JOVAS

Active Risk: not assessed

Private limited companyfounded 20232 yrs activeKleine Snijdersstraat 2, 9280 Lebbeke, BelgiumKBO/BCE: BE 1002.832.817

Summary

JOVAS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €45,295 and a net result of €12,999. Its solvency ranks better than 19% of 9251 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

JOVASActive

Risk analysis Report Compare

Activity

Activities of holding companies

NACE 64210Holdings NACE 64200

1 site

Size

€337,450total assets 2025

Equity: €45,295
Profit: €12,999

Turnover not published (abridged schema)

Financial health

Financial institution: outside the modelProbability: sector outside the model

Structure

Accounts 1 d early0 of 1 deed read

Signals- Weak solvency vs sector- Young companyLatest accounts filed on timeShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Three signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 9251 sector peers (2025).

NBB · sector comparison

Position among 9251 sector peers

Solvency

better than 19%

← weakest strongest →

Young company

Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

1 d early

2024

1 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close03-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

30-01-26 Annual accounts filedfiscal year 2025 · micro…
30-01-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Caution: Among the weakest 19% on solvencysector median 51.3% · 9,251 companies 13.4% View
Total assets 20252 fiscal years filed €337,450 View
Active since 2023founded 30-11-2023 2 years View