JOUD
Open bankruptcyA bankruptcy procedure is open for JOUD according to publications in the Belgian State Gazette; curator: Catherine HERINCKX. The 2023 annual accounts show equity of €48k and a net result of €9k.
Signals
Three signals.
+raises risk○neutral
Financials · fiscal year 2023, micro schema
Equity
€48k▲ 24.1%
2022 · €39k
2018: €7k
2019: €21k
2020: €29k
2021: €38k
2022: €39k
2018 → 2023
Total assets
€113k▲ 28.5%
2022 · €88k
2018: €8k
2019: €41k
2020: €85k
2021: €92k
2022: €88k
2018 → 2023
Net result
€9k▲ 803%
2022 · €1k
2018: €-11k
2019: €33k
2020: €37k
2021: €9k
2022: €1k
2018 → 2023
Working capital
€38k▲ 8.1%
2022 · €35k
2018: €623
2019: €16k
2020: €25k
2021: €33k
2022: €35k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€21k-€29k▲ 35.1%€38k▲ 30.2%€39k▲ 2.7%€48k▲ 24.1%
Operating result€33k-€37k▲ 12.5%€9k▼ 76.0%€-106€25k
Net result€33k-€37k▲ 12.1%€9k▼ 76.0%€1k▼ 88.2%€9k▲ 803%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2023: €25k after a loss of €106 in 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €113k
Fixed assets
€10k▲ 190%
Current assets
€103k▲ 22.0%
Equity and liabilities €113k
Equity
€48k▲ 24.1%
Debt
€65k▲ 32.0%
The debt ratio rises from 56.0% to 57.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€26k▲
2022 · €979
Cash flow
€10k▲
2022 · €2k
Solvency
42.4%▼
2022 · 44.0%
Current ratio
1.59▼
2022 · 1.72
Quick ratio
1.58▼
2022 · 1.71
Debt / equity
1.36▲
2022 · 1.27
ROE
19.4%▲
2022 · 2.7%
ROA
8.2%▲
2022 · 1.2%
Interest coverage
47.83▲
2022 · 1.26
Debt
€65k▲
2022 · €49k
Debt ≤ 1 year
€65k▲
2022 · €49k
Income taxes
€17k▲
2022 · €2k
Staff costs
€11k▲
2022 · €163
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€88k€113k▲
Fixed assets21/28€3k€10k▲
Tangible fixed assets22/27€410€7k▲
Plant, machinery and equipment23€410€7k▲
Financial fixed assets28€3k€3k=
Current assets29/58€85k€103k▲
Stocks and contracts in progress3€500€500=
Stocks30/36€500€500=
Amounts receivable within one year40/41€84k€103k▲
Trade receivables40-€1k
Other amounts receivable41€84k€102k▲
Cash at bank and in hand54/58€539€18▼
Equity and liabilities
Total equity and liabilities10/49€88k€113k▲
Equity10/15€39k€48k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€20k€30k▲
Amounts payable17/49€49k€65k▲
Amounts payable within one year42/48€49k€65k▲
Trade debts44€1k€21k▲
Suppliers440/4€1k€21k▲
Taxes, remuneration and social security45-€14k
Taxes450/3-€3k
Remuneration and social security454/9-€11k
Other amounts payable47/48€48k€30k▼
Income statement
Code20222023
Remuneration, social security and pensions62€163€11k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€105€231▲
Gross operating margin9900€1k€37k▲
Operating profit (loss)9901€-106€25k▲
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€778€536▼
Recurring financial charges65€778€536▼
Profit (loss) for the period before taxes9903€3k€27k▲
Income taxes67/77€2k€17k▲
Profit (loss) for the period9904€1k€9k▲
Profit (loss) for the period to be appropriated9905€1k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€30k▲
Profit (loss) brought forward from the previous period14P€19k€20k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-09
Bankruptcy
Opening
Tribunal de l’entreprise francophone de Bruxelles · SRL JOUD RUE DU COMPAS A2, 1070 ANDERLECHT · event 15-09-2025
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 328 days late
2024
03-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 400 days late
2023
17-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 170 days late
2022
10-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 283 days late
2021
16-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 228 days late
2020
31-12
Financial
Highest result since 2018net €37k ▲12.1%
Operating result €37k, net result €37k, both a record.
18-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 506 days late
2019
31-12
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Passerstraat A21070 AnderlechtGround area
3,805 m²
Building footprint
748 m²
Volume, LiDAR
9,147 m³
Parcel 21304B0392/00A000, Brussels · tallest building 22.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JOUD
since 20182.275.113.818
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21304B0392/00A000 | Brussels | 3,805 m² | 1 · 748 m² | 22.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | Catherine HERINCKX AVENUE DU CONGO 1,
1050 IXELLES |
15-09-2025 → present |
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Of 3,043 companies in sector 47221 we hold annual accounts for 1,562. 1,311 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-12-2017
Fiscal year end31-12
Activities, NACEBEL
47221Retail sale of meat and meat products, excluding game and poultry
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.