Skip to content

JOVA Technics

Active
Private limited companyfounded 2013active for 12 yearsKMO-zone Molenheide 4049, 3520 Zonhoven, BelgiumKBO/BCE: BE 0541.674.922
Summary

The computed 12-month bankruptcy probability of JOVA Technics is 2.8% (moderate). The 2025 annual accounts show equity of €28,429 and a net result of -€7,960. Equity remains stable across the filed financial years (±0.2% per year). Its solvency ranks better than 13% of 9,799 sector peers (NACE 43, financial year 2025). The company has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
JOVA TechnicsActiveChecked score 49/100
Risk analysis ReportCompare

Overview

Activity
Other construction installation
NACE 43240Installation of electric heating, air conditioning, cooling and ventilation NACE 43222
1 site
Size
€258,308total assets 2025
Staff
1 FTE
Equity
€28,429
Loss
-€7,960
Turnover not published (abbreviated format)
Financial health
49 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.8%
Structure
2025 accounts on time2 of 5 deeds summarised
Why 49raises risk1 change of registered office in 24 monthsFigures for financial year 2025 (filed 01-11-2025)Equity €28,429 (11.0% of total assets)Sector: Specialised construction activities (NACE 43)Show the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 15% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 36+3
equity 11.0% of total assets
Liquidity 23-8
short-term debt 67.8% · cash 7.1%
Profitability 33-19
return on assets -3.1%
Bankruptcy probability, 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,621 companies, NACE 43, micro)
Last 24 months 11-2024: 1.6% 12-2024: 1.4%▼ -0.2 percentage points vs 11-2024 01-2025: 1.4%● unchanged vs 12-2024 02-2025: 1.4%● unchanged vs 01-2025 03-2025: 1.4%● unchanged vs 02-2025 04-2025: 1.4%● unchanged vs 03-2025 05-2025: 1.4%● unchanged vs 04-2025 06-2025: 1.4%● unchanged vs 05-2025lowest value 07-2025: 1.6%▲ +0.2 percentage points vs 06-2025 08-2025: 1.9%▲ +0.3 percentage points vs 07-2025 09-2025: 1.8%▼ -0.1 percentage points vs 08-2025 10-2025: 1.9%▲ +0.1 percentage points vs 09-2025 11-2025: 2.6%▲ +0.7 percentage points vs 10-2025 12-2025: 1.5%▼ -1.1 percentage points vs 11-2025 01-2026: 1.5%● unchanged vs 12-2025 02-2026: 1.5%● unchanged vs 01-2026 03-2026: 1.5%● unchanged vs 02-2026 04-2026: 1.5%● unchanged vs 03-2026 05-2026: 1.5%● unchanged vs 04-2026 06-2026: 1.5%● unchanged vs 05-2026 07-2026: 1.6%▲ +0.1 percentage points vs 06-2026 08-2026: 1.9%▲ +0.3 percentage points vs 07-2026 09-2026: 1.9%● unchanged vs 08-2026 10-2026: 2.8%▲ +0.9 percentage points vs 09-2026highest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.81, compared with 0.73 in 2024, below 1; short-term debt: 67.8% and cash: 7.1% of total assets), and 89% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 14% on solvency, 13% on liquidity, 17% on profitability and 17% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
raises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Figures for financial year 2025 (filed 01-11-2025)
NBB · annual accounts
raises risk · Equity €28,429 (11.0% of total assets)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 9799 sector peers (2025).
NBB · sector comparison
Position among 9799 sector peers
Solvency
better than 13%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
1 day early
2023
on the day
2022
on the day
2021
32 days early
2020
16 days late
2019
94 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 16 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 31 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-03-2026 year end24-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Registered officeRegistered-office move
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Caution: Among the weakest 13% on solvencysector median 44.0% · 9,799 companies 11.0% View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€258,308
Loss
-€7,960
Solvency
11.0%
Total assets▼ 43.9%
Net result
20192025
Go to Financials

Timeline

Events
15
Since
2015
Next accounts
by 31-10-2026
  1. 18-12-2023Resignation: VANDEBROEK John (manager)
  2. 31-10-2023Annual accounts filed
  3. 31-03-2023Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other construction installationNACE 43240
Founded
05-11-2013
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
12
Who signs
Each director alone
Annual meeting
10 September at 20:00
Purpose
“Het verwerven van participaties in eender welke vorm in alle bestaande of op te richten…” (deed in Dutch)
Go to Articles of association

Key facts about JOVA Technics

What is the company number of JOVA Technics?
0541.674.922. In Belgium the VAT number is the company number with BE in front: BE 0541.674.922.
Where is JOVA Technics based?
The registered office is at KMO-zone Molenheide 4049, 3520 Zonhoven.Company details
What does JOVA Technics do?
According to the KBO register, the main activity is other construction installation (NACE 43240).
What is the legal form of JOVA Technics?
Private limited company (BV).
When was JOVA Technics founded?
On 05-11-2013.
Is JOVA Technics still active?
Yes, JOVA Technics is an active enterprise in the KBO register.
How many employees does JOVA Technics have?
On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of JOVA Technics?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is JOVA Technics profitable?
In financial year 2025, JOVA Technics made a loss of €7,960.
Where can I find the annual accounts of JOVA Technics?
JOVA Technics filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JOVA Technics due?
By 31-10-2026, for financial year 2026.Timeline

Companies related to JOVA Technics

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure