JOURDAN
ActiveSummary
JOURDAN has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €366,024 and a net result of €60,295. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 43% of 1133 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability75▼-1
Solvency55▼-3
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21,000 at 30 days acceptable
Liquidity tight (current ratio 1.47 against 1.47 in 2023; short-term debt: 40% and cash: 2.2% of total assets), and 69.6% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
19202122232324
2019 to 2024 · latest year €366,024
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-10-2025, 68 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
68 d late
2023
65 d late
2023
16 d late
2022
10 d late
2021
38 d early
2020
1 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 20 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€60,295▲ 19.2%
2023 · €50,562
Working capital
€226,142▲ 13.9%
2023 · €198,484
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320232024
Operating result-€4,470▲ 95.3%-€3,803▲ 14.9%€26,253€59,457-€91,318▲ 53.6%
Net result-€11,248below the sector's middle half▲ 88.4%-€7,132below the sector's middle half▲ 36.6%€14,765within the sector's middle half€50,562within the sector's middle half-€60,295within the sector's middle half▲ 19.2%
Equity€247,534within the sector's middle half▼ 4.3%€240,402within the sector's middle half▼ 2.9%€255,167within the sector's middle half▲ 6.1%€305,729within the sector's middle half-€366,024within the sector's middle half▲ 19.7%
Total assets€916,132within the sector's middle half▼ 18.5%€1.0mwithin the sector's middle half▲ 13.2%€1.2mwithin the sector's middle half▲ 15.2%€925,069within the sector's middle half-€1.2mwithin the sector's middle half▲ 30.1%
Debt€661,738▼ 22.6%€794,055▲ 20.0%€939,539▲ 18.3%€619,340-€837,067▲ 35.2%
Working capital€175,135within the sector's middle half▼ 15.1%€45,136within the sector's middle half▼ 74.2%€108,785within the sector's middle half▲ 141%€198,484within the sector's middle half-€226,142within the sector's middle half▲ 13.9%
Solvency27.0%within the sector's middle half▲ 4.0pp23.2%within the sector's middle half▼ 3.8pp21.4%within the sector's middle half▼ 1.8pp33.0%within the sector's middle half-30.4%within the sector's middle half▼ 2.6pp
Current ratio1.33within the sector's middle half=1.06within the sector's middle half▼ 0.271.15within the sector's middle half▲ 0.091.47within the sector's middle half-1.47within the sector's middle half=
Return on assets (ROA)-1.2%below the sector's middle half▲ 7.4pp-0.7%below the sector's middle half▲ 0.5pp1.2%within the sector's middle half▲ 1.9pp5.5%within the sector's middle half-5.0%within the sector's middle half▼ 0.5pp
Staff (FTE)5below the sector's middle half=6below the sector's middle half▲ 20.0%6below the sector's middle half=0below the sector's middle half-5.9below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.2m
Fixed assets
€495,470 ▲ 64.1%
Current assets
€707,620 ▲ 13.6%
Equity and liabilities €1.2m
Equity
€366,024 ▲ 19.7%
Debt
€837,067 ▲ 35.2%
Debt's share of the balance-sheet total rises from 67.0% to 69.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€275,370▲
2023 · €138,880
Cash flow
€244,347▲
2023 · €129,985
Quick ratio
1.46▲
2023 · 1.46
Debt to equity
2.29▲
2023 · 2.03
ROE
16.5%▼
2023 · 16.5%
Interest coverage
11.68▼
2023 · 16.63
Debt ≤ 1 year
€481,478▲
2023 · €424,662
Debt > 1 year
€344,499▲
2023 · €194,677
Income taxes
€7,989
Staff costs
€269,875▲
2023 · €118,073
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €600 | €0 | €3,109 | €1,437 | ▼ 53.8% |
| Remuneration, social security and pensions62 | - | €253,994 | €278,423 | €118,073 | €269,875 | ▲ 129% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €185,493 | €155,831 | €174,166 | €79,423 | €184,052 | ▲ 132% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €1,146 | €0 | ▼ 100% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | €1,990 | €0 | - | - |
| Other operating charges640/8 | - | €28,326 | €36,541 | €16,100 | €38,781 | ▲ 141% |
| Non-recurring operating charges66A | - | €4,065 | €12,762 | €0 | - | - |
| Gross operating margin9900 | €466,952 | €438,413 | €530,136 | €274,200 | €584,026 | ▲ 113% |
| Operating profit (loss)9901 | -€4,470 | -€3,803 | €26,253 | €59,457 | €91,318 | ▲ 53.6% |
| Financial income75/76B | - | €74 | €0 | €116 | €539 | ▲ 367% |
| Recurring financial income75 | €64 | €74 | €0 | €116 | €539 | ▲ 367% |
| Financial charges65/66B | - | €7,323 | €14,428 | €9,011 | €23,574 | ▲ 162% |
| Recurring financial charges65 | €10,761 | €7,323 | €14,428 | €8,353 | €23,574 | ▲ 182% |
| Non-recurring financial charges66B | - | - | - | €658 | €0 | ▼ 100% |
| Profit (loss) for the period before taxes9903 | -€15,168 | -€11,052 | €11,825 | €50,562 | €68,284 | ▲ 35.0% |
| Transfer from deferred taxes780 | - | €3,920 | €2,940 | €0 | - | - |
| Income taxes67/77 | €0 | - | - | - | €7,989 | - |
| Profit (loss) for the period9904 | -€11,248 | -€7,132 | €14,765 | €50,562 | €60,295 | ▲ 19.2% |
| Transfer from tax-exempt reserves789 | - | €9,413 | €7,060 | €0 | - | - |
| Profit (loss) for the period to be appropriated9905 | -€1,835 | €2,282 | €21,825 | €50,562 | €60,295 | ▲ 19.2% |
| Line | 2021 | 2022 | 2023 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €916,132 | €1.0m | €1.2m | €925,069 | €1.2m | ▲ 30.1% |
| Fixed assets21/28 | €215,736 | €228,963 | €373,729 | €301,922 | €495,470 | ▲ 64.1% |
| Intangible fixed assets21 | - | - | - | €960 | €588 | ▼ 38.7% |
| Tangible fixed assets22/27 | €208,096 | €221,323 | €366,224 | €293,457 | €486,777 | ▲ 65.9% |
| Plant, machinery and equipment23 | - | €28,902 | €21,648 | €17,224 | €9,555 | ▼ 44.5% |
| Furniture and vehicles24 | - | €165,232 | €235,910 | €181,067 | €314,409 | ▲ 73.6% |
| Leasing and similar rights25 | - | €27,189 | €108,666 | €95,166 | €162,813 | ▲ 71.1% |
| Financial fixed assets28 | €7,640 | €7,640 | €7,505 | €7,505 | €8,105 | ▲ 8.0% |
| Current assets29/58 | €700,397 | €808,434 | €820,977 | €623,147 | €707,620 | ▲ 13.6% |
| Stocks and contracts in progress3 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Stocks30/36 | - | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Amounts receivable within one year40/41 | €668,467 | €765,358 | €788,058 | €597,733 | €673,823 | ▲ 12.7% |
| Trade receivables40 | - | €320,860 | €407,799 | €371,055 | €434,222 | ▲ 17.0% |
| Other amounts receivable41 | - | €444,499 | €380,259 | €226,677 | €239,601 | ▲ 5.7% |
| Cash at bank and in hand54/58 | €11,177 | €27,909 | €10,339 | €16,632 | €26,055 | ▲ 56.7% |
| Deferred charges and accrued income490/1 | - | €10,167 | €17,580 | €3,782 | €2,742 | ▼ 27.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €916,132 | €1.0m | €1.2m | €925,069 | €1.2m | ▲ 30.1% |
| Equity10/15 | €247,534 | €240,402 | €255,167 | €305,729 | €366,024 | ▲ 19.7% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €120,833 | €111,420 | €104,360 | €104,360 | €104,360 | = |
| Non-distributable reserves130/1 | - | €20,610 | €20,610 | €20,610 | €20,610 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Other1319 | - | €18,750 | €18,750 | €18,750 | €18,750 | = |
| Tax-exempt reserves132 | - | €90,810 | €83,750 | €83,750 | €83,750 | = |
| Profit (loss) carried forward14 | €108,101 | €110,382 | €132,207 | €182,769 | €243,064 | ▲ 33.0% |
