Financials
- Fiscal year
- 2025
- Total assets
- €192,485
- Profit
- €16,260
- Solvency
- 20.0%
JoTi Consulting
ActiveSummary
JoTi Consulting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,513 and a net result of €16,260. Its solvency ranks better than 23% of 38840 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€192,485total assets 2025
- Equity
- €38,513
- Profit
- €16,260
Turnover not published (abridged schema)
Structure
Accounts 53 d early0 of 2 deeds read
Why 91+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €192,485+ Liquidity: current ratio 1.56, cash €33,677+ Figures for FY 2025 (filed 08-06-2026)Show the evidence
Checked score
Score 2025
91
/ 100
Excellent
Probability in this band: under 0.55%
Better than 31% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength
Average
Solvency
45
equity 20.0% of total assets
Liquidity
43
short-term debt 56.1% · cash 17.5%
Profitability
79
return on assets 8.4%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.6%
12-2024: 0.6%● 0.0% vs 11-2024
01-2025: 0.6%● 0.0% vs 12-2024
02-2025: 1.0%▲ +71.2% vs 01-2025highest value
03-2025: 1.0%● 0.0% vs 02-2025highest value
04-2025: 1.0%▼ -1.9% vs 03-2025
05-2025: 1.0%● 0.0% vs 04-2025
06-2025: 1.0%● 0.0% vs 05-2025
07-2025: 1.0%● 0.0% vs 06-2025
08-2025: 1.0%● 0.0% vs 07-2025
09-2025: 1.0%▲ +0.3% vs 08-2025
10-2025: 1.0%● 0.0% vs 09-2025
11-2025: 1.0%▲ +1.1% vs 10-2025
12-2025: 1.0%● 0.0% vs 11-2025
01-2026: 1.0%● 0.0% vs 12-2025
02-2026: 1.0%● 0.0% vs 01-2026
03-2026: 1.0%▼ -3.9% vs 02-2026
04-2026: 0.8%▼ -20.1% vs 03-2026
05-2026: 0.8%● 0.0% vs 04-2026
06-2026: 0.8%● 0.0% vs 05-2026
07-2026: 0.1%▼ -93.3% vs 06-2026
08-2026: 0.1%▼ -3.8% vs 07-2026lowest value
09-2026: 0.1%● 0.0% vs 08-2026lowest value
10-2026: 0.1%● 0.0% vs 09-2026lowest value
- Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
- Size: total assets €192,485 lowers the probability for this profile
- Liquidity: current ratio 1.56, cash €33,677 lowers the probability
- Figures for FY 2025 (filed 08-06-2026) lowers the probability
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 1.56; short-term debt: 56.1% and cash: 17.5% of total assets), but 80% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 23%, liquidity 23%, profitability 46%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 38840 sector peers (2025).
NBB · sector comparisonPosition among 38840 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
53 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 08-06-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 02-08-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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