Skip to content

JOUSTEN

Active
Public limited companyfounded 198739 yrs activeHeckingstrasse 3, 4780 Sankt Vith, BelgiumKBO/BCE: BE 0430.890.133
Summary

JOUSTEN has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €151,434 and a net result of €241,280. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 64% of 10485 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+69
Solvency76▲+14
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 2.23 against 1.49 in 2024; short-term debt: 43.9% and cash: 8.6% of total assets), and 49.2% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 39 years 0 40 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
50.8%
Return on assets
81%
Age of the figures
9 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
42 d late
2024
159 d late
2023
524 d late
2022
143 d late
2021
59 d late
2020
128 d late
2019
153 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 173 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JOUSTEN was incorporated on 14 April 1987.1 Total assets fell from EUR 425,428 in 2018 to EUR 297,867 in 2025 and headcount from 3 to 0.8 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€241,280▲ 7,851%
2024 · €3,035
Working capital
€160,805▲ 107%
2024 · €77,823
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€17,598▲ 9.8%€11,701▼ 33.5%-€11,534€13,647€257,874▲ 1,790%
Net result€9,841within the sector's middle half▲ 14.8%€4,260within the sector's middle half▼ 56.7%-€21,839below the sector's middle half€3,035within the sector's middle half€241,280above the sector's middle half▲ 7,851%
Equity€160,390within the sector's middle half▲ 6.5%€164,650within the sector's middle half▲ 2.7%€142,811within the sector's middle half▼ 13.3%€145,846within the sector's middle half▲ 2.1%€151,434within the sector's middle half▲ 3.8%
Total assets€421,083below the sector's middle half▲ 3.6%€416,608below the sector's middle half▼ 1.1%€401,983below the sector's middle half▼ 3.5%€391,631below the sector's middle half▼ 2.6%€297,867below the sector's middle half▼ 23.9%
Debt€260,693▲ 1.9%€251,958▼ 3.4%€259,172▲ 2.9%€245,785▼ 5.2%€146,433▼ 40.4%
Working capital€102,783▼ 5.4%€95,283▼ 7.3%€74,498▼ 21.8%€77,823▲ 4.5%€160,805▲ 107%
Solvency38.1%within the sector's middle half▲ 1.0pp39.5%within the sector's middle half▲ 1.4pp35.5%within the sector's middle half▼ 4.0pp37.2%within the sector's middle half▲ 1.7pp50.8%within the sector's middle half▲ 13.6pp
Staff (FTE)2.1within the sector's middle half▲ 40.0%2.3within the sector's middle half▲ 9.5%1.7within the sector's middle half▼ 26.1%1.2below the sector's middle half▼ 29.4%0.8below the sector's middle half▼ 33.3%
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€100,000€0€100,000€200,000€300,000Operating result 2021: €17,598€17,598Net result 2021: €9,841€9,841Operating result 2022: €11,701€11,701Net result 2022: €4,260€4,260Operating result 2023: -€11,534-€11,534Net result 2023: -€21,839-€21,839Operating result 2024: €13,647€13,647Net result 2024: €3,035€3,035Operating result 2025: €257,874€257,874Net result 2025: €241,280€241,28020212022202320242025-€100,000€0€100,000€200,000€300,000Operating result 2023: -€11,534-€11,500Net result 2023: -€21,839-€21,800Operating result 2024: €13,647€13,600Net result 2024: €3,035€3,030Operating result 2025: €257,874€258,000Net result 2025: €241,280€241,000202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1,790% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €297,867
