%
2023 · €24k
2023: €24k
2024: €51k▲ +112% vs 2023
2023 → 2024
Total assets
€76k▲ 96.7%
2023 · €38k
2023: €38k
2024: €76k▲ +96.7% vs 2023
2023 → 2024
Net result
€27k▲ 21.9%
2023 · €22k
2023: €22k
2024: €27k▲ +21.9% vs 2023
2023 → 2024
Working capital
€43k▲ 346%
2023 · €10k
2023: €10k
2024: €43k▲ +346% vs 2023
2023 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€24k-€51k▲ 112%
2023: €24k
2024: €51k▲ +112% vs 2023
Operating result€29k-€35k▲ 23.5%
2023: €29k
2024: €35k▲ +23.5% vs 2023
Net result€22k-€27k▲ 21.9%
2023: €22k
2024: €27k▲ +21.9% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 24% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €76k
Fixed assets
€8k ▼ 47.1%
Current assets
€68k ▲ 183%
Equity and liabilities €76k
Equity
€51k ▲ 112%
Debt
€24k ▲ 71.2%
Debt's share of the balance-sheet total falls from 37.2% to 32.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€36k▲
2023 · €29k
Cash flow
€27k▲
2023 · €22k
Current ratio
2.78▲
2023 · 1.68
Debt to equity
0.48▼
2023 · 0.59
ROE
52.8%▼
2023 · 91.7%
ROA
35.7%▼
2023 · 57.6%
Interest coverage
130.56▼
2023 · 205.58
Debt ≤ 1 year
€24k▲
2023 · €14k
Income taxes
€8k▲
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet
Code20232024
Assets
Total assets20/58€38k€76k▲
Fixed assets21/28€14k€8k▼
Tangible fixed assets22/27€2k€3k▲
Plant, machinery and equipment23-€1k
Furniture and vehicles24€2k€2k▼
Financial fixed assets28€13k€5k▼
Current assets29/58€24k€68k▲
Amounts receivable within one year40/41€17k€30k▲
Trade receivables40€7k€15k▲
Other amounts receivable41€11k€15k▲
Current investments50/53-€15k
Cash at bank and in hand54/58€6k€23k▲
Deferred charges and accrued income490/1€393-
Equity and liabilities
Total equity and liabilities10/49€38k€76k▲
Equity10/15€24k€51k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€22k€49k▲
Amounts payable17/49€14k€24k▲
Amounts payable within one year42/48€14k€24k▲
Trade debts44€4k€4k▲
Suppliers440/4€4k€4k▲
Taxes, remuneration and social security45€10k€19k▲
Taxes450/3€10k€19k▲
Remuneration and social security454/9-€40
Other amounts payable47/48-€1k
Income statement
Code20232024
Non-recurring operating income76A-€15k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26€491▲
Other operating charges640/8€13k€2k▼
Gross operating margin9900€41k€38k▼
Operating profit (loss)9901€29k€35k▲
Financial income75/76B€399€2▼
Recurring financial income75€399€2▼
Financial charges65/66B€139€274▲
Recurring financial charges65€139€274▲
Profit (loss) for the period before taxes9903€29k€35k▲
Income taxes67/77€7k€8k▲
Profit (loss) for the period9904€22k€27k▲
Profit (loss) for the period to be appropriated9905€22k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€49k▲
Profit (loss) brought forward from the previous period14P-€22k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Non-recurring operating income76A | - | €15k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €26 | €491 | ▲ 1,822% |
| Other operating charges640/8 | €13k | €2k | ▼ 82.6% |
| Gross operating margin9900 | €41k | €38k | ▼ 7.9% |
| Operating profit (loss)9901 | €29k | €35k | ▲ 23.5% |
| Financial income75/76B | €399 | €2 | ▼ 99.5% |
| Recurring financial income75 | €399 | €2 | ▼ 99.5% |
| Financial charges65/66B | €139 | €274 | ▲ 97.0% |
| Recurring financial charges65 | €139 | €274 | ▲ 97.0% |
| Profit (loss) for the period before taxes9903 | €29k | €35k | ▲ 21.4% |
| Income taxes67/77 | €7k | €8k | ▲ 20.0% |
| Profit (loss) for the period9904 | €22k | €27k | ▲ 21.9% |
| Profit (loss) for the period to be appropriated9905 | €22k | €27k | ▲ 21.9% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €38k | €76k | ▲ 96.7% |
| Fixed assets21/28 | €14k | €8k | ▼ 47.1% |
| Tangible fixed assets22/27 | €2k | €3k | ▲ 38.9% |
| Plant, machinery and equipment23 | - | €1k | - |
| Furniture and vehicles24 | €2k | €2k | ▼ 20.3% |
| Financial fixed assets28 | €13k | €5k | ▼ 60.0% |
| Current assets29/58 | €24k | €68k | ▲ 183% |
| Amounts receivable within one year40/41 | €17k | €30k | ▲ 72.1% |
| Trade receivables40 | €7k | €15k | ▲ 127% |
| Other amounts receivable41 | €11k | €15k | ▲ 39.2% |
| Current investments50/53 | - | €15k | - |
| Cash at bank and in hand54/58 | €6k | €23k | ▲ 269% |
| Deferred charges and accrued income490/1 | €393 | - | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €38k | €76k | ▲ 96.7% |
| Equity10/15 | €24k | €51k | ▲ 112% |
| Contributions10/11 | €2k | €2k | = |
| Profit (loss) carried forward14 | €22k | €49k | ▲ 122% |
| Amounts payable17/49 | €14k | €24k | ▲ 71.2% |
| Amounts payable within one year42/48 | €14k | €24k | ▲ 71.2% |
| Trade debts44 | €4k | €4k | ▲ 5.6% |
| Suppliers440/4 | €4k | €4k | ▲ 5.6% |
| Taxes, remuneration and social security45 | €10k | €19k | ▲ 86.7% |
| Taxes450/3 | €10k | €19k | ▲ 86.3% |
| Remuneration and social security454/9 | - | €40 | - |
| Other amounts payable47/48 | - | €1k | - |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €22k | €27k | ▲ 21.9% |
| + Depreciation and write-downs630 | €26 | €491 | ▲ 1,822% |
| Operating cash flow (approximation) | €22k | €27k | ▲ 24.0% |
| Investment in fixed assets (approximation) | - | €6k | - |
| Change in cash | - | €17k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 153 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wetteren · 1 establishment unit since 2023
Ground area
1.5 ha
Building footprint
179 m²
Volume, LiDAR
1,003 m³
Parcel 42025G1482/00A000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jover Consult
since 20232.341.663.637
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42025G1482/00A000 | Flanders | 1.5 ha | 1 · 179 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500GDBD4F48B6D089
Similar companies · same sector, comparable size
CHARLINE LEMAIRE
BE 0738.398.444
Sint-Genesius-Rode · Eq €51,099
Integraal
BE 0599.765.549
Schilde · Eq €51,138
IDK INTERIOR
BE 0729.788.903
Oudergem · Eq €50,750
ROCK YOU
BE 0790.635.518
Vorst · Eq €51,707
CRT Services
BE 1000.935.773
Tubize · Eq €51,846
Of 2,263 companies in sector 71113 we hold annual accounts for 658. 549 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
71113Urban planning and landscape architecture
68122Development of non-residential building projects
47770Retail sale of watches and jewellery
71121Engineering and related technical consultancy, excluding land surveyors
Scores and ratios are computed by Checked and are not a credit decision.