Equity
€190,076 ▲ 41.9%
Equity rose in 2025 from €133,916 to €190,076.
JOVA CONSTRUCT
Lifetime
5 annual accounts with figures on one time axispeak €466,883 (2024)
€417,152▼ 10.7%
peak €56,159 (2025)
€56,159▲ 14.1%
peak €190,076 (2025)
€190,076▲ 41.9%
€333,401▼ 9.0%
Board2 names since 2020
2 directors and 1 other
Documentsfilings and deeds
24-06-202637 days before the deadline
2025micro format
Equity from €133,916 to €190,076
Key points
from the 2025 annual accountsTurnover
≈ €1.2m estimated
The micro format states no turnover.
Investments
€105,445 2.7 × depreciation
Green is investment, beige is depreciation.
Liquidity
1.85 was 0.98 in 2024
Short-term debts fell from €103,958 to €85,237.
Filings
5 annual accounts since 2021
The last five annual accounts were filed 31 to 41 days before the end of the period.
Position in the sector
€56,159
Higher net result than 88% of companies in specialised construction. Sector median €9,998 · 37,193 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 26,973 companies had the same profile as JOVA CONSTRUCT has now. Each dot stands for 68 companies, two years later.
94.8%
were still trading
3.5%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,973 companies, not a prediction for JOVA CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director
Director
- 55 sharesdeed of 30-06-2020
- 45 sharesdeed of 30-06-2020
Recent changes
Registered office moved within Zonhoven
New registered office: Berkenenstraat 13 te 3520 Zonhoven · Previous registered office: Heuvenstraat 83/2 te 3520 Zonhoven · General meeting of 13-08-2026 · Gazette deed
New establishment in Zonhoven
Berkenenstraat 13
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0749450803
Registered office moved within Zonhoven
New registered office: Heuvenstraat 83/2 te 3520 Zonhoven · Previous registered office: Vliegpleinweg 38 te 3520 Zonhoven · General meeting of 10-10-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JOVA CONSTRUCT Zonhoven | €523,477 | €417,152 | 36.3% | - |
| NOVA IDEA Ghent | €482,237 | €418,217 | 72.2% | 4.9 |
| Pinckers Plafonnage Dalhem | €459,266 | €299,154 | 20.4% | - |
| DE MEUTER & OLTMANS Ternat | €729,132 | €443,268 | 67.1% | 3 |
| Pleisterwerken Kools Ypres | €462,121 | €272,129 | 2.2% | - |
| EXULTEX Meerhout | €669,351 | €619,905 | 65.5% | 10.5 |
| RENOVATION FRANCOIS Saint-Nicolas | €440,738 | €264,011 | 28.1% | - |
These companies have the same main activity as JOVA CONSTRUCT: plastering work (NACE 43310). They are comparable in size and age: total assets between €441,000 and €729,000, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 26-06-2020Normal situation
- Activity
- Plastering workNACE 43310and 1 other
- Joint committee
- 124Construction · annual accounts 2025
- Establishment units
- 2.365.373.8033520 Zonhoven, since 01-11-2024
- 2.392.445.2163520 Zonhoven, since 01-09-2026
- Financial year end
- 31 December
- Peppol
- Reachable since 29-04-2025
Annual accounts 2025
- €523,477▲ 4.6%
- Employeeson 31-12-2025
- 6=
- Filing
- Filed on 24-06-2026, 37 days before the end of the filing period
Insights on JOVA CONSTRUCT
JOVA CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from €136,238 in 2021 to €417,152 in 2025.
The balance sheet grew most from 2022 to 2024 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JOVA CONSTRUCT
- What is the company number of JOVA CONSTRUCT?
- The company number of JOVA CONSTRUCT is 0749.450.803. The VAT number is the same number with BE in front: BE 0749.450.803.
- Where is JOVA CONSTRUCT based?
- The registered office is at Berkenenstraat 13, 3520 Zonhoven.Company details
- What does JOVA CONSTRUCT do?
- According to the KBO register, the main activity is plastering work (NACE 43310).
- What is the legal form of JOVA CONSTRUCT?
- JOVA CONSTRUCT is a private limited company (BV).
- When was JOVA CONSTRUCT founded?
- JOVA CONSTRUCT was founded on 26-06-2020.
- Is JOVA CONSTRUCT still active?
- Yes, JOVA CONSTRUCT is an active enterprise in the KBO register.
- How many employees does JOVA CONSTRUCT have?
- JOVA CONSTRUCT had an average of 5.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does JOVA CONSTRUCT fall under?
- In its 2025 annual accounts, JOVA CONSTRUCT states joint committee 124 (Construction).
- What is the turnover of JOVA CONSTRUCT?
- The turnover in financial year 2025 is ≈ €1.2m. This figure is estimated from the gross margin of €417,152 and 61 comparable companies (NACE 433). It probably lies between €880,000 and €1.6m.
- Is JOVA CONSTRUCT profitable?
- In financial year 2025, JOVA CONSTRUCT made a profit of €56,159.
- Where can I find the annual accounts of JOVA CONSTRUCT?
- JOVA CONSTRUCT filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JOVA CONSTRUCT due?
- JOVA CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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