| Provisions and deferred taxes16 | €6,860 | €2,940 | €0 | - | - | - |
| Deferred taxes168 | - | €2,940 | €0 | - | - | - |
| Amounts payable17/49 | €661,738 | €794,055 | €939,539 | €619,340 | €837,067 | ▲ 35.2% |
| Amounts payable after more than one year17 | €133,033 | €29,889 | €226,478 | €194,677 | €344,499 | ▲ 77.0% |
| Financial debts170/4 | - | €29,889 | €226,478 | €194,677 | €285,830 | ▲ 46.8% |
| Trade debts175 | - | - | - | - | €58,669 | - |
| Amounts payable within one year42/48 | €525,261 | €763,298 | €712,193 | €424,662 | €481,478 | ▲ 13.4% |
| Current portion of amounts payable after more than one year42 | - | €102,079 | €79,109 | €65,126 | €118,539 | ▲ 82.0% |
| Financial debts43 | - | €0 | - | - | - | - |
| Credit institutions430/8 | - | €0 | - | - | - | - |
| Trade debts44 | €296,204 | €597,922 | €555,334 | €141,256 | €3,794 | ▼ 97.3% |
| Suppliers440/4 | - | €597,922 | €555,334 | €141,256 | €3,794 | ▼ 97.3% |
| Taxes, remuneration and social security45 | - | €27,956 | €45,083 | €17,625 | €45,399 | ▲ 158% |
| Taxes450/3 | - | €2,396 | €15,239 | €680 | €5,092 | ▲ 649% |
| Remuneration and social security454/9 | - | €25,560 | €29,844 | €16,946 | €40,307 | ▲ 138% |
| Other amounts payable47/48 | - | €35,342 | €32,666 | €200,655 | €313,746 | ▲ 56.4% |
| Accrued charges and deferred income492/3 | - | €868 | €868 | €0 | €11,090 | - |
| Line | 2021 | 2022 | 2023 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€11,248 | -€7,132 | €14,765 | €50,562 | €60,295 | ▲ 19.2% |
| + Depreciation and write-downs630 | €185,493 | €155,831 | €174,166 | €79,423 | €184,052 | ▲ 132% |
| Operating cash flow (approximation) | €174,245 | €148,700 | €188,932 | €129,985 | €244,347 | ▲ 88.0% |
| Investment in fixed assets (approximation) | - | -€169,059 | -€318,933 | - | -€377,600 | - |
| Change in cash | - | €16,732 | -€17,570 | - | €9,424 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 68 days late
2024
31-12
Financial
Highest result since 2019net €60,295 ▲19.2%
Operating result €91,318, net result €60,295, both a record.
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 65 days late
16-02
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 16 days late
2023
30-06
Financial
Back to profitnet €14,765
Net result €14,765 after 3 loss-making years.
10-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 10 days late
2021
24-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 1 day late
2020
30-06
Financial
Weakest financial yearnet -€97,301
Net result drops to -€97,301, the lowest in the series; recovery starts the following year.
2019
29-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Virton · 1 establishment unit since 2003
Ground area
1.1 ha
Building footprint
3,511 m²
Volume, LiDAR
28,042 m³
2 parcels, Wallonia · tallest building 13.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Edouard-André,St-Mard 14, 6762 Virton
since 20032.131.783.945
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85035A0929/00S002 | Wallonia | 1.1 ha | 1 · 3,468 m² | 13.2 m · 2 fl. |
| 85035A0929/00H002 | Wallonia | 55 m² | 1 · 43 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerOwners 1
- G2FparentSourceaccounts G2F 2024100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 12,584 companies in sector 49410 we hold annual accounts for 8,203. 5,614 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-03-2003
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
Contact
E-mail
frederic@jourdan.beVirton
Phone
063/57.70.96Virton
Fax
063/57.07.72Virton
E-invoicing
Reachable via Peppol
Peppol ID
0208:0479861968
Also
9925:BE0479861968
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.