Fixed assets €6,252 ▼ 96.0%
Current assets €291,615 ▲ 23.7%
Equity and liabilities €297,867
Equity €151,434 ▲ 3.8%
Debt €146,433 ▼ 40.4%
Debt's share of the balance-sheet total falls from 62.8% to 49.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
2.23▲
2024 · 1.49
Debt to equity
0.97▼
2024 · 1.69
ROE
159.3%▲
2024 · 2.1%
ROA
81.0%▲
2024 · 0.8%
Debt ≤ 1 year
€130,810▼
2024 · €157,923
Debt > 1 year
€15,623▼
2024 · €86,527
Income taxes
€12,263
Staff costs
€15,509▼
2024 · €28,518
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.4% went bankrupt
5.9% stopped otherwise
93% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet Code20242025
Assets
Total assets20/58€391,631€297,867▼
Fixed assets21/28€155,884€6,252▼
Tangible fixed assets22/27€147,934-
Land and buildings22€145,091-
Plant, machinery and equipment23€2,843-
Financial fixed assets28€7,950€6,252▼
Current assets29/58€235,747€291,615▲
Amounts receivable after more than one year29€172,545€248,078▲
Other amounts receivable291€172,545€248,078▲
Stocks and contracts in progress3€39,852-
Stocks30/36€39,852-
Amounts receivable within one year40/41€16,816€17,925▲
Trade receivables40€7,137€2,811▼
Other amounts receivable41€9,680€15,114▲
Cash at bank and in hand54/58€6,533€25,612▲
Equity and liabilities
Total equity and liabilities10/49€391,631€297,867▼
Equity10/15€145,846€151,434▲
Contributions10/11€62,000€62,000=
Capital10€62,000€62,000=
Issued capital100€62,000€62,000=
Revaluation surpluses12€135,693-
Reserves13€88,930€88,930=
Non-distributable reserves130/1€6,200€6,200=
Legal reserve130€6,200€6,200=
Distributable reserves133€82,730€82,730=
Profit (loss) carried forward14-€140,777€503▲
Amounts payable17/49€245,785€146,433▼
Amounts payable after more than one year17€86,527€15,623▼
Other amounts payable178/9€86,527€15,623▼
Amounts payable within one year42/48€157,923€130,810▼
Financial debts43€102,567-
Credit institutions430/8€102,567-
Trade debts44€23,955€7,294▼
Suppliers440/4€23,955€7,294▼
Taxes, remuneration and social security45€29,901€22,016▼
Taxes450/3€3,735€12,263▲
Remuneration and social security454/9€26,167€9,752▼
Other amounts payable47/48€1,500€101,500▲
Accrued charges and deferred income492/3€1,334-
Income statement Code20242025
Non-recurring operating income76A-€267,759
Remuneration, social security and pensions62€28,518€15,509▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€924-
Other operating charges640/8€2,896€1,746▼
Gross operating margin9900€45,985€275,129▲
Operating profit (loss)9901€13,647€257,874▲
Financial income75/76B€131€275▲
Recurring financial income75€131€275▲
Financial charges65/66B€10,744€4,606▼
Recurring financial charges65€10,744€4,606▼
Profit (loss) for the period before taxes9903€3,035€253,543▲
Income taxes67/77-€12,263
Profit (loss) for the period9904€3,035€241,280▲
Profit (loss) for the period to be appropriated9905€3,035€241,280▲
Appropriation of the result
Profit (loss) to be appropriated9906-€140,777€100,503▲
Profit (loss) brought forward from the previous period14P-€143,812-€140,777▲
Profit to be distributed694/7-€100,000
Directors or managers695-€100,000

