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JOUMANI

Active
Private limited companyfounded 20206 years activeDjef Antenstraat 15, 3500 Hasselt, BelgiumKBO/BCE: BE 0748.991.438
Summary

JOUMANI has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€20,196) and a net result of -€3,122. Equity is shrinking by ~54.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 1,119 sector peers (NACE 18, fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Activity
Pre-press and pre-media services
NACE 18130
1 site
Size
€6,468total assets 2025
Equity
-€20,196
Loss
-€3,122
Turnover not published (abridged schema)
Financial health
54 Fair Checked score 2025
Bankruptcy probability, 12 months
1.0%
Structure
Accounts 9 days early0 of 2 deeds read
Why 54Capped at 59: negative equity- Negative equity -€20,196- Loss of €3,122, the second in a row (FY 2025)+ Size: total assets €6,468+ Liquidity: current ratio 2.29, cash €1,726Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 23% of its sector peers (NACE 18, micro)
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -312.2% of total assets
Liquidity 62+38
short-term debt 43.7% · cash 26.7%
Profitability 0=
return on assets -48.3%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,610 companies)
Last 24 months 11-2024: 2.9%highest value 12-2024: 2.9%● unchanged vs 11-2024highest value 01-2025: 1.9%▼ -1.0 percentage point vs 12-2024 02-2025: 1.9%● unchanged vs 01-2025 03-2025: 2.0%▲ +0.1 percentage points vs 02-2025 04-2025: 2.0%● unchanged vs 03-2025 05-2025: 2.1%▲ +0.1 percentage points vs 04-2025 06-2025: 2.2%▲ +0.1 percentage points vs 05-2025 07-2025: 2.2%● unchanged vs 06-2025 08-2025: 2.3%▲ +0.1 percentage points vs 07-2025 09-2025: 2.3%● unchanged vs 08-2025 10-2025: 2.2%▼ -0.1 percentage points vs 09-2025 11-2025: 2.2%● unchanged vs 10-2025 12-2025: 2.2%● unchanged vs 11-2025 01-2026: 2.2%● unchanged vs 12-2025 02-2026: 2.2%● unchanged vs 01-2026 03-2026: 2.2%● unchanged vs 02-2026 04-2026: 2.2%● unchanged vs 03-2026 05-2026: 2.2%● unchanged vs 04-2026 06-2026: 2.2%● unchanged vs 05-2026 07-2026: 2.4%▲ +0.2 percentage points vs 06-2026 08-2026: 1.0%▼ -1.4 percentage points vs 07-2026 09-2026: 1.0%● unchanged vs 08-2026lowest value 10-2026: 1.0%● unchanged vs 09-2026lowest value
No credit on open account
Liquidity ample (current ratio 2.29 against 1.34 in 2024; short-term debt: 43.7% and cash: 26.7% of total assets), but equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 18, micro): better than 6% on solvency, 58% on liquidity, 6% on profitability and 21% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €6,468
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity -€20,196
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.29, cash €1,726
NBB · annual accounts
raises risk · Loss of €3,122, the second in a row (FY 2025)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2122232425
2021 to 2025 · latest year -€20,196
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
9 days early
2024
16 days early
2023
16 days early
2022
31 days late
2021
21 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet -€7,549

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€20,196 View
  • Risk: 5 loss-making years in a rowloss fiscal year 2025 -€3,122 View
  • Caution: Among the weakest 5% on solvencysector median 51.1% · 1,119 companies -312.2% View

By topic

Financials

Fiscal year
2025
Total assets
€6,468
Loss
-€3,122
Solvency
-312.2%
Total assets▼ 3.3%
Net result
20212025
Go to Financials

Timeline

Events
7
Since
2022
Next accounts
by 31-07-2027
  1. 15-07-2024Annual accounts filed
  2. 31-12-2023Liquidity times 7
  3. 31-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Pre-press and pre-media servicesNACE 18130
Founded
25-06-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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