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JOVE

Active
Private limited companyfounded 2020active for 5 yearsEmblemsesteenweg(Kessel) 29, 2560 Nijlen, BelgiumKBO/BCE: BE 0760.575.317
Summary

JOVE has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €490,483 and a net result of -€1,762. Equity has been stable since 2021 (±0.7% per year). Its solvency ranks better than 67% of 17,145 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 28-12-2020 Normal situation
Activity
Renting and operating of own or leased residential real estate, excluding social housing NACE 68201
Establishment unit
2.311.562.854 2560 Nijlen, since 28-12-2020
Financial year end
31 December
Peppol
Reachable since 26-12-2025

Board and ownership

Board

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€76,438
▲ 54.8%
Turnover
≈ €99,000
estimated
Loss
€1,762
Equity
€490,483
▼ 0.4%
Total assets
€954,121
▲ 1.7%
  • 2025 accounts filed 27 days after the deadline
Score breakdownlowers riskSize: total assets €954,121Sector: Real estate activities (NACE 68)Figures for financial year 2025 (filed on 27-08-2026)Liquidity: current ratio 1.39, cash €149,392Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 59% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 76-1
equity 51.4% of total assets
Liquidity 69+13
short-term debt 11.4% · cash 15.7%
Profitability 58-11
return on assets -0.2%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,625 companies, NACE 68, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: < 0.1%▼ -0.1 percentage points vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.2 percentage points vs 07-2026highest value 09-2026: < 0.1%▼ -0.3 percentage points vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.39 (1.1 in 2024), below the usual 1.5. Short-term debt is 11.4% and cash 15.7% of total assets. 48.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 65% of them on solvency, 79% on liquidity, 47% on profitability and 43% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Size: total assets €954,121
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Figures for financial year 2025 (filed on 27-08-2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.39, cash €149,392
NBB · annual accounts
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
27 days late
2024
28 days late
2023
24 days late
2022
4 days early
2021
11 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 17 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 84% of companies in real estatesector median €73,342 · 17,160 companies €490,483 View

Recent changes

  1. · Gazette deed Registered office moved from Bevel to KesselResignations: Erna Leysen (director) and Helga Dillen (director) · Appointment: Wendy Van Looy (director)
  2. · Gazette deed Incorporation
All 9 events

Comparable companies

These companies have the same main activity as JOVE: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €793,000 and €1m, founded between 2019 and 2021.

CompanyTotal assetsGross margin
JOVE Nijlen€1.0m€0.08m
HAP Kontich Kontich€1.0m€0.08m
NWS INVEST Antwerpen€0.9m€0.07m
AGRAFA INVEST Antwerpen€0.8m€0.07m
C&P Antwerpen€1.0m€0.07m
VAN GILS-VAN GINHOVEN Ravels€0.8m€0.07m
Tecta4U Waasmunster€0.9m€0.08m
Full comparison

Key facts about JOVE

What is the company number of JOVE?
The company number of JOVE is 0760.575.317. The VAT number is the same number with BE in front: BE 0760.575.317.
Where is JOVE based?
The registered office is at Emblemsesteenweg(Kessel) 29, 2560 Nijlen.Company details
What does JOVE do?
According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of JOVE?
The legal form of JOVE is Private limited company (BV).
When was JOVE founded?
JOVE was founded on 28-12-2020.
Is JOVE still active?
Yes, JOVE is an active enterprise in the KBO register.
What is the turnover of JOVE?
The turnover in financial year 2025 is ≈ €99,000. This figure is estimated from the gross margin of €76,438 and 45 comparable companies (NACE 682). It probably lies between €85,000 and €130,000.Financials
Is JOVE profitable?
In financial year 2025, JOVE made a loss of €1,762.
Where can I find the annual accounts of JOVE?
JOVE filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JOVE due?
JOVE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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