Checked.be · Company dossierhttps://checked.be/en/c/josy-lise-0425844747 · as of 20-10-2026
Josy-Lise
Active
Private limited company · founded 1984 · active for 42 yearsRue du Vent Val(GOT) 106, 7070 Le Roeulx, BelgiumKBO/BCE: BE 0425.844.747
Summary
The computed 12-month bankruptcy probability of Josy-Lise is 5.4% (elevated). For Josy-Lise, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €39,805 and a net result of -€2,039. Equity is shrinking by about 3% per year across the filed financial years. Its solvency ranks better than 76% of 1,074 sector peers (NACE 71, financial year 2022). The company has been active since 1984 and the Belgian Official Gazette contains no insolvency or warning signals.
Signalsraises riskFigures for financial year 2022 (filed 07-11-2023)3 financial years not filed after the legal deadline; latest accounts 88 days late; 3 of the last 3 late1 change of registered office in 24 monthsTwo or more financial years not filedlowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)neutralFiled after the deadlineShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Financial strength, FY 2022 · tick = 2020
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Average
Solvency92-8
equity 67.4% of total assets
Liquidity47+4
short-term debt 32.6% · cash 8.8%
Profitability14-27
return on assets -3.5%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
5.4%Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.1% (14,806 companies, NACE 71, micro)
Last 24 months11-2024: 0.6%lowest value12-2024: 0.9%▲ +0.3 percentage points vs 11-202401-2025: 2.0%▲ +1.1 percentage points vs 12-202402-2025: 1.9%▼ -0.1 percentage points vs 01-202503-2025: 2.1%▲ +0.2 percentage points vs 02-202504-2025: 1.9%▼ -0.2 percentage points vs 03-202505-2025: 1.9%● unchanged vs 04-202506-2025: 1.9%● unchanged vs 05-202507-2025: 1.9%● unchanged vs 06-202508-2025: 2.8%▲ +0.9 percentage points vs 07-202509-2025: 5.2%▲ +2.4 percentage points vs 08-202510-2025: 5.2%● unchanged vs 09-202511-2025: 5.2%● unchanged vs 10-202512-2025: 5.8%▲ +0.6 percentage points vs 11-2025highest value01-2026: 5.8%● unchanged vs 12-2025highest value02-2026: 5.8%● unchanged vs 01-2026highest value03-2026: 5.8%● unchanged vs 02-2026highest value04-2026: 5.8%● unchanged vs 03-2026highest value05-2026: 5.8%● unchanged vs 04-2026highest value06-2026: 5.8%● unchanged vs 05-2026highest value07-2026: 5.8%● unchanged vs 06-2026highest value08-2026: 5.4%▼ -0.4 percentage points vs 07-202609-2026: 5.4%● unchanged vs 08-202610-2026: 5.4%● unchanged vs 09-2026
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
31-12-2023 year end31-07-2024 deadline20-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 27-10-2023, 88 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 71 days after the deadline; the sector median (NACE 71) for financial year 2024 is 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
Registered office · Amendment of the…Resignation: ESTIEVENART Maud (director) ·…
Annual accounts filedfinancial year 2022 · full…
Annual accounts filedfinancial year 2020 · full…
Key points
Risk: Accounts not fileddeadline was 31-07-2024811 days lateView