Joti Trans
ActiveJoti Trans has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.16M and a net result of €138k. Equity is growing by ~28.4% per year across the filed fiscal years. Its solvency ranks better than 75% of 1845 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-6
Solvency88▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 2.75 against 3.57 in 2024; short-term debt: 21.3% and cash: 6.2% of total assets), and 36.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.2%
Return on assets
7.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-04-2026, 102 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
102 d early
2024
125 d early
2023
124 d early
2022
159 d early
2021
146 d early
2020
144 d early
2019
156 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.16M▼ 4.8%
2024 · €1.22M
2018: €259k
2019: €337k
2020: €374k
2021: €459k
2022: €746k
2023: €1.10M
2024: €1.22M
2018 → 2025
Total assets
€1.83M▲ 3.4%
2024 · €1.77M
2018: €772k
2019: €848k
2020: €913k
2021: €911k
2022: €1.21M
2023: €1.45M
2024: €1.77M
2018 → 2025
Net result
€138k▼ 35.8%
2024 · €215k
2018: €133k
2019: €78k
2020: €37k
2021: €85k
2022: €287k
2023: €354k
2024: €215k
2018 → 2025
Working capital
€682k▼ 11.0%
2024 · €766k
2018: €275k
2019: €278k
2020: €354k
2021: €353k
2022: €362k
2023: €727k
2024: €766k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€459k-€746k▲ 62.5%€1.10M▲ 47.5%€1.22M▲ 10.4%€1.16M▼ 4.8%
Operating result€121k-€396k▲ 226%€500k▲ 26.3%€297k▼ 40.7%€181k▼ 39.0%
Net result€85k-€287k▲ 238%€354k▲ 23.5%€215k▼ 39.4%€138k▼ 35.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 39% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.83M
Fixed assets
€759k▲ 7.5%
Current assets
€1.07M▲ 0.7%
Equity and liabilities €1.83M
Equity
€1.16M▼ 4.8%
Debt
€674k▲ 21.4%
The debt ratio rises from 31.4% to 36.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€422k▼
2024 · €476k
Cash flow
€379k▼
2024 · €394k
Solvency
63.2%▼
2024 · 68.6%
Current ratio
2.75▼
2024 · 3.57
Quick ratio
2.75▼
2024 · 3.57
Debt / equity
0.58▲
2024 · 0.46
ROE
11.9%▼
2024 · 17.7%
ROA
7.5%▼
2024 · 12.1%
Interest coverage
26.01▼
2024 · 35.74
Debt
€674k▲
2024 · €555k
Debt ≤ 1 year
€390k▲
2024 · €298k
Debt > 1 year
€284k▲
2024 · €257k
Income taxes
€55k▼
2024 · €83k
Staff costs
€1.05M▲
2024 · €914k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.77M€1.83M▲
Fixed assets21/28€706k€759k▲
Tangible fixed assets22/27€700k€750k▲
Land and buildings22-€73k
Plant, machinery and equipment23€10k€6k▼
Furniture and vehicles24€342k€269k▼
Leasing and similar rights25€348k€401k▲
Financial fixed assets28€6k€9k▲
Current assets29/58€1.06M€1.07M▲
Amounts receivable after more than one year29€187k€0▼
Trade receivables290€187k€0▼
Amounts receivable within one year40/41€412k€659k▲
Trade receivables40€411k€638k▲
Other amounts receivable41€457€21k▲
Current investments50/53€200k€300k▲
Cash at bank and in hand54/58€208k€113k▼
Deferred charges and accrued income490/1€58k€0▼
Equity and liabilities
Total equity and liabilities10/49€1.77M€1.83M▲
Equity10/15€1.22M€1.16M▼
Contributions10/11€19k€19k=
Reserves13€1.20M€1.14M▼
Tax-exempt reserves132€168k€168k=
Distributable reserves133€1.03M€970k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€555k€674k▲
Amounts payable after more than one year17€257k€284k▲
Financial debts170/4€257k€284k▲
Amounts payable within one year42/48€298k€390k▲
Current portion of amounts payable after more than one year42€111k€123k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€42k€50k▲
Suppliers440/4€42k€50k▲
Taxes, remuneration and social security45€145k€215k▲
Taxes450/3€55k€107k▲
Remuneration and social security454/9€90k€108k▲
Other amounts payable47/48€768€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€914k€1.05M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€179k€241k▲
Other operating charges640/8€6k€5k▼
Gross operating margin9900€1.40M€1.48M▲
Operating profit (loss)9901€297k€181k▼
Financial income75/76B€14k€28k▲
Recurring financial income75€4k€13k▲
Non-recurring financial income76B€10k€16k▲
Financial charges65/66B€13k€16k▲
Recurring financial charges65€13k€16k▲
Profit (loss) for the period before taxes9903€297k€193k▼
Income taxes67/77€83k€55k▼
Profit (loss) for the period9904€215k€138k▼
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€215k€138k▼
Appropriation of the result
Profit (loss) to be appropriated9906€215k€138k▼
Transfer from equity791/2€100k€196k▲
Transfer to equity691/2€215k€138k▼
To other reserves6921€215k€138k▼
Profit to be distributed694/7€100k€196k▲
Return on contributions (dividend)694€100k€196k▲
Social balance
Average headcount (FTE)908715.516.3▲
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €354k ▲23.5%
Operating result €500k, net result €354k, both a record.
31-12
Financial
Equity above €1MEq €1.10M ▲47.5%
6 profitable years in a row build equity to €1.10M.
22-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €500kEq €746k ▲62.5%
5 profitable years in a row build equity to €746k.
07-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
09-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €37k ▼52%
Net result drops to €37k, the lowest in the series; recovery starts the following year.
26-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
14-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 2 establishment units since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Entrepotstraat +359100 Sint-NiklaasGround area
4,213 m²
Building footprint
1,509 m²
Volume, LiDAR
7,361 m³
2 parcels, Flanders · tallest building 16.4 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Joti Trans
since 20052.222.278.116
Eigenlostraat 23, 9100 Sint-Niklaas
since 20222.327.391.571
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46446B0866/00B000 | Flanders | 3,353 m² | 1 · 1,398 m² | 16.4 m · 1 fl. |
| 46442C1128/00S000 | Flanders | 860 m² | 1 · 111 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 13,555 EUR awarded · 13,555 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,757 EUR | 1,757 EUR |
| 2024 | 1 | 149 EUR | 391 EUR |
| 2023 | 1 | 1,697 EUR | 1,455 EUR |
| 2022 | 3 | 9,952 EUR | 9,952 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Vlaams opleidingsverlof (VOV)
Recognitions · licences · registrations
Food safety, FASFC
2 sitesSint-Niklaas2.222.278.116
Sint-Niklaas2.327.391.571
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Of 12,606 companies in sector 49410 we hold annual accounts for 8,199. 3,898 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-03-2005
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
52100Warehousing and storage
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:tinie@jotibvba.be
Phone:0473 99 12 03