Equity
€94,942 from €241,298 in 2008
Equity fell by 61% in 17 years.
S.A. JOURDAN
Lifetime
19 annual accounts with figures on one time axis, 29 filings since 1996peak €924,212 (2021)
€460,632▲ 23.0%
lowest -€218,199 (2012)
€16,731▲ €21,773
peak €241,298 (2008)
€94,942▲ 10.1%
€1.4m▼ 21.2%
peak 14.1 FTE (2009)
4.8 FTE
Board5 names since 2008
2 directorsFrédéric JOURDAN and 1 other
Owners
Documentsfilings and deeds
26-10-202687 days late
2025financial year
Gross margin from €374,422 to €460,632Back to profit: €16,731Debts from €1.8m to €1.4mCash from €32,524 to €3,599
Key points
from the 2025 annual accountsTurnover
≈ €3.8m estimated
The accounts state no turnover.
Debts
€1.4m 94% of the balance sheet
Financial debts 8%Suppliers 14%Taxes and wages 5%Other 73%
Of this, €1.3m falls due within a year.
Staff
4.8 FTE from 14.1 in 2009
Between 2009 and 2025, 66% of the full-time equivalents disappeared.
Filings
29 annual accounts 87 days
Latest accounts filed late: after the legal deadline.
Position in the sector
6.3%
Lower solvency than 82% of companies in retail trade. Sector median 36.2% · 5,057 companies.
Checked score
51
Fair
Financially stronger than 35% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,280 companies (NACE 47, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.9%
01-2025: 1.9%● unchanged vs 12-2024
02-2025: 1.9%● unchanged vs 01-2025
03-2025: 1.9%● unchanged vs 02-2025
04-2025: 1.9%● unchanged vs 03-2025
05-2025: 1.9%● unchanged vs 04-2025
06-2025: 2.0%▲ +0.1 percentage points vs 05-2025
07-2025: 2.2%▲ +0.2 percentage points vs 06-2025
08-2025: 3.1%▲ +0.9 percentage points vs 07-2025
09-2025: 3.5%▲ +0.4 percentage points vs 08-2025
10-2025: 4.4%▲ +0.9 percentage points vs 09-2025highest value
11-2025: 0.7%▼ -3.7 percentage points vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.7%● unchanged vs 12-2025lowest value
02-2026: 0.7%● unchanged vs 01-2026
03-2026: 0.7%● unchanged vs 02-2026
04-2026: 0.7%● unchanged vs 03-2026
05-2026: 0.8%▲ +0.1 percentage points vs 04-2026
06-2026: 0.8%● unchanged vs 05-2026
07-2026: 0.9%▲ +0.1 percentage points vs 06-2026
08-2026: 1.3%▲ +0.4 percentage points vs 07-2026
09-2026: 1.6%▲ +0.3 percentage points vs 08-2026
10-2026: 2.5%▲ +0.9 percentage points vs 09-2026
11-2026: 2.5%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 0.75, cash €3,599, halved
Last filed accounts filed 87 days late; 3 of the last 3 accounts late
Equity €94,942 (6.3% of total assets)
lowers risk
Founded in 1996
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 24% of them on solvency, 5% on liquidity, 52% on profitability and 61% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,083 companies had the same profile as S.A. JOURDAN has now. Each dot stands for 3 companies, two years later.
96.9%
were still trading
2.2%
stopped another way
0.8%
went bankrupt
The bankruptcy probability of S.A. JOURDAN itself is higher: 2.5% within 12 months. It rests on far more data about S.A. JOURDAN than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,083 companies, not a prediction for S.A. JOURDAN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.75 (0.78 in 2024), below 1. Short-term debt is 86.7% and cash 0.2% of total assets. 93.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 5057 sector peers (2025).
NBB · sector comparisonPosition among 5057 sector peers
Solvency
better than 17%
← weakest
strongest →
raises risk · 2025 accounts filed 87 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-10-2026, 87 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
87 days late
2024
68 days late
2023
65 days late
2022
31 days late
2021
25 days late
2020
1 day early
2019
3 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 40 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 October (4 of the last 5 accounts filed within 35 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
2 directors reappointed
JOURDAN Frédéric Gilbert (managing director) and G2F · Permanent representative: Françoise LEGROS · General meeting of 18-12-2023 · Gazette deed
1 director resigning
Madeleine Siméon · Permanent representatives: Françoise Legros and Frédérique Jourdain · General meeting of 07-06-2022 · Gazette deed
New establishment in Neufchâteau
Chaussée de Bastogne,LGL 99
First establishment
Rue Edouard-André,St-Mard 14, Virton
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| S.A. JOURDAN Virton | €1.5m | €460,632 | 6.3% | 4.8 |
| S.C.V.I. - Société Centrale de Véhicules Industriels Juprelle | €1.1m | €505,099 | 64.1% | 4.6 |
| VIERSTRAETE VANROBAEYS TRADING Ichtegem | €2.3m | €425,777 | 42.6% | 5.5 |
| Normalisations et Techniques Industrielles Manage | €2.6m | €567,294 | 24.8% | 6.2 |
| INDUMA FRUITTEELTMACHINES Heers | €3.2m | €680,385 | 66.0% | 5.4 |
| WILMET TRUCKS Hannut | €0.8m | €767,619 | 75.4% | 4.8 |
| SIMONS KS - SYSTEMS Hannut | €3.0m | €275,405 | 10.4% | 5 |
These companies have the same main activity as S.A. JOURDAN: retail trade (NACE 47812). They are comparable in size and age: total assets between €767,000 and €3.2m, founded between 1988 and 2002.
Official details
Source: KBO- Status
- Active since 26-02-1996Normal situation
- Activity
- Retail tradeNACE 47812and 3 others
- Establishment units
- 2.075.671.1286762 Virton, since 18-03-1996
- 2.238.518.5876840 Neufchâteau, since 02-01-2015
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €1.5m▼ 19.8%
- Employeeson 31-12-2025
- 5▲ 25.0%
- Filing
- Filed on 26-10-2026
Insights on S.A. JOURDAN
S.A. JOURDAN has existed since 1996. In 2021 the gross margin rose from €278,312 to €924,212.
G2F holds all the shares. In January 2024, the Official Gazette published the appointment of Frédéric JOURDAN as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about S.A. JOURDAN
- What is the company number of S.A. JOURDAN?
- The company number of S.A. JOURDAN is 0457.327.185. The VAT number is the same number with BE in front: BE 0457.327.185.
- Where is S.A. JOURDAN based?
- The registered office is at Rue Edouard-André,St-Mard 14, 6762 Virton.Company details
- What does S.A. JOURDAN do?
- According to the KBO register, the main activity is retail trade (NACE 47812).
- What is the legal form of S.A. JOURDAN?
- S.A. JOURDAN is a public limited company (NV).
- When was S.A. JOURDAN founded?
- S.A. JOURDAN was founded on 26-02-1996.
- Is S.A. JOURDAN still active?
- Yes, S.A. JOURDAN is an active enterprise in the KBO register.
- How many employees does S.A. JOURDAN have?
- S.A. JOURDAN had an average of 4.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of S.A. JOURDAN?
- The turnover in financial year 2025 is ≈ €3.8m. This figure is estimated from the gross margin of €460,632 and 40 comparable companies (NACE 478). It probably lies between €2.2m and €4.8m.
- Is S.A. JOURDAN profitable?
- In financial year 2025, S.A. JOURDAN made a profit of €16,731.
- Where can I find the annual accounts of S.A. JOURDAN?
- S.A. JOURDAN filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of S.A. JOURDAN due?
- S.A. JOURDAN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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