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€11,765---€267,759-
Remuneration, social security and pensions62€37,119€40,996€40,658€28,518€15,509▼ 45.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€924€924€924€924--
Other operating charges640/8€2,303€1,989€1,789€2,896€1,746▼ 39.7%
Gross operating margin9900€57,945€55,610€31,838€45,985€275,129▲ 498%
Operating profit (loss)9901€17,598€11,701-€11,534€13,647€257,874▲ 1,790%
Financial income75/76B€752€1,402€407€131€275▲ 109%
Recurring financial income75€752€1,402€407€131€275▲ 109%
Financial charges65/66B€8,236€8,843€10,712€10,744€4,606▼ 57.1%
Recurring financial charges65€8,236€8,843€10,712€10,744€4,606▼ 57.1%
Profit (loss) for the period before taxes9903€10,115€4,260-€21,839€3,035€253,543▲ 8,255%
Income taxes67/77€274---€12,263-
Profit (loss) for the period9904€9,841€4,260-€21,839€3,035€241,280▲ 7,851%
Profit (loss) for the period to be appropriated9905€9,841€4,260-€21,839€3,035€241,280▲ 7,851%
Line20212022202320242025Change
Assets
Total assets20/58€421,083€416,608€401,983€391,631€297,867▼ 23.9%
Fixed assets21/28€158,605€157,681€156,757€155,884€6,252▼ 96.0%
Tangible fixed assets22/27€150,705€149,781€148,858€147,934--
Land and buildings22€145,091€145,091€145,091€145,091--
Plant, machinery and equipment23€5,615€4,691€3,767€2,843--
Financial fixed assets28€7,900€7,900€7,900€7,950€6,252▼ 21.4%
Current assets29/58€262,478€258,927€245,225€235,747€291,615▲ 23.7%
Amounts receivable after more than one year29€177,295€177,295€172,545€172,545€248,078▲ 43.8%
Other amounts receivable291€177,295€177,295€172,545€172,545€248,078▲ 43.8%
Stocks and contracts in progress3€48,409€53,118€47,100€39,852--
Stocks30/36€48,409€53,118€47,100€39,852--
Amounts receivable within one year40/41€28,325€17,046€21,085€16,816€17,925▲ 6.6%
Trade receivables40€22,812€9,157€11,363€7,137€2,811▼ 60.6%
Other amounts receivable41€5,513€7,889€9,722€9,680€15,114▲ 56.1%
Cash at bank and in hand54/58€8,385€10,766€4,097€6,533€25,612▲ 292%
Deferred charges and accrued income490/1€62€702€398---
Equity and liabilities
Total equity and liabilities10/49€421,083€416,608€401,983€391,631€297,867▼ 23.9%
Equity10/15€160,390€164,650€142,811€145,846€151,434▲ 3.8%
Contributions10/11€62,000€62,000€62,000€62,000€62,000=
Capital10€62,000€62,000€62,000€62,000€62,000=
Issued capital100€62,000€62,000€62,000€62,000€62,000=
Revaluation surpluses12€135,693€135,693€135,693€135,693--
Reserves13€88,930€88,930€88,930€88,930€88,930=
Non-distributable reserves130/1€6,200€6,200€6,200€6,200€6,200=
Legal reserve130€6,200€6,200€6,200€6,200€6,200=
Distributable reserves133€82,730€82,730€82,730€82,730€82,730=
Profit (loss) carried forward14-€126,233-€121,973-€143,812-€140,777€503▲ 100%
Amounts payable17/49€260,693€251,958€259,172€245,785€146,433▼ 40.4%
Amounts payable after more than one year17€99,710€86,824€86,966€86,527€15,623▼ 81.9%
Other amounts payable178/9€99,710€86,824€86,966€86,527€15,623▼ 81.9%
Amounts payable within one year42/48€159,695€163,643€170,728€157,923€130,810▼ 17.2%
Financial debts43€97,070€102,952€106,268€102,567--
Credit institutions430/8€97,070€102,952€106,268€102,567--
Trade debts44€37,039€32,302€35,716€23,955€7,294▼ 69.6%
Suppliers440/4€37,039€32,302€35,716€23,955€7,294▼ 69.6%
Taxes, remuneration and social security45€25,585€28,389€27,244€29,901€22,016▼ 26.4%
Taxes450/3€3,378€3,329€2,802€3,735€12,263▲ 228%
Remuneration and social security454/9€22,207€25,060€24,442€26,167€9,752▼ 62.7%
Other amounts payable47/48--€1,500€1,500€101,500▲ 6,667%
Accrued charges and deferred income492/3€1,288€1,491€1,478€1,334--
Line20212022202320242025Change
Profit (loss) for the period9904€9,841€4,260-€21,839€3,035€241,280▲ 7,851%
+ Depreciation and write-downs630€924€924€924€924--
Operating cash flow (approximation)€10,764€5,184-€20,915€3,959€241,280▲ 5,995%
Investment in fixed assets (approximation)-€0€0-€50€149,632▲ 299,363%
Change in cash-€2,380-€6,669€2,436€19,079▲ 683%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
11-09
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 42 days late
06-01
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 159 days late
06-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 524 days late
2025
31-12
Financial Highest result since 2018net €241,280 ▲7,851%
Operating result €257,874, net result €241,280, both a record.
31-12
Financial Equity above €150,000Eq €151,434 ▲3.8%
2 profitable years in a row build equity to €151,434.
2024
31-12
Financial Back to profitnet €3,035
Net result €3,035 after one loss-making year.
2023
21-12
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 143 days late
2022
28-09
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 59 days late
2021
06-12
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 128 days late
2020
31-12
Financial Back to profitnet €8,570
Net result €8,570 after 2 loss-making years.
31-12
Financial Equity above €150,000Eq €150,550 ▲6%
Equity rises from €141,979 to €150,550.
31-12
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 153 days late
Show earlier events
2019
30-09
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 61 days late
2018
22-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 22 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sankt Vith · 2 establishment units since 1987
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Heckingstrasse 34780 Sankt Vith
2 establishment units
Honstrasse 3, 4760 Büllingen
NACE 52470
since 19872.031.647.776
Heckingstrasse 3, 4780 Sankt Vith
NACE 52470
since 19872.031.647.875

Similar companies · same sector, comparable size

Of 2,342 companies in sector 47621 we hold annual accounts for 1,246. 1,056 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded14-04-1987
Fiscal year end31-12
Activities, NACEBEL 2025
47621Retail sale of newspapers and periodicals
47400Retail sale of information and communication equipment
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.