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JOVANY

Active
Public limited companyfounded 2003active for 23 yearsKraanlei 39, 9000 Gent, BelgiumKBO/BCE: BE 0479.912.448
Summary

JOVANY has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €442,530 and a net result of €227,835. Equity is shrinking by about 6.4% per year across the filed financial years. Its solvency ranks better than 25% of 510 sector peers (NACE 55, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysisFollow ReportCompare
JOVANYActiveChecked score 66/100
Risk analysis ReportCompare

Overview

Activity
Hotels and similar accommodation
NACE 55100
7th largest company by total assets in Ghent, Accommodation and food service sector2 sites
Size
€12.9mtotal assets 2025
Staff
30.7 FTE
Equity
€442,530
Profit
€227,835
Financial health
66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Structure
Parent
HARELLA · 100%
2025 accounts 29 days early2 of 4 deeds summarised
Why 66raises riskLiquidity: current ratio 0.51, cash €108,905Equity €442,530 (3.4% of total assets)Size: 30.7 FTE, total assets €12.9mlowers riskFounded in 2003Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 32% of its sector peers (NACE 55, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 28-8
equity 3.4% of total assets
Liquidity 38-2
short-term debt 30.7% · cash 0.8%
Profitability 54-15
return on assets 1.8%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (579 companies, NACE 55, small)
Last 24 months 11-2024: 1.0% 12-2024: 1.0%● unchanged vs 11-2024 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.1%▲ +0.1 percentage points vs 02-2025 04-2025: 1.1%● unchanged vs 03-2025 05-2025: 1.3%▲ +0.2 percentage points vs 04-2025 06-2025: 0.8%▼ -0.5 percentage points vs 05-2025lowest value 07-2025: 0.8%● unchanged vs 06-2025lowest value 08-2025: 0.8%● unchanged vs 07-2025lowest value 09-2025: 0.8%● unchanged vs 08-2025lowest value 10-2025: 0.8%● unchanged vs 09-2025lowest value 11-2025: 0.8%● unchanged vs 10-2025lowest value 12-2025: 0.8%● unchanged vs 11-2025lowest value 01-2026: 0.8%● unchanged vs 12-2025lowest value 02-2026: 0.8%● unchanged vs 01-2026lowest value 03-2026: 0.8%● unchanged vs 02-2026lowest value 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 1.0%▲ +0.2 percentage points vs 04-2026 06-2026: 1.1%▲ +0.1 percentage points vs 05-2026 07-2026: 1.2%▲ +0.1 percentage points vs 06-2026 08-2026: 1.5%▲ +0.3 percentage points vs 07-2026highest value 09-2026: 1.5%● unchanged vs 08-2026highest value 10-2026: 0.9%▼ -0.6 percentage points vs 09-2026
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.51, compared with 0.42 in 2024, below 1; short-term debt: 30.7% and cash: 0.8% of total assets), and 96.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, small): better than 23% on solvency, 28% on liquidity, 46% on profitability and 29% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.51, cash €108,905
NBB · annual accounts
raises risk · Equity €442,530 (3.4% of total assets)
NBB · annual accounts
raises risk · Size: 30.7 FTE, total assets €12.9m
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 2003
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 510 sector peers (2025).
NBB · sector comparison
Position among 510 sector peers
Solvency
better than 25%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
29 days early
2024
66 days early
2023
41 days early
2022
3 days early
2021
3 days early
2020
31 days late
2019
98 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days before the deadline; the sector median (NACE 55) for financial year 2024 is 1 day before the deadline, and 45% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Resignations: DE SMET Guido Angèle Edmond…Appointments: DE SMET Guido Angèle…

Key points

  • Positive: 7th largest company by total assets in Ghent, Accommodation and food service…in the Checked rankings No. 7 View
  • Controlled by HARELLA 100% View
  • Caution: Staff fell in 2025from 43.1 FTE to 30.7 FTE ▼ 28.8% View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

By topic

Financials

Financial year
2025
Total assets
€12.9m
Profit
€227,835
Solvency
3.4%
Total assets▲ 194%
Net result
20182025
Go to Financials

Board & ownership

Board
3 members
Parent
HARELLA · 100%
  • DE SMET Guido Angèle EdmondDirector
  • HARELLAManaging director
  • VAN LOO Anita Louise AlbertineDirector
Go to Board & ownership

Timeline

Events
29
Since
2004
Next accounts
by 31-07-2027
  1. 20-06-2024Annual accounts filed
  2. 10-01-2024Resignations: DE SMET Guido Angèle Edmond (director)…
  3. 28-07-2023Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Public limited company
Activity
Hotels and similar accommodationNACE 55100
Founded
01-04-2003
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
16
Purpose
“Hotels en restaurants,het verschaffen van logies voor kortstondig verblijf al dan niet in…” (deed in Dutch)
Go to Articles of association

Key facts about JOVANY

What is the company number of JOVANY?
0479.912.448. In Belgium the VAT number is the company number with BE in front: BE 0479.912.448.
Where is JOVANY based?
The registered office is at Kraanlei 39, 9000 Gent.Company details
What does JOVANY do?
According to the KBO register, the main activity is hotels and similar accommodation (NACE 55100).
What is the legal form of JOVANY?
Public limited company (NV).
When was JOVANY founded?
On 01-04-2003.
Is JOVANY still active?
Yes, JOVANY is an active enterprise in the KBO register.
How many employees does JOVANY have?
On average 30.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of JOVANY?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is JOVANY profitable?
In financial year 2025, JOVANY made a profit of €227,835.
Where can I find the annual accounts of JOVANY?
JOVANY filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JOVANY due?
By 31-07-2027, for financial year 2026.Timeline

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How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What support did similar companies receive that this one did not?Subsidies

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