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JOSTEO

Active
Private limited companyfounded 20242 yrs activeRue Jules Destrée(TR) 39, 6183 Courcelles, BelgiumKBO/BCE: BE 1011.130.275
Summary

The computed 12-month bankruptcy probability of JOSTEO is 3.4% (moderate). The 2024 annual accounts show equity of €42,514 and a net result of €42,014. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
3.4% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 6.86; short-term debt: 11.7% and cash: 42% of total assets), and 11.7% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-04-2025, 112 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
112 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its 2024 accounts 112 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JOSTEO was incorporated on 3 July 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€42,514
Total assets
€48,144
Net result
€42,014
Working capital
€32,978

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €46,718
Fixed assets €8,111
Current assets €38,607
Equity and liabilities €48,144
Equity €42,514
Debt €5,630
Debt finances 11.7% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€56,504
Cash flow
€44,468
Current ratio
6.86
Debt to equity
0.13
ROE
98.8%
ROA
87.3%
Interest coverage
1586.73
Debt ≤ 1 year
€5,630
Income taxes
€12,000

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 29 lines
Balance sheet Code2024
Assets
Total assets20/58€48,144
Formation expenses20€1,426
Fixed assets21/28€8,111
Tangible fixed assets22/27€8,111
Plant, machinery and equipment23€3,033
Furniture and vehicles24€5,078
Current assets29/58€38,607
Cash at bank and in hand54/58€20,203
Deferred charges and accrued income490/1€18,405
Equity and liabilities
Total equity and liabilities10/49€48,144
Equity10/15€42,514
Contributions10/11€500
Profit (loss) carried forward14€42,014
Amounts payable17/49€5,630
Amounts payable within one year42/48€5,630
Trade debts44€3,157
Suppliers440/4€3,157
Other amounts payable47/48€2,473
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,453
Other operating charges640/8€517
Gross operating margin9900€57,021
Operating profit (loss)9901€54,050
Financial charges65/66B€36
Recurring financial charges65€36
Profit (loss) for the period before taxes9903€54,014
Income taxes67/77€12,000
Profit (loss) for the period9904€42,014
Profit (loss) for the period to be appropriated9905€42,014
Appropriation of the result
Profit (loss) to be appropriated9906€42,014

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,453
Other operating charges640/8€517
Gross operating margin9900€57,021
Operating profit (loss)9901€54,050
Financial charges65/66B€36
Recurring financial charges65€36
Profit (loss) for the period before taxes9903€54,014
Income taxes67/77€12,000
Profit (loss) for the period9904€42,014
Profit (loss) for the period to be appropriated9905€42,014
Line2024
Assets
Total assets20/58€48,144
Formation expenses20€1,426
Fixed assets21/28€8,111
Tangible fixed assets22/27€8,111
Plant, machinery and equipment23€3,033
Furniture and vehicles24€5,078
Current assets29/58€38,607
Cash at bank and in hand54/58€20,203
Deferred charges and accrued income490/1€18,405
Equity and liabilities
Total equity and liabilities10/49€48,144
Equity10/15€42,514
Contributions10/11€500
Profit (loss) carried forward14€42,014
Amounts payable17/49€5,630
Amounts payable within one year42/48€5,630
Trade debts44€3,157
Suppliers440/4€3,157
Other amounts payable47/48€2,473
Line2024
Profit (loss) for the period9904€42,014
+ Depreciation and write-downs630€2,453
Operating cash flow (approximation)€44,468

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
10-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Courcelles · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
337 m²
Building footprint
39 m²
Volume, LiDAR
297 m³
Parcel 52066B0803/00F002, Wallonia · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JOSTEO
Rue Jules Destrée(TR) 39, 6183 CourcellesGeneral medical practice
since 20242.361.950.988
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52066B0803/00F002 Wallonia 337 m² 1 · 39 m² 10.0 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded03-07-2024
Fiscal year end31-12
Contact
E-mail josua.kentros@gmail.com